Everyday Legal Articles


UK Areas Where Properties Are Selling The Quickest In 2023 It’s been a busy year so far throughout the property market, and it promises to continue being busy as we head into the second half of the year... Continue Reading 25/05/2023
Spring Clean Your Finances With Remortgage Looking to raise extra funds as we head into the second half of the year? Have you considered spring cleaning your finances by remortgaging your home? Continue Reading 15/05/2023
Is Now A Good Time For First-Time Buyers? Our conveyancing solicitors look at what you need to consider before deciding whether now is the right time to buy your first home. Continue Reading 03/05/2023
Selling A Property After Someone Has Died Our conveyancing solicitors offer advice for personal representatives selling a property after a death Continue Reading 17/04/2023
Fun Family Days Out This Easter The Easter holidays are here! We have put together some fun and exciting days out you and your families can enjoy this April... Continue Reading 04/04/2023
Key Considerations For Buying A Home Off Plan Our conveyancing solicitors look at what what buying off plan is and answers some of your questions Continue Reading 22/03/2023
Avoiding Problems With Chattels During Probate Chattels are an important part of any estate and require advanced legal planning in the same way as other assets... Continue Reading 10/03/2023
Can A Fraudster Really Steal A House Our conveyancing solicitors discuss the increasing risk of property fraud, and how to avoid it - whether you’re a buyer or seller Continue Reading 01/03/2023
Purchasing A Second Property: Key Things To Know If you’re in the market for a second property, these are some of the key things that are worth knowing beforehand... Continue Reading 22/02/2023
Ways You Can Show Your Home Some Love The month of love has arrived! As Valentine’s Day is just around the corner, find out how you can show your home some love... Continue Reading 09/02/2023
Business Planning And The Importance Of Making A Will Including provisions in your will to stipulate how your business should run helps to ensure that the business continues smoothly without you. Continue Reading 02/02/2023
Avoiding Common Delays In Obtaining Probate With the right legal advice, common probate delays can be anticipated in advance and planned for accordingly Continue Reading 16/01/2023
Local Land Charges - Your Questions Answered Our conveyancing solicitors looks at local authority searches and answers your questions on local land charges. Continue Reading 05/01/2023
Christmas Markets To Visit This Year The festive season is here! To celebrate, we’ve put together a list of Christmas markets worth visiting this year... Continue Reading 30/11/2022
Selling A Property To Downsize Our residential property solicitors consider some of the conveyancing and other aspects of selling your home to downsize. Continue Reading 14/11/2022
Passing On Royalties After You Die Make sure your royalty payments pass according to your own wishes after your death by making a will. Continue Reading 01/11/2022
Fun Things To Do With Your Family During October Half Term The October half term is here! We’ve put together a list of some fun attractions and days out you and your family can enjoy this autumn... Continue Reading 24/10/2022
Tips To Help Get Your Home Winter Ready The autumn season is here, which means dark, cold, winter nights start to close in earlier. We look at ways to make sure your home is winter ready... Continue Reading 19/10/2022
Legal Steps To Consider When Diagnosed With A Life-Limiting Illness Our wills and probate solicitors consider some of the legal steps you should think about if you have been diagnosed with a life-limiting illness. Continue Reading 28/09/2022
Buying A Property With Cash: What Being A Cash Buyer Means Our conveyancing solicitors explain what being a cash buyer means and the potential benefit if you are buying or selling your home. Continue Reading 20/09/2022
Selling A Rental Property: What You Need To Know Our property solicitors explain how they can help you sell your rental property with or without tenants in place Continue Reading 02/09/2022
UK Locations Where Properties Are Selling The Quickest It’s been a busy year so far throughout the property market! But where in the UK are properties selling the quickest? We take a look… Continue Reading 24/08/2022
Benefits Of Being A Chain Free Buyer When it comes to purchasing a property, being a chain free buyer can be a big advantage. We take a look at some of the benefits it brings... Continue Reading 19/08/2022
Essentials Kit To Pack For First Night In Your New Home The time has come to move into your new home! Ahead of the first night, check out the essential kit you should be packing to take with you... Continue Reading 03/08/2022
How To Help Get Your Property Offer Accepted If you’re looking to purchase a property in the coming months, but need some tips and advice on how to get an offer accepted, we have you covered… Continue Reading 06/07/2022
Fun Family Days Out During Summer 2022 The summer holidays are just around the corner! We take a look at some of the fun activities and days out you can enjoy this summer... Continue Reading 05/07/2022
GWlegal Make Final Shortlist At The SFI Awards 2022 We are finalists at the SFI Awards 2022! Read more about the category we are finalists in and the awards ceremony here... Continue Reading 16/06/2022
Help To Buy Deadline Brought Forward The help to buy application deadline was recently brought forward. You can read about it and what this means for homebuyers here... Continue Reading 15/06/2022
How To Speed Up Your Conveyancing Process Looking to buy a home this year? Maybe you're looking to sell? Whatever it may be, we look at ways to help speed up the conveyancing process... Continue Reading 20/05/2022
What Is Right To Buy What is Right to Buy? We take a look at what the government scheme is, who can use it and the pros of using it... Continue Reading 10/05/2022
GWlegal Is A Finalist At The Moneyfacts Awards 2022 GWlegal are delighted to confirm we have made the final shortlist at the Moneyfacts Awards 2022! Read more about the category we’re in here… Continue Reading 19/04/2022
Fun Things To Do During The Easter Holidays Happy Easter! Check out some of these fun things to do with your family during the Easter holidays... Continue Reading 07/04/2022
Mother's Day 2022 Mother's Day is just around the corner! We take a look at when it first started, where it originated from and some fun gift ideas to buy your Mum... Continue Reading 21/03/2022
UK First-Time Buyer Numbers Hits Highest Levels In Over 20 Years First-time buyer numbers have hit its highest levels in over 20 years. You can read more about it and what it means for homebuyers here... Continue Reading 24/02/2022
Fun Things To Do During February Half Term February half term has arrived! We've got you covered with some fun things you and your family can enjoy... Continue Reading 21/02/2022
House Viewings Tips: What To Do And Look Out For During Visits Whether a first-time buyer or an experienced homebuyer, these are some things to look out for and do during home viewings... Continue Reading 02/02/2022
UK Christmas Markets To Visit This December Christmas markets have made a comeback this year! These are some of the best to visit throughout the UK this December... Continue Reading 06/12/2021
GWlegal Make Final Shortlist At The 2021 Mortgage Introducer Awards We are delighted to confirm that we have made the final shortlist at the 2021 Mortgage Introducer Awards! Read more about it here... Continue Reading 27/10/2021
Tips For Selling Your House In The Autumn Season Are you considering selling your house during the autumn season? We've put together some tips that may help... Continue Reading 20/10/2021
Demand For Houses Remains High Heading Into Autumn Reports suggest that activity throughout the property market both in terms of selling and purchasing will remain high heading into autumn... Continue Reading 20/09/2021
UK Areas Where Properties Are Selling Quickest Where are properties selling quickest throughout the UK? We take a look here… Continue Reading 28/07/2021
Tips To Help You Buy A House If you're looking to purchase a property, we've put together some tips that may help... Continue Reading 20/07/2021
Most Affordable Locations For First-Time Buyers If you’re trying to get on the property ladder this year, check out some of these most affordable locations to live in throughout England... Continue Reading 16/07/2021
Questions First-Time Buyers Should Be Asking If you’re a first-time buyer, there are a range of questions you need to be asking before getting a property purchase underway… Continue Reading 20/05/2021
Key Conveyancing Questions Answered Whether you're purchasing your first home or moving house, there are key conveyancing questions that you'll be asking. We answer them here... Continue Reading 18/05/2021
The UK Property Market Has A ‘Spring’ In Its Step This Month The recent spring budget announcement provided some excellent benefits for homebuyers and the property market as a whole throughout March… Continue Reading 29/03/2021
GWlegal Make The Final Shortlist At The Moneyfacts Awards 2021 GWlegal are delighted to have made the final shortlist at the Moneyfacts Awards 2021! Read more about the category we're in here... Continue Reading 19/03/2021
Budget 2021: The Key Points You Need To Know Chancellor Rishi Sunak made his Budget 2021 speech earlier this week. Find out what key announcements were made, here... Continue Reading 05/03/2021
Way To Kick Start The New Year Happy New Year everyone! If you're looking for ways to kick start 2021, check out some of these ideas... Continue Reading 13/01/2021
Stamp Duty Holiday Deadline Approaching We take an in-depth look into all things stamp duty and the stamp duty holiday cuts ahead of the upcoming deadline on 31 March 2021 Continue Reading 13/01/2021
GWlegal Make Longlist For The Conveyancing/Legal Business Of The Year Award We're happy to announce that we've made the longlist! We now need your votes to help us make the final shortlist! Continue Reading 22/10/2020
Most Affordable Areas To Purchase A Property For First Time Buyers These are some of the most affordable areas first-time buyers should be considering... Continue Reading 15/10/2020
Reasons To Remortgage We look at the various reasons you should consider a remortgage this Autumn... Continue Reading 02/10/2020
Effective Ways To Save For A House Deposit Are you a first-time buyer? Looking for effective ways to save up for a house deposit? Our property team has a few ideas that may help... Continue Reading 02/10/2020
Ways You Can Help Increase The Value Of Your Home Looking for ways to increase the value of your home before putting it up on the market? We look at how to achieve this... Continue Reading 04/09/2020
Property Turn-Offs For Homebuyers These are some property turnoffs to avoid if you want a successful sale... Continue Reading 03/09/2020
Why You Should Trust GWlegal With Your Conveyancing And Remortgage Needs Here's just a few reasons why you should trust GWlegal when it comes to dealing with your conveyancing and remortgage needs... Continue Reading 02/09/2020
House Prices Fall For First Time Since 2012 Houses prices fell in June for the first time since 2012, making this an opportunistic time for interested home buyers to make their move... Continue Reading 15/07/2020
Ways To Make Your Home Stand Out When Selling Are you looking to sell your home this summer? Well we've got you covered with some tips on how to make you home stand out... Continue Reading 14/07/2020
Increase In Home DIY Projects During Lockdown Nearly two-fifths of people have been doing DIY during lockdown! Click here for some new DIY project ideas... Continue Reading 13/07/2020
Mental Health Awareness Week: Tips To Improve Mental Health During Lockdown This week marks Mental Health Awareness Week - we take a look at ways you can help improve mental health during lockdown Continue Reading 22/05/2020
You Can Now Move House As The Housing Market Comes Out Of Lockdown Good news! The housing market has come out of lockdown! We take a look at what this means for those looking to buy and sell properties... Continue Reading 14/05/2020
Fun Family Activities To Enjoy During Lockdown We've put together a list of fun family activities to enjoy indoors, during the lockdown around the UK! Continue Reading 29/04/2020
What Buyers And Sellers Can Do During Lockdown We take a look at what property buyers and sellers can do during the lockdown... Continue Reading 28/04/2020
A GWlegal Update For All Our Brokers & Clients We would like to provide an update for all our brokers and clients during the lockdown... Continue Reading 27/04/2020
Top Tips For Working At Home In light of the recent government advice for more workers to start working from home, we've put together some top tips to get you started... Continue Reading 18/03/2020
Your Questions Answered: Should I Buy Or Sell A House In 2020? 2020 has been an eventful year so far! But is it the best time to sell or purchase a new property? We investigate further... Continue Reading 16/03/2020
First-Time Buyers Market Hits Record High For First Time In Over 12 Years Recent reports suggest that the first-time buyer market has hit record highs for the first time since 2007! We take a look into why this is happening Continue Reading 10/03/2020
The Pros And Cons Of House Sharing Looking to move out but don't know what the best setup is for you? Have you considered house sharing? We take a look at the pros and cons... Continue Reading 09/03/2020
Top Things To Do This February Half Term February half term is just around the corner! We've got you covered with a number of fun days out you and your family can enjoy... Continue Reading 12/02/2020
Why Location, Location, Location Is Still The Most Important Consideration When Buying A Home What do you believe is the most important aspect to consider when buying a house? Our property team have had their say... Continue Reading 13/01/2020
New Build vs Existing Home Is 2020 the year you buy a new home? If you’re debating whether a new-build or existing home is best for you, read the pros and cons of both here... Continue Reading 10/01/2020
Your Pressing Christmas-Related Questions Answered What’s the best type of Christmas tree? What about the decorations? Is the Christmas period a good time to buy or sell properties? We answer here… Continue Reading 19/12/2019
Europe And The UK's Best Christmas Markets It's Christmas time! To celebrate getting in the festive mood, we're looking at some of the best Christmas markets to visit throughout Europe and UK Continue Reading 18/12/2019
This Is The Age Most People Reach Financial Maturity Find out the ways in which you may have started to reach financial maturity… Continue Reading 05/12/2019
What Is Black Friday? Black Friday is just around the corner and we've got a new offer for you to enjoy! Find out more here... Continue Reading 25/11/2019
What's The Fastest Selling Property Type In The UK? What do you think is the fastest selling property type throughout the UK? Find out here... Continue Reading 14/11/2019
House Prices Fall Across The Country This Autumn As house prices fall across the country this autumn, now might be the perfect time for first-time buyers to get on the property ladder... Continue Reading 12/11/2019
Places To Watch Firework Displays In Liverpool & Merseyside If you’re looking to attend an event throughout Liverpool and Merseyside this Bonfire Night, we’ve picked a handful for you to consider… Continue Reading 01/11/2019
The Most Haunted Houses In The World As Halloween is just around the corner, we take a look at some of the most haunted houses around the world… Continue Reading 28/10/2019
It's Now More Affordable To Buy A House In These Expensive Areas There are now homes affordable to buy in areas that were deemed too expensive in the past, find out more here... Continue Reading 23/09/2019
First-Time Buyer Market Boom Are you a first-time buyer? Well there has recently been a boom in the market, across all regions of the UK. Read more about it here… Continue Reading 17/09/2019
How To Save Money Everyone has a dream goal, whether it's a dream home, dream holiday or dream purchase. We've put together some ways to help you save money for this... Continue Reading 05/09/2019
Why Are Less People Than Ever Passing Their Driving Tests? We take a look into why it appears less people are passing their driving test than ever before... Continue Reading 03/09/2019
What Is Rentvesting And Should I Do It? Learn all about what Rentvesting is and whether or not you should consider it... Continue Reading 02/09/2019
Will A Bigger Home Make Me Happier? We've all dreamed about owning a big home, but have you ever thought whether or not it'd make you any happier?... Continue Reading 28/08/2019
These Are The Cheapest Places To Rent If You're Single If you're single and looking to rent a property, it can't be quite costly. We've put together some of the cheapest places worth considering... Continue Reading 19/08/2019
How To Keep Your Home Cool This Summer As we reach record highs this summer with heatwaves throughout the UK, we've put together some handy tips on how to keep your home cool... Continue Reading 16/08/2019
It's Your Absolute Last Chance To Lodge Your PPI Claim The PPI deadline is around the corner and NOW is your last chance to get it checked to see if you're entitled to a refund... Continue Reading 06/08/2019
Top Tips For First-Time Landlords Are you a first-time landlord? Need some help ensuring the first investment you make is a good one? Read more... Continue Reading 05/08/2019
More Retirees Than Ever Are Investing In Buy-To-Let More retirees are investing in Buy-To-Let than ever before. Find out why this is the case... Continue Reading 02/08/2019
Where Is The Best Place To Live In The UK (And Why)? So you're finally looking to settle down somewhere, but where is best to live? We've picked out some areas we believe you should consider... Continue Reading 23/07/2019
How To Get Your Home & Garden Ready For Summer Hurray! Summer has finally arrived! Now all you need to do is get your home and garden ready for the summer season ahead... Continue Reading 22/07/2019
5 Reasons To Buy A Property In Wimbledon Wimbledon season has come around once again! Check out our reasons why the Wimbledon area is a hot spot for property investment... Continue Reading 18/07/2019
Fun And Exciting Family Days Out This Summer The school summer holidays are around the corner - here are a few ideas for fun and exciting days out you and your family can have this summer... Continue Reading 18/07/2019
Will Millennials Ever Be Able To Buy A House? Will a millennial ever be able to buy a house? Find out here... Continue Reading 08/07/2019
Where Is The Most Affordable Place To Buy A House In The UK? Are you a first time buyer? On a budget and don't know where to go? We've found some of the best areas that are worth considering... Continue Reading 08/07/2019
The Alternative Holiday Guide (For Those On A Budget) Looking to go on holiday this summer but on a tight budget? Don't worry, there are plenty of camping and glamping holidays on offer... Continue Reading 25/06/2019
Most Common Causes of RTA's And How To Avoid Them Here are the most common causes of road traffic accidents around the UK and ways you can avoid them from happening... Continue Reading 24/06/2019
What Is The Summer Solstice And What Should I Do For It? The summer has finally arrived! Find out what summer solstice is all about here... Continue Reading 21/06/2019
Father’s Day Gift Guide 2019 - Creative Ideas For Dad Check out this guide to some of the interesting and fun Father's Day gifts you can buy this year... Continue Reading 14/06/2019
Property Trend - The Tiny House Movement Tiny House Movement is a growing trend in the property world - read all about it here... Continue Reading 13/06/2019
Your Legal Questions Answered - How Many Holidays Am I Entitled To? All your legal questions about holiday entitlement in the workplace answered here... Continue Reading 05/06/2019
And The Most Property-Obsessed Country In The World Is... The votes are in, it's now time to announce who the most property-obsessed country in the world is... Continue Reading 29/05/2019
How Remortgage Can Save You Money Check out how remortgaging your property can save you money... Continue Reading 21/05/2019
You Won't Believe What Makes Some Properties More Expensive What do you think makes a property more expensive? Location? Extensions? A big garden? You're in for a shock... Continue Reading 17/05/2019
The First Time Buyer's Guide To IKEA You've purchased your first home! Now you're ready to go shopping and decorate it to your heart's content. First, check out our handy IKEA guide... Continue Reading 14/05/2019
Just Three Months Left To Claim - Check Your PPI Now There's little over three months left to check if you've been mis-sold PPI. Find out how you can make a claim today... Continue Reading 09/05/2019
Creative Ways To Find Your Dream Home Are you on the hunt for your dream home? Finding it harder than first thought? Our property team has some creative tips that may help... Continue Reading 03/05/2019
How To Have A Good Month Check out our tips on how to make May your best month of 2019 so far... Continue Reading 02/05/2019
Five Places Off The Beaten Track To Visit This Summer Looking to go on holiday this summer? Fancy changing it up a bit? Take a look at these five unique choices from our team... Continue Reading 29/04/2019
Easter Decorating Ideas For Your Home and Garden Looking for some fun decorative ideas for your home that'll make the Easter Bunny proud? Our property team have got you covered... Continue Reading 17/04/2019
Can You Cut Down Trees In Your Garden? You may think that you own all the trees in your garden, but did you know some may be protected? Our property team explain... Continue Reading 11/04/2019
Buying A Home: House Viewing Tips First-time buyer? Landlord looking for your next investment? Our property team share their top tips for when viewing the home of your dreams... Continue Reading 10/04/2019
Budget Ideas To Make Your Home Pinterest-Worthy Seven ways to make your house the perfect millennials dream... Continue Reading 10/04/2019
Unusual Chocolate Treats For Easter We've all dreamed of eating an edible Ryan Gosling head, right? No? Just us then... Continue Reading 03/04/2019
Top Things To Do During Easter Half Term Stuck for ideas onto where to take the kids over Easter Half term? Here are our top picks of places to visit in Liverpool and the surrounding areas... Continue Reading 02/04/2019
Mother's Day Gifts 2019 Here are some of the most unique gifts you can get your Mum this Mother's Day... Continue Reading 25/03/2019
How to Spring Clean Your Bank Accounts How you can organised your bank accounts in 2019... Continue Reading 20/03/2019
Right To Buy Explained Dreaming of owning your own home? Well with the Governments Right To Buy scheme purchasing your first property might be just around the corner.... Continue Reading 18/03/2019
Top Residential Conveyancing Questions Our Head of Property, Lynne McCaffrey answers the top Conveyancing questions asked by our clients... Continue Reading 18/03/2019
International Women's Day \| Women in Law 2019 marks 100 years since the Sex Disqualification (Removal) Act was passed, which means women could finally practise law - woo! #BalanceForBetter Continue Reading 07/03/2019
The Learner Driver’s Guide To Driving Safely It's finally time to start learning to drive but, first things first, lets make sure you're safe! Continue Reading 06/03/2019
Should I Take Out A Short-Term Property Loan? It is important that you are aware of all the implications of taking out a short term loan... Continue Reading 28/02/2019
First Time Buyers At An All Time High 50% of properties owned in the UK are owned by first time buyers. It's never been a better time to get yourselves on the housing ladder... Continue Reading 28/02/2019
The Beginner’s Guide to Bridging Finance You can easily 'bridge the gap' in between your multiple properties by taking out a simple short term loan. Our team explain... Continue Reading 27/02/2019
You Won't BELIEVE What This Man Did To His Home Who doesn't just love the idea of having a giant 25ft shark sticking out of your roof? Continue Reading 14/02/2019
The One Document You Need To Write This Valentine’s Day Flowers, chocolates and cards are highly overrated for Valentine's Day, here's the one item you need to get for your loved one... Continue Reading 07/02/2019
What Are The Best Valentine's Day Gift Ideas? These are the gifts that you need to buy your significant other this Valentine's Day... Continue Reading 05/02/2019
Amazon v Netflix - Which Do You Prefer In Your Home? Which streaming service is the best for you to have in your home? Our team discuss... Continue Reading 05/02/2019
How To Show Your Home Some Love There are many ways to say I love you to your home this Valentine's Day, like a complete make over for example... Continue Reading 05/02/2019
When Is The Right Time To Buy A Property In London? Quick! Now is the perfect time for you to snatch up your dream home within the heart of London... Continue Reading 04/02/2019
8 Best Ways To Beat Blue Monday Here's how you can clear away the blue Monday gloom and those dark and dreary January skies... Continue Reading 18/01/2019
Top Places To Travel In 2019 Keen to become a frequent traveler in 2019? Our teams have got your next holiday destination sorted... Continue Reading 15/01/2019
How Long Is Left For Me To Claim PPI? Don't be late for your very important date with your PPI claim... Continue Reading 15/01/2019
What's The Most Important New Year's Resolution? After 29th August 2019 you will no longer be able to claim back any mis-sold PPI. Don't leave it to late, start your claim today... Continue Reading 10/01/2019
Top Property Hotspots Of 2019 Buying a property in 2019? Can't decide on a prefect location? Our property team have got you covered... Continue Reading 09/01/2019
How To Stick To Your New Year’s Resolutions Do you have trouble sticking to your New Year's resolutions? Here are our top tips to make your 2019 resolutions a success... Continue Reading 08/01/2019
20% Off Our Conveyancing Service For a limited time only we're offering 20% off our legal fee as a new year treat for our clients... Continue Reading 04/01/2019
2018 \| A Year In Review From climbing mountains to jumping out of planes you can bet our team have done it all. Here are our 2018 best bits.... Continue Reading 19/12/2018
UK’s Best Christmas Markets From London to Edinburgh - there's a Christmas market for everyone. Where are some of the best markets you and your family can visit this December... Continue Reading 19/12/2018
What Are The Best Christmas Trees? What are some of the best real and artificial Christmas trees on the market this Christmas? Our GW team have the answer... Continue Reading 18/12/2018
Easy DIY Christmas Decorations Are you looking to make your home extra festive without needing to break the piggy bank during the holiday season? Here are our homemade ideas... Continue Reading 13/12/2018
Is Your Bank Reluctant To Pay Out On PPI? Did you know that you have less than a year left to claim back on your rightfully owed PPI? Heres how you can get your claim started... Continue Reading 12/12/2018
The SHOCKING Truth About Garden Gnomes Is it just us or are garden gnomes a little bit creepy? Well, love them or hate them having a gnome could have serious impacts to your home... Continue Reading 06/12/2018
Weird Smart Home Gadgets Is there such a thing as too much technology for your home? Our property team investigates... Continue Reading 06/12/2018
GWlegal Wins Best Conveyancing/Legal Business Of The Year We are excited to be able to share the news with our partners, clients and brokers. Three cheers for team GW...! Continue Reading 29/11/2018
How To Winter-Proof Your House Or Flat Here are our property teams tips on how to keep your home nice and snug this winter. You might even save a few ££s on the heating bill... Continue Reading 22/11/2018
How To Drive Safe In The Dark The dark nights are here and with it comes unpredictable weather and difficult driving conditions. Here is our tips to drive safe in winter... Continue Reading 21/11/2018
GWlegal Is Shortlisted For Conveyancing/Legal Business Of The Year We are so excited to be able to share this news with our clients and brokers, thank you to everyone who voted for us and got us to this stage! Continue Reading 07/11/2018
The World’s Scariest Houses You might get a fright when you read this article! Especially when you learn what's lurking in our Marketing Managers house... Continue Reading 26/10/2018
Spooky Halloween Costume Ideas Whether its scary, funny or just plain stupid costume ideas you're looking for our team have got you covered. Here are our best ideas... Continue Reading 26/10/2018
How Social Media Can Impact Your Personal Injury Claim Social media plays a big part in personal injury claims. It is important that you are completely honest throughout your claim... Continue Reading 25/10/2018
Things To Do In October Half Term October half term is here - horray! Here's some fun FREE things to do in London, the South West, North West and the North... Continue Reading 19/10/2018
How Many Young Adults Are Still Living At Home? Can you guess how many young adults are living at home still in the UK? Here's how young people can get themselves onto the housing ladder... Continue Reading 15/10/2018
How To Sell Your Home In Autumn Unpredictable weather, dark nights closing in and even leaves all over the ground. Is Autumn a good time to sell your property? Continue Reading 15/10/2018
GWlegal Is A Finalist At The Equity Release Awards We're so pleased to finally be able share this news with our clients and introducers. Thank you to everyone who voted and supported us... Continue Reading 10/10/2018
GWlegal Longlisted For Conveyancing/Legal Business Of The Year The team is overjoyed to be able to share the news with our clients and partner organisations. We need your votes to get us into the next stage... Continue Reading 09/10/2018
How Equity Release Can Help First Time Buyers Releasing equity from your home can have many benefits for yourself. But did you know that it can also be used to help members of your family? Continue Reading 08/10/2018
How To Save For a House Deposit There are small changes you can make that will make that journey to owning a home a lot quicker. Here are our tips on how to save... Continue Reading 05/10/2018
Top London Commuter Towns London is busy enough without having to worry about your children. This is why more and more people are choosing to commute to and from London... Continue Reading 02/10/2018
This Plant Can Do WHAT?!?!?! You might not believe it, but this plant can have a serious impact to your life and your family. Our advice? Stay clear... Continue Reading 02/10/2018
Top 10 Places To Live Outside Of London Sometimes the city life just isn't for everyone, especially if you have a family to raise. So where exactly are the best places to settle down? Continue Reading 25/09/2018
Should I Remortgage? \| A Guide To Remortgaging Your Home Did you know that there are a number of benefits that come with remortgaging your home? Our remortgage team explain... Continue Reading 25/09/2018
Whiplash Reforms \| The Latest News There have been a lot of developments to the proposed Civil Liability Bill over the last few weeks. But have the government come to a decision? Continue Reading 21/09/2018
Have You Been Mis-Sold PPI Through A Store Card? Did you know there are many ways that you could have been mis-sold PPI? Our financial claims team explain... Continue Reading 19/09/2018
This Is The Best Place To Live In the UK We might be a bit biased and say Liverpool is of course the best place to settle down, however, what UK city has been voted the best place to live? Continue Reading 18/09/2018
10 Historical Buildings That Need Preserving In the UK we have a variety of beautiful Victorian and Edwardian buildings but did you know that some of them are crying out for help... Continue Reading 18/09/2018
Back To School Blues? Going back to school after a much needed six weeks off can be a bit daunting! Our teams share their advice on how to cope... Continue Reading 10/09/2018
Investing In Property Near A Good School How much are people prepared to pay to get their children into a top school in the UK? New research reveals how much people really spend... Continue Reading 10/09/2018
What Is The Best Area To Live In The UK? New research has suggested that more Londoners are choosing to sell up their homes and are setting their eyes on homes just north of the wall...? Continue Reading 05/09/2018
Happy One Year Anniversary To Our Rebrand Can you believe it's been a whole year since we rebranded from Goldsmith Williams to GWlegal?! Where has all the time gone? Continue Reading 04/09/2018
What's The Difference Between Leasehold and Freehold? If you're purchasing a house you may come across the terms freehold and leasehold. But what do they mean? Our property team have created this guide... Continue Reading 04/09/2018
How Will The HMO Changes Affect Landlords? All these HMO changes are getting a little bit confusing. But don't worry! Our Head of Property is here to guide you through the changes... Continue Reading 21/08/2018
Best Summer Party Ideas There's no party quite like a GWlegal party. Here are our teams recommendations on how to throw a fabulous summer party for your friends and family.. Continue Reading 14/08/2018
When Is The PPI Claim Deadline? Here are the key points you need to know on how you can reclaim PPI, and more importantly how our team can help... Continue Reading 13/08/2018
How Do I Complain About A Mis-sold Packaged Bank Account? If you currently pay or have paid a monthly fee for your bank account, it's highly likely that you've had a packaged bank account. We can help... Continue Reading 08/08/2018
How Can I Keep My House Safe While On Holiday? When you leave your home for a well deserved two week holiday it is important that you take precautions to keep your home safe. Our team explain... Continue Reading 07/08/2018
The Civil Liability Bill \| Whiplash Reforms Delayed Do the new updates to the Civil Liability Bill have a positive or negative effects for motorists and their passengers? Our team explains... Continue Reading 01/08/2018
Is It Important To Have A Lasting Power Of Attorney? Super powers come in many different forms and sometimes they hide themselves away in important legal documents. Take an LPA for example... Continue Reading 31/07/2018
Why We're The Best Personal Injury Solicitors For You When you have been unfortunately involved in an accident that wasn't your fault it is important to have a trusted solicitor on your side. GW can help Continue Reading 27/07/2018
How To Protect Yourself From Property Fraud The risk of becoming a victim of property fraud is now greater than ever. Here are the steps you can take to ensure that you are safe... Continue Reading 25/07/2018
Fun Activities For Kids Over The Summer Holidays Schools out - woo! Now comes the next challenge, how to keep the kids entertained? Here are some tips from some of our team members... Continue Reading 20/07/2018
How Can I Buy A House? Equity Release is proving to be an invaluable tool in helping younger generations to get themselves onto the property ladder and into their first home Continue Reading 19/07/2018
Eddie Goldsmith Wins Lifetime Achievement Award Three cheers to Eddie as he walks into his retirement as Partner from GWlegal with a smile and a bottle of bubbly!! Continue Reading 17/07/2018
Is Investing In Buy-To-Let Worth It? Wimbledon season is over - boo! But the popular tennis town reveals some interesting facts about the buy-to-let property industry... Continue Reading 16/07/2018
8 Reasons To Buy A House In Wimbledon Tennis, strawberries and cream and a new house - what more could you ask for? Here are our reasons why Wimbledon is the place for you...! Continue Reading 06/07/2018
Partner Eddie Goldsmith Retires from GWlegal After 35 years as a devoted and well respected partner of GWlegal, Eddie Goldsmith retires from the firm. Continue Reading 03/07/2018
How To Buy A Property As A Last Time Buyer Are people forgetting about last time buyers? Shouldn't buying a home for the final time be just as important as buying as a first-time buyer? Continue Reading 29/06/2018
Weirdest Houses Around The World Our property team have hand picked a selection of 7 creative homes from around the world for you to get your hands on the keys for asap... Continue Reading 27/06/2018
Housing Disrepair Solicitors \| What To Do If Your Landlord Won't Fix Your Home As a tenant of a property you should not be living in conditions of disrepair in your rented property. At GW our Housing Disrepair team can help... Continue Reading 25/06/2018
Summer Solstice 2018 \| How To Spend The Longest Day Of The Year It's the longest day of the year, so let's use that time wisely! Here is a step-by-step guide of how to spend your day with GWlegal - go wild! Continue Reading 21/06/2018
Life in GW: A Sixth Month Review 2018 is our first official year as GWlegal, and we promised to make 2018 one that you would remember. So what exactly have the GW staff been up to...? Continue Reading 18/06/2018
Serious Injury Claims \| How Can GWlegal Help? Serious injuries can have a long term impact on a person and their family. At GW it is our responsibility to support and guide you through your claim. Continue Reading 15/06/2018
How Do I Claim Compensation For A Cycling Accident? If you've been unfortunately involved in a cycling accident that wasn't your fault our expert Personal Injury team are here to help... Continue Reading 13/06/2018
Father's Day Gift Ideas 2018 Looking for somewhere different to take your Dad on Sunday? Why not take him around some of the most characteristic places the UK has to offer... Continue Reading 12/06/2018
How To Help Your Children Buy A Home First time buyers are on the rise and figures suggest that many are using the bank of Mum and Dad to help them purchase their dream home... Continue Reading 05/06/2018
Why It's The Right Time For FTBs To Buy The property forecast is in, and it's already looking for a great time for many first time buyers to consider getting themselves their first home... Continue Reading 01/06/2018
What is an HMO? \| Student Letting If you're going off to university in September you might be moving into a house in multiple occupation - but what exactly is a HMO? Continue Reading 30/05/2018
How To Sell And Buy A Property At The Same Time No we're not crazy! It's really possible to buy and sell your house at (around) the same time. Here's our step by step guide from our property team... Continue Reading 25/05/2018
What Are The Benefits of Equity Release? In 2018 there has been some exciting developments to the Equity Release market, with more people looking at this mortgage. Our team can help... Continue Reading 23/05/2018
The Civil Liability Bill: How Will It Affect My Right To Claim? The proposed whiplash reforms published in the Civil Liability Bill could remove people's right to claim compensation for certain injuries... Continue Reading 21/05/2018
Mental Health Awareness Week - How To Combat Stress In The Workplace In this article, we will outline some of the measures GWlegal takes to reduce stress in the workplace and focus on our employees’ mental wellbeing. Continue Reading 16/05/2018
GWlegal Partner Eddie Goldsmith Nominated for National ‘Business Leader’ Award The awards are to be held in London this week and Eddie is hoping to win the award for the second year running... Continue Reading 15/05/2018
Spring Clean Your Finances - How Remortgage Can Save You Money Remortgaging your home is an easy and beneficial way to save you some much needed ££s leading into the summer months... Continue Reading 14/05/2018
How Can I Claim After A Road Traffic Incident? Unsure how to submit your Road Traffic Incident Claim? Confused about the process? Read our Road Traffic Incident claims advice from our experts... Continue Reading 02/05/2018
Can I Get A Mortgage With Bad Credit? If you have a bad credit rating you might think that you can not get a mortgage - this isn't true. Our property experts explain... Continue Reading 26/04/2018
What Happens If My Attorney Dies? Sadly, in some instances your attorney could pass away before you and it is important to know what to do next. Read our real life case study... Continue Reading 19/04/2018
Can I Exchange And Complete On The Same Day? The completion date is in sight and you're eager to book the removal van and start packing - but you have yet to exchange contracts, can you complete? Continue Reading 18/04/2018
GWlegal Raises £3,986 In Support Of Dementia UK And Alzheimer’s Society On Sunday 8th April 2018 over 40 members of GW staff from across their numerous departments climbed to the summit of Snowdon in Wales for charity Continue Reading 16/04/2018
How Could I Be Mis-Sold PPI? There are many reasons you could have been mis-sold PPI without even realising. With the deadline looming it is never a better time to check for PPI. Continue Reading 09/04/2018
Have I Been Mis-Sold A Payday Loan? Too often Payday Loans are sold to people who simply cannot afford them. In this article we give you an in depth look into how to claim back your cash Continue Reading 05/04/2018
What Age Should I Write A Will? One of the most common questions we are asked is - is 18 too young to write a will? Our GW Wills and Probate team have researched into the answer. Continue Reading 28/03/2018
How Do I Save Money? Monthly bills getting you down? Here are five money saving tips from our expert members of staff that can help you reduce your spending in 2018. Continue Reading 22/03/2018
Can I Claim Compensation For An Accident At Work? What do I do if I have an accident at work? Will I get fired? Can I have time off? - All your questions are answered in this weeks everyday legal. Continue Reading 20/03/2018
Spring Budget 2018: The Key Points You Need To Know What does the budget mean for you? Continue Reading 19/03/2018
Do I Need A Lasting Power Of Attorney? LPAs explained… Continue Reading 13/03/2018
Girl Power At GWlegal GW celebrates women in law. Happy International Women's Day! Continue Reading 08/03/2018
Can I Buy A House If I'm Single? Of course you can! Continue Reading 07/03/2018
What Do Driverless Cars Mean For Personal Injury Claims? The release of automated vehicles raises some interesting questions... Continue Reading 02/03/2018
6 Things To Pack For Your First Night In A New Home All you need for your first night box... Continue Reading 28/02/2018
Should I Buy A House With My Friends? Research suggests that more friends are buying houses together Continue Reading 26/02/2018
Should I Remortgage My Home This Year? In short, yes. 2018 is a great time to remortgage. Continue Reading 21/02/2018
Are You Confused About Brexit? What does Brexit mean for me in 2018? Continue Reading 20/02/2018
GWlegal Climbs Snowdon To Support Dementia UK And Alzheimer’s Society GW team member Fran Quinn shares his family's story Continue Reading 19/02/2018
How Protected Are You Online? The latest Payday Loan scam.. Continue Reading 16/02/2018
Six Reasons To LOVE Law Why being a solicitor is the right profession for you Continue Reading 14/02/2018
What happens when property ownership goes wrong? Moving in together is an exciting time, but it's important to make sure you're prepared... Continue Reading 14/02/2018
The most useful article ever written for FTBs (according to us!) All your essential questions, answered. Continue Reading 13/02/2018
One in five homeowners would consider equity release, research reveals Could 2018 be the right time to unlock some extra cash? Continue Reading 12/02/2018
Buy-to-let hotspots for 2018 The best regional areas to invest in property in 2018... Continue Reading 09/02/2018
Man lies about car accident, forced to pay more than £20K to court You cannot lie during your PI claim, you must always be honest... Continue Reading 08/02/2018
Consumer finance charity Which? urges everyone to check for PPI, now! The clock is ticking closer to the PPI deadline. Continue Reading 07/02/2018
These are the London boroughs first-timers are buying homes in The capital is a popular hot-spot for FTBs Continue Reading 06/02/2018
Four ways to make those first moments in your new home truly memorable (selfies included) Our exclusive service for First Time Buyers is here... Continue Reading 05/02/2018
Case study: How a small lie can destroy your entire personal injury case By Kevin Smith, Personal Injury Manager at GWlegal Continue Reading 02/02/2018
Most people choose a law firm because of reputation, not price. Here are the reasons our clients stick with GW A national firm with local values since 1984... Continue Reading 01/02/2018
How One Young Mum Went From Debt-Holder To Home-Owner These tips could be vital to save you money... Continue Reading 31/01/2018
Personal injury explained…It’s more than just road traffic accidents Introducing our personal injury team... Continue Reading 29/01/2018
Will this be the most surprising property trend of 2018? By Emma Hall, Head of Sales at GWlegal The property trends to watch this year. Continue Reading 26/01/2018
Packaged Bank Accounts \| Do I Need Travel Insurance? Paul Cahill explains how to claim if you were sold un-needed travel insurance or other policies by your bank Continue Reading 24/01/2018
Should your loved ones be able to gain access to your Facebook after you die? By Linda Cummins, Head of Wills & Probate at GWlegal Linda Cummins has the answer to this difficult subject... Continue Reading 22/01/2018
Happy New Year, Landlords! Buy-to-let market set to boom in 2018, By Emma Hall Its your time to shine Buy-to-letters Continue Reading 19/01/2018
Five reasons why you must check if you have PPI in 2018 Time is running out ... Continue Reading 17/01/2018
Three ways to beat the January blues this Blue Monday It's not all doom and gloom ... Continue Reading 15/01/2018
What Is A Declaration Of Trust? It is VITAL that homeowners have a Declaration of Trust Continue Reading 12/01/2018
Remortgage on the rise - more people than ever remortgage their homes 2018 is looking like a brilliant time to remortgage Continue Reading 10/01/2018
Why you cannot rely on your Next of Kin What exactly is the difference between your Next of Kin and Lasting Power of Attorney? Continue Reading 04/01/2018
A Year in Review at GWlegal What a year it's been! Continue Reading 14/12/2017
Ten Reasons Solicitors Aren’t Scrooges (at GWlegal) No-one does Christmas quite like GWlegal. Continue Reading 01/12/2017
Ask Emma Hall - Is Christmas the best or worst time to buy or sell a property? Our property expert answers this frequently asked question... Continue Reading 28/11/2017
Love Christmas? These are the most festive places in the UK to buy your dream home Or at least visit... Continue Reading 28/11/2017
Our Christmas gift to you - We reveal how to speed up your conveyancing You're welcome! Continue Reading 28/11/2017
Claim back some cash this Christmas with our free PPI check service Tight for cash after all that Christmas shopping? You could be owed a PPI refund! Continue Reading 28/11/2017
First-time property buyers are the winners of the Budget 2017 Crack open the bubbly, FTBs! Continue Reading 22/11/2017
Most Brits don't understand the value of remortgage 1 in 3 people think remortgage will not save them money Continue Reading 27/10/2017
First Time Home Buyer? These are the ‘hidden’ fees to look out for Not all surprises are the good kind... Continue Reading 25/10/2017
Press Release - GWlegal launches remortgage cashback deal Just ahead of the festive season... Continue Reading 24/10/2017
Everything you need to know about personal injury claims How long will it take? What will it involve? Continue Reading 13/09/2017
What is a bridging loan? Your questions answered Bridging loans can be a useful short-term solution Continue Reading 11/09/2017
Press Release - Goldsmith Williams rebrands to GWlegal It's the firm's biggest transformation ever Continue Reading 04/09/2017
Who are GWlegal - the brand new Goldsmith Williams Solicitors? Everything you need to know Continue Reading 29/08/2017
Five facts you should know about remortgaging Around a third of all home loans made in the UK are actually remortgages Continue Reading 25/08/2017
How to speed up your conveyancing... and other frequently asked questions Your burning property queries answered. You're welcome. Continue Reading 24/08/2017
Mental Health at work - Can I take a 'sick day'? A CEO's response to mental health has gone viral... Continue Reading 14/07/2017
Couple binge on 109 drinks while ‘sick’ on holiday, as operators crack down on false compensation claims The pair from Liverpool were holidaying in Gran Canaria Continue Reading 10/07/2017
Cap on payday loans will not be relaxed Tough new laws on the high-interest loans will stay in place... Continue Reading 05/07/2017
Brexit – A good or bad thing for the legal sector? A hard Brexit could do serious harrm, some have warned Continue Reading 03/07/2017
Complaints about high-interest payday loans triple in last year More people than ever feel they've been ripped off.. Continue Reading 26/06/2017
Craving a sea change? These are the UK’s cheapest seaside towns Dreaming of the sea, but not able to afford the likes of Sandbanks in Dorset, where the average property will set you back more than £650,000? Continue Reading 13/06/2017
How will the general election result effect your GW legal services? Buying or selling a property? Making a personal injury or financial claim? Continue Reading 13/06/2017
Emma Coffey on the top 5 property hotspots for smart investors right now Does your city make the cut? Continue Reading 07/06/2017
This is England’s most exclusive seaside town The average price of a home is £664,000... Continue Reading 01/06/2017
Eddie Goldsmith wins Business Leader - Conveyancer award Eddie Goldsmith, partner at Goldsmith Williams Solicitors, has won ‘Business Leader’ in the ‘conveyancer’ category at the 2017 British Specialist... Continue Reading 26/05/2017
Eddie Goldsmith nominated for best conveyancing business leader award The awards are held in London this week.. Continue Reading 22/05/2017
TV celeb demands £73m in compensation in a major financial claims case against Lloyds Banking Bank spends funds on yachts and sex parties, destroying business... Continue Reading 12/05/2017
Five reasons to trust GWlegal with your PPI or other financial claim We have claimed back more than £65m, for starters! Continue Reading 11/05/2017
Goldsmith Williams Solicitors to rebrand to GWlegal Liverpool firm is set to undergo the biggest transformation in its 30 year history Continue Reading 08/05/2017
How are first-time buyers affording houses? Why, Mum and Dad, of course! More than a quarter of houses purchases are funded by buyers' parent Continue Reading 02/05/2017
Can you guess how long it takes the average person to buy a house? Deciding to buy a house takes less time than a car or sofa! Continue Reading 26/04/2017
Should landlords set up a limited company? The pros and cons explained These are taxing time for landlords, pun very much intended Continue Reading 18/04/2017
Buy-to-let market remains strong in the North, despite worrying changes to rules and regulations The papers are full of pessimistic news items about the end of the prosperous buy-to-let market. But is this the reality of the situation? Continue Reading 28/03/2017
Goldsmith Williams named Best Landlord Services Provider at London awards ceremony Goldsmith William Solicitors has won the ‘Best Landlord Services Provider’ at the 2017 Property Wire Awards, hosted in London this afternoon. Continue Reading 24/03/2017
Advice for mums this Mother’s Day - Working rights for working mothers Our lawyers offer advice for mums juggling work with little ones Continue Reading 22/03/2017
Where is the best place to live in the UK? Find out which city The Sunday Times Best Places To Live guide names... Continue Reading 20/03/2017
The High Heel Debate: Canadian province to outlaw sexist footwear code in the workplace Is it against the law to force women to wear high heels at work? Continue Reading 15/03/2017
The PI Reforms: Three reasons you should be concerned Adele Whittle explains... Continue Reading 13/03/2017
The Pay Gap – What to do if you are being paid unfairly because of your sex Currently, British women are paid 13.9% less, on average, than their male counterparts. Continue Reading 10/03/2017
Goldsmith Williams Solicitors to relocate – Liverpool firm reveals location of office move The city centre law firm is set to move.... Continue Reading 09/03/2017
GW celebrates its talented pool of female staff on International Women’s Day Women were once refused admission to the Bar. Times have changed... Continue Reading 07/03/2017
This Wirral town is the best in England to live, according to new research The outer Liverpool town comes out on top when it comes to quality of schools, access to green spaces, employment prospects, working hours, affordable Continue Reading 02/03/2017
The only winners of the Government’s whiplash compensation tariff will be insurance companies The justification behind the Government's whiplash compensation reforms is laughable, writes Director of Operations at Goldsmith Williams Solicitors A Continue Reading 27/02/2017
Conveyancing fraud warning – How to avoid being conned out of thousands A London man has been conned out of £74,000 by a fraudster posing as a solicitor over email. The case acts as a stark reminder to both lawyers and cli Continue Reading 23/02/2017
We must invest in technology to succeed in 2017 Emma Coffey explains why conveyancers must think digitally... Continue Reading 21/02/2017
Why the Government's whiplash compensation ban could be a disaster The Government is considering insurance company proposals to ban whiplash claims... Continue Reading 20/02/2017
Why you should be worried about the government's whiplash ban The Government is considering insurance company proposals to ban whiplash claims... Continue Reading 14/02/2017
Homeowners make £15,000 more on remortgage than two years ago, research has found. Homeowners across England and Wales, on average, remortgaged for around £15,000 more in 2016, than they did two years ago, new research from My Home M Continue Reading 13/02/2017
Home and garden improvements most popular way to spend equity release funds According to the lifetime mortgage provider LV=, nearly a third (31%) of customers use equity release to improve their home or garden. Continue Reading 03/02/2017
Homeowners risk missing out on £96 each month, as few understand remortgage potential Many homeowners are missing out on the massive savings they could make by remortgaging, research from TSB suggests Continue Reading 30/01/2017
HOW TO: Claim compensation for your season rail ticket The morale of frustrated commuters across the country has been given a boost... Continue Reading 25/01/2017
#lynneforthewin - Say hello to our Head of Property Introducing Lynne... Continue Reading 24/01/2017
HOW TO: Claim compensation for your season rail ticket purchased on a credit card The morale of frustrated commuters across the country has been given a boost, with one man receiving a refund from his credit card company of more tha Continue Reading 23/01/2017
Liverpool proves profitable for buy-to-let investors in 2017 Merseyside is one of the most profitable areas to locate your buy-to-let investment, according to property website Rightmove. Continue Reading 16/01/2017
6 things you should know about buying a second property in 2017 Our property guru Emma Coffey explains… Continue Reading 10/01/2017
Market conditions optimistic for first-time home buyers 2017 has begun with some good news for those looking to buy a home... Continue Reading 09/01/2017
BREAKING - Goldsmith Williams to launch new case management tool in early 2017 We're gearing up to “reinvent case management… again” in the conveyancing sector, the Liverpool-based law firm has claimed. Continue Reading 05/01/2017
Government schemes see first-time buyers jump on the property ladder The majority of those helped by the UK Government’s flagship Help to Buy schemes have been first time buyers Continue Reading 20/12/2016
Widows need to be made more aware of equity release, research suggests Widows are facing limited financial options following the death of a spouse, research suggests Continue Reading 19/12/2016
Let's get festive! GW staff get charitable this Christmas Staff will again be putting on their charitable (Santa?) hats this festive period, to help raise funds for good causes. Continue Reading 08/12/2016
Goldsmith Williams celebrates strong female workforce To commemorate an important date of the history of women in law... Continue Reading 06/12/2016
Most British people are not saving enough for retirement That is compared to people in Germany, France, Switzerland and Austria Continue Reading 05/12/2016
First-time home buyers secure more mortgages than ever before It's great to hear the market's bouncing back, says GW's property guru Continue Reading 28/11/2016
The truth about the new tax relief changes for landlords The specialist knowledge of advisors has never been more important... Continue Reading 25/11/2016
OPINION: Take away whiplash claims, take away our rights Banning whiplash claims is a violation of our basis rights, says GW's Adele Whittle Continue Reading 22/11/2016
Mortgage rates trumped following US elections, brokers say Donald Trump’s shock win in the US presidential election could see long-term mortgage rates for British homeowners rise Continue Reading 15/11/2016
Four signs that winter is definitely coming to Merseyside Winter is coming... Continue Reading 07/11/2016
Five reasons why Liverpool is great city to purchase your dream home Some top reasons why Liverpool could be the city for you and your family, according to our property team Continue Reading 03/11/2016
BLOG: Don't let 'PPI' talk become background noise, there's still compensation to be paid Lloyds Banking Groupt is setting aside a further £1bn to pay compensation for mis-sold payment protection insurance Continue Reading 27/10/2016
Divorce rates are on the rise among those aged over 50 Rising divorce rates among over-50s is seeing more and more people approach law firms for property finance advice, research by Key Partnerships has fo Continue Reading 25/10/2016
It wasn’t my fault: Should drivers of automated cars pass a driving test? What do driverless cars mean for 'drivers' of the future? Continue Reading 24/10/2016
Goldsmith Williams wins ‘Best Conveyancer’ at the Specialist Finance Introducer Awards Goldsmith Williams has been named ‘Best Conveyancer’ at the Specialist Finance Introducer (SFI) Awards. Continue Reading 21/10/2016
BLOG: It’s the right time to consider Right To Buy There is hope for those purchasing property, writes Emma Coffey Continue Reading 18/10/2016
Your will should benefit your grandchildren rather than your children, says minister That is the suggestion today made by housing minister Gavin Barwell, who asserts skipping a generation on your will could help your grandchildren get Continue Reading 12/10/2016
Goldsmith Williams nominated for ‘Best Conveyancer’ at national SFI Awards Goldsmith Williams is delighted to announce it has made the shortlist for the 2016 Specialist Finance Introducer (SFI) Awards. Continue Reading 10/10/2016
BLOG: It’s a Catch-22 for the property market, as housing availability declines It has not been a great week for those considering the roofs that will remain over their heads in coming years, writes Emma Coffey Continue Reading 07/10/2016
Goldsmith Williams to relocate to new premises in the heart of the Liverpool commercial district City centre law firm Goldsmith Williams has announced it will relocate to a new office space in the heart of the Liverpool commercial district. Continue Reading 06/10/2016
The number of people celebrating their 100th birthday hits record high The number of people celebrating their 100th birthday has quadrupled to a new record over the past two decades. Continue Reading 30/09/2016
Help to Buy mortgage scheme scrapped by the Government The Help to Buy mortgage guarantee scheme will no longer be available after 2016, the Government has confirmed. Continue Reading 30/09/2016
More over-50s travelling the world than ever before, thanks to equity release Consider yourself a bit of a world traveller? Chances are you may be over 50, new research suggests. Continue Reading 28/09/2016
Emma Coffey joins Goldsmith Williams as Head of Sales Goldsmith Williams has appointed Emma Coffey as Head of Sales... Continue Reading 22/08/2016
Are you getting enough? Minimum and Living Wages explained If you are 16 or over and work then you are entitled to either the National Minimum Wage or National Living Wage. But which one and how much should... Continue Reading 11/05/2016
Landlords Need To Be Aware of the Deposit Protection Scheme Goldsmith Williams the National Property Lawyers today issued a timely warning to Landlords to be sure to comply with the law relating to Deposit... Continue Reading 11/05/2016
Unfair Dismissals Having your employment terminated can be highly distressing. In many cases the employer is within their rights to terminate your contract. However... Continue Reading 04/05/2016
Don’t be taken to the cleaners with your dry cleaning I don’t know about you but I don’t tend to buy clothing that needs dry cleaning – it just seems like too much hassle taking it to the dry cleaners... Continue Reading 27/04/2016
PPI Claims: Don’t forget the interest When you make a successful claim for mis sold payment protection insurance, you won’t just get the premiums that you paid back. You’ll also receive... Continue Reading 21/04/2016
Hi ho, hi ho: Resolving Workplace Grievances We spend so much of our time working, it is essential to have a pleasant working environment. So if you have any concerns, problems or complaint... Continue Reading 20/04/2016
Office accidents and your right to compensation Whilst there appears to be a general acceptance and understanding for workplace accidents which occur in factories or on a building site, many are... Continue Reading 19/04/2016
Appealing a School’s Admission Decision Hearing your child has not got their school of choice can be devastating news. However there are a number of things you can do to try and resolve... Continue Reading 19/04/2016
Top 5 common first time buyer mistakes There’s a reason why moving house is regarded as one of the most stressful things we do in our life. This anxiety is typically magnified when... Continue Reading 18/04/2016
How to claim for lost luggage As exciting as going on holiday is there is one part of jetting off that terrifies me. No, it’s not a fear of flying, it’s the gut wrenching... Continue Reading 13/04/2016
How to overturn rejected insurance claims Having to claim on your insurance can be a stressful time, particularly as it usually means something bad has happened in the first place. However... Continue Reading 06/04/2016
Online services making remortgage easier Lloyds Banking has launched a new online remortgage service for customers considering switching their existing mortgage to the lender... Continue Reading 04/04/2016
Care home fees rise but should you be paying them at all? Care home fees have increased by as much as £2000 a year, according to a study by the Citizen’s Advice Bureau... Continue Reading 04/04/2016
Stamp Duty Changes April 2016 From the 1st April 2016 Stamp Duty for Buy to Let properties or Additional Homes has changed... Continue Reading 01/04/2016
Motorists paying more despite decreasing accident claims Car insurers have benefitted from a whopping £7billion in the last four years despite an increase in serious and fatal accidents, according to... Continue Reading 03/03/2016
Emoji Charges: How to avoid a Sad Face and a big bill Emoji-gate! It’s been all over social media; some phone companies have allegedly now started charging for messages containing emojis. As a result... Continue Reading 03/03/2016
Goodbye my lover: Will new tax law end retirees’ affair with the buy to let market? Whilst many of us dream of a restful, commitment-free retirement, there are an increasing number of retirees who are choosing to spend their... Continue Reading 02/03/2016
Delaying tactics won’t stop us from helping PPI claimants Despite repeated accusations, banks remain shameless in their handling of payment protection insurance claims. Continue Reading 02/03/2016
Small Claims Court: How to bring a claim The final option in many consumer rights claims worth under £10,000 is the Small Claims Court so we thought it would be useful to outline what you... Continue Reading 29/02/2016
Building claims: How to challenge shoddy building work Having work done of your home is an exciting time but it can also be incredibly disruptive – from surviving without a bathroom for a couple of... Continue Reading 26/02/2016
How to claim for accidents caused by bad roads Whilst drivers are aware of their right to claim for a road traffic accident caused by a fellow road user, not everyone knows they can also make a... Continue Reading 24/02/2016
Minimise the risk of buying a flood risk property With latest figures showing 10,000 new build homes are built on floodplains, combined with the devastation witnessed at the end of last year, the... Continue Reading 22/02/2016
Everyday Legal: The Hidden Costs of Moving House The Financial Cost - 39% of homeowners had to stump up an extra £5,000 to move house. To foot the bill 63% cashed in their savings... Continue Reading 26/01/2016
The Hidden Costs of Moving House The Financial Cost - 39% of homeowners had to stump up an extra £5,000 to move house. To foot the bill 63% cashed in their savings... Continue Reading 26/01/2016
Everyday Legal Update: Compensation for a cancelled or delayed train Since our last article on “how to claim compensation for a cancelled or delayed train” – the rail operators are facing a legal challenge and may be... Continue Reading 22/12/2015
Merry Christmas from Goldsmith Williams We would like to wish all our clients and their families a very Merry Christmas and a happy New Year! Continue Reading 21/12/2015
Everyday Legal: Top Six Tips to add £000s to the value of your house Tidy up outside – a study has shown litter outside can take 12% off the value of your home. Clean or re-paint your front door and sweep your... Continue Reading 11/12/2015
Top Six Tips to add £000s to the value of your house Tidy up outside – a study has shown litter outside can take 12% off the value of your home. Clean or re-paint your front door and sweep your... Continue Reading 11/12/2015
Package Holiday Compensation Claims If you are not satisfied that your package holiday provider/tour operator has provided you with the holiday that you paid for, then pursuant to the... Continue Reading 13/11/2015
TalkTalk Data Breach Following the news that TalkTalk suffered a severe customer data breach, it is understood that personal information including bank account details... Continue Reading 29/10/2015
Representing yourself in court – important information about the court process You have the right to represent yourself in court without solicitor or any other legal professional. In the third of a series of articles Everyday... Continue Reading 20/10/2015
FCA planning 2018 deadline for mis sold PPI complaints The speculation is over – an announcement has been made that the Financial Conduct Authority (FCA) is planning on setting a deadline for consumers... Continue Reading 19/10/2015
Booming Equity Release boosted by retirees’ property wealth With rising house prices retired homeowners have, as a group, received a boost to their property wealth of nearly £17.5 billion over the past three... Continue Reading 16/10/2015
Don’t be caught out by the offer of a ‘free’ balance transfer on a credit card Borrowers are being ripped off by fees on balance transfer credit card deals when they take up 0% interest offers. Everyday Legal looks at this... Continue Reading 14/10/2015
Infographic: Top Ten House-Buying Wants From a survey conducted by Santander Mortgages, the following infographic details the top ten house buying wants... Continue Reading 14/10/2015
A Will is just as important for singles as couples Many people put off making a Will fearing it’s a daunting task and wanting to avoid the emotions they feel will arise when they write a Will... Continue Reading 12/10/2015
Care funding cuts and rising costs put older people’s health in jeopardy A perfect storm of underfunding and rising costs threaten to put older people’s health in jeopardy. Indeed the Local Government Association (LGA)... Continue Reading 09/10/2015
Lender panel restrictions strengthen the case for instructing conveyancing specialists New conveyancing panel restrictions adopted by mortgage lenders are moving the market a significant step closer towards specialist conveyancing... Continue Reading 08/10/2015
Consumer Rights Act comes into force 1st October 2015 The Consumer Rights Act has now come into force. Everyday Legal first reported on this back in April. Here’s a handy reminder of some of the main... Continue Reading 07/10/2015
Is time running out to claim PPI mis selling compensation? As long ago as 2014 the possibility of a cut-off date for PPI mis selling compensation claims first hit the press. However that story has gained... Continue Reading 06/10/2015
Representing yourself in court – what to do before you go to court You have the right to represent yourself in court without a solicitor or any other legal professional. In the second of a series of articles... Continue Reading 05/10/2015
Lack of housing supply shatters home owning dreams of many first time buyers A recent report focusing on home ownership aspirations revealed that almost half the UK adult population had a long term aspiration to live in a... Continue Reading 02/10/2015
Financial hardship amongst retirees can be alleviated by Equity Release Research from a leading insurer has found that millions of pensioners are being forced to ‘go without’ due to financial hardship. The research... Continue Reading 01/10/2015
Lower Scottish drink drive limit has hardly affected the offending rate A new legal alcohol limit came into force in December 2014 in Scotland of 50mg in every 100ml of blood and Police Scotland figures for the first... Continue Reading 30/09/2015
New LPA process increases risk of fraud and abuse A new Lasting Power of Attorney (LPA) process was introduced in July of this year by the Office of the Public Guardian (OPG). The reason why this... Continue Reading 29/09/2015
Longer life expectancy needn’t be expensive New figures show that we’re living longer, indeed in England and Wales life expectancy at birth has increased by three years every decade for the... Continue Reading 28/09/2015
PPI claims deadline – debate resurfaces MoneySavingExpert.com and Which wrote a joint letter to the Financial Conduct Authority (FCA) over the summer to express ‘serious concern’ about... Continue Reading 25/09/2015
Representing yourself in court – deciding to take court action and represent yourself You have the right to represent yourself in court without a solicitor or any other legal professional. There are of necessity a few exceptions to... Continue Reading 24/09/2015
The struggle to take the second step on the property ladder The struggle for first time buyers to take that initial step on to the property ladder has been well documented but those taking the next step are... Continue Reading 23/09/2015
Lack of retirement homes prompts consideration of Equity Release A recent research study looking at home ownership aspirations revealed that for older people in the UK (aged 55 and over) the most important... Continue Reading 22/09/2015
Successful summer crackdown on uninsured and illegal drivers in Wales Reports from various regions within the UK paint a picture of the problem of uninsured drivers. In West Yorkshire over 13,500 vehicles have been... Continue Reading 21/09/2015
The Ombudsmen With the impending launch of the new Consumer Ombudsman Everyday Legal is taking a look at some of the other ombudsmen, operating in a number of... Continue Reading 18/09/2015
Remortgage activity set to grow in the second half of 2015 As the year goes on there’s been increasing speculation about a possible base rate rise. Indeed Mark Carney recently was quoted as saying that the... Continue Reading 17/09/2015
28% of big five banking staff remain under pressure to mis sell Reports have emerged from Which? exposing the pressure that bank staff continue to shoulder with 28% of staff saying that they sometimes feel under... Continue Reading 08/09/2015
Equity Release can help stave off debt in old age Old Mutual’s Redefining Retirement report is the latest survey to show that old age and retirement, rather than being a time to relax after a... Continue Reading 08/09/2015
1st October deadline for Welsh care costs reclaims Anyone who believes their own or a family member’s long-term care costs should have been paid by the Welsh NHS for the period... Continue Reading 08/09/2015
No further provisions at the Co-op bank for PPI mis selling The bad news stories at the Co-op bank continue. After revelations that it was the only UK lender to fail a stress test by the Bank of England... Continue Reading 08/09/2015
A Will is essential if you’re relying on an inheritance windfall! Recent research conducted by LV= found that 35% of working people were relying on receiving an inheritance to pay off their mortgage and other... Continue Reading 08/09/2015
Infographic: What's in a name? Recent analysis of car insurance claims has revealed the top 20 names associated with these claims... Continue Reading 08/09/2015
Resolving Equity Release inheritance worries Recent research has revealed that a third of over 55s now consider their property wealth to be a key part of their retirement planning, however 32%... Continue Reading 07/09/2015
Rates of dementia in UK older population levelling off A University of Cambridge study has shown that the proportion of people in the UK with dementia has fallen – a previous study had predicted that... Continue Reading 04/09/2015
Drugalysers used for the first time in summer drink drive campaigns It comes round every summer – no not Wimbledon – the summer drink drive campaigns! With longer, lighter nights and better weather... Continue Reading 03/09/2015
Ilott vs Mitson strengthens the case to make a Will The recent case Ilott vs Mitson (2015) rather than negating the need for a Will actually provides a strong argument to make a Will. Head of Wills... Continue Reading 02/09/2015
Property values in England surge leaving the other home nations behind House prices across the UK have risen by an average £16,000 over the last year with the typical home costing £277,000. In England property prices... Continue Reading 01/09/2015
Two months in jail for two in fraudulent personal injury claim Amy Laban, a model and semi-professional footballer for Nottingham Forest and Birmingham City ladies teams and Laura Hazeldine have both been jailed.. Continue Reading 26/08/2015
Equity Release offers solution to older interest only borrowers Many borrowers in their 50s with interest only mortgages are facing a financial shock when their mortgage reaches the end of its term as they have... Continue Reading 26/08/2015
Rising cost of motor insurance despite Jackson reforms Esure has announced that its half-year profits have dropped by £14m from £17.1m in the first half of 2014 to £3.3m in the first half of this year... Continue Reading 26/08/2015
Elderly people with health problems can avoid ‘pay as you die’ schemes for care home fees Growing numbers of pensioners living in care are opting for deferred payment agreements (DPAs) to pay for their care. DPAs are available to those... Continue Reading 26/08/2015
Resistance to time limits on mis sold PPI claims from consumer watchdogs Fears that the report into the mis sold payment protection insurance scandal from the Financial Conduct Authority (FCA) might include a time limit... Continue Reading 26/08/2015
The demise of the first time buyer and the rise of the last time buyer There’s been a changing pattern in the UK housing market in 2015. During the first half of this year more retirement homes were built than in the... Continue Reading 24/08/2015
Barclay’s profits leap by 25% despite increasing PPI bill Barclays has reported a 25% rise in statutory pre-tax profits in their interim statement published recently. However the bank also reported that... Continue Reading 21/08/2015
Pressures on funding care for the elderly increasing The UK Homecare Association (UKHCA) has called for extra funding from the government to stave off the threat of catastrophic failure in the... Continue Reading 19/08/2015
New ombudsman to fight for unhappy customers A new Consumer Ombudsman is being launched to fight for the rights of unhappy customers. The forum will resolve all consumer related retail... Continue Reading 18/08/2015
Is the record breaking Equity Release lending down to interest only mortgages? Equity release lending to over 55s hit £384.3m in Quarter 2 2015 – the highest figure since records began. The Equity Release Council has released... Continue Reading 17/08/2015
Cohabiting couples without Wills leave partners at risk Statistics recently released by the Office of National Statistics (ONS) show that the number of people living as part of a cohabiting couple has... Continue Reading 13/08/2015
Care Home Fees - How We Can Help Many people presume that if they or a loved one requires full time care then they will have to pay the fees. This is not the case; if you or your... Continue Reading 13/08/2015
One in ten takes selfie whilst behind the wheel The Institute of Advanced Motorists (IAM) has recently warned that taking a selfie whilst behind the wheel is as dangerous as drink driving... Continue Reading 12/08/2015
Growth in demand for bridging finance Quarter 2 2015 saw a significant increase in applications for bridging loans with loans for mortgage delays increasing from 8% in Quarter 1 up to... Continue Reading 11/08/2015
Everyday Legal: Warning on risks from guarantor loans Everyday Legal has already covered the issue of loan guarantors - However a warning on the risks from guarantor loans hit the headlines recently so... Continue Reading 07/08/2015
Continuing Healthcare funding repayment delays continue in Wales The Chair of the Public Accounts Committee in Wales has called for an update from the Welsh government on its efforts to address the long-standing... Continue Reading 07/08/2015
Lloyd’s interim results expected to post further £1bn for PPI claims Lloyds half-time results are expected this week and news has emerged that it is expected to make a further £1bn provision for mis sold payment... Continue Reading 06/08/2015
Infographic: Taking a staycation? Your consumer rights when travelling in the UK With the school summer holidays now underway Everyday Legal gives you the low-down on your rights under Consumer Law when travelling and / or... Continue Reading 05/08/2015
Under 40s face a lifetime of renting By 2025 more than 50% of those aged under 40 will be living in properties owned by private landlords according to recent figures published by Price... Continue Reading 05/08/2015
Great prospects for Equity Release – over 55s have £300bn of property wealth More than £300bn of property wealth is now owned by the over 55s. If those homeowners in England, Scotland and Wales took up the opportunity to relea Continue Reading 04/08/2015
Care costs cap now delayed until 2020 The cap on care costs, due to be introduced as part of the second phase of the Care Act in April 2016, has been delayed until 2020. The delay came... Continue Reading 03/08/2015
Goldsmith Williams launches new company buy-to-let service As a result of the Chancellor’s recent changes reducing the tax relief of high income private landlords, Goldsmith Williams has launched a new... Continue Reading 31/07/2015
Beware! Pension scammers are preying on the over 50s! The alarming news that nearly 200,000 people with an average age of 74 are on a ‘suckers’ list circulated by fraudsters broke this week... Continue Reading 31/07/2015
Is the traffic offence of middle lane hogging finally being taken seriously? On the spot fines specifically for middle lane hogging were brought in by the government in August 2013 yet it was not until June of this year that... Continue Reading 29/07/2015
Landmark court case gives reassurance on the control Attorneys can exercise When setting up a Lasting Power of Attorney (LPA) one area where clients can sometimes have concerns is in giving an Attorney premature control... Continue Reading 27/07/2015
Apple Pay Launches The march of progress takes another step this month with the launch of Apple Pay. Everyday Legal looks into this launch to bring you all the... Continue Reading 24/07/2015
Mixed picture in the CML property statistics – with BTL romping ahead The release of statistics from the Council of Mortgage Lenders (CML) has revealed a picture of mixed fortunes for the different sectors of the... Continue Reading 24/07/2015
Everyday Legal Update: How to claim compensation for a cancelled or delayed train Back in March, Everyday Legal gave you all the information you needed on how to claim compensation for a cancelled or delayed train. Since then... Continue Reading 24/07/2015
Elderly bed blocking crisis for NHS There has been a 15% increase in the number of ‘bed days’ lost in the year to March because patients could not be transferred from hospital... Continue Reading 23/07/2015
Will the Equity Release boom assuage the retirement funding fears of baby boomers? The major financial concern of baby boomers nearing their retirement is how to fund their current lifestyle through their retirement years... Continue Reading 22/07/2015
UKAR makes £33 million provision for mis sold PPI UK Asset Resolution (UKAR), set up after the failure of the lenders Northern Rock and Bradford and Bingley has repaid another £3.7 billion to the... Continue Reading 21/07/2015
Does the driving test need updating? The Association of British Insurers (ABI) is calling for the driving test to be modernised so that deaths and injuries in road traffic accidents... Continue Reading 21/07/2015
Low cost Wills can prove to be very costly indeed! Many Britons are turning to DIY Wills or using low cost Wills services – a recent case highlights the dangers in this. Head of Wills and Probate... Continue Reading 17/07/2015
It’s tough climbing every step of the property ladder! Recent figures released by the Nationwide Building revealed that first time buyers in London face an impossible situation with first time buyer... Continue Reading 16/07/2015
Infographic: Restaurant Rights If you booked a table you’ve created a binding contract so if you’ve been double booked or the meal has been cancelled by the restaurant you can... Continue Reading 16/07/2015
Next generation of retirees expect to be worse off Recent research has revealed that the next generation of retirees expect to be worse off in retirement when compared with those retiring this... Continue Reading 15/07/2015
Spending on elderly care falling whilst most are unaware of CHC funding Recent research has shown that spending on care in the UK has fallen by a fifth during the last ten years. This comes at a time when the UK... Continue Reading 14/07/2015
Claim back ALL your PPI Payment protection insurance is now recognised as the biggest mis selling scandal of all time with approximately 34 million policies sold by... Continue Reading 14/07/2015
Increase in hit and run accidents New figures from the Motor Insurers’ Bureau (MIB) show that the number of claims where the driver did not stop has gone up in the last year... Continue Reading 13/07/2015
Unintended consequences of PPI mis selling scandal The PPI mis selling scandal has dominated the news over recent years and the total cost of bank redress has now reached £26bn. The number of people... Continue Reading 10/07/2015
Is later life lending here to stay? Head of Property Lynne McCaffrey reviews the housing market in this time of unprecedented change... Continue Reading 09/07/2015
Older borrowers need LPAs One of the debates to emerge in the aftermath of the Mortgage Market Review (MMR) has been how to address the demands for mortgages on into later... Continue Reading 08/07/2015
Older homeowners turning to Equity Release to pay off interest only loans According to recent research the number of homeowners using Equity Release to pay down an interest-only mortgage has tripled year on year since... Continue Reading 07/07/2015
Care Home Fees scammers helped by ignorance Scam Awareness month saw the exposure of a con involving vulnerable people who are being preyed on by scammers. The scammers purport to work for... Continue Reading 06/07/2015
Could this be the end of drunken driving? The prospect of an end to drunken driving in the next five years has been raised by the latest technological breakthrough in the US. The new... Continue Reading 03/07/2015
Trading Standards Everyday Legal gives you the low-down on Trading Standards – how they can help consumers, what kind of problems they help with and how you’d go... Continue Reading 02/07/2015
Lloyds to return to private ownership within 12 months The government is planning to sell off billions of pounds worth of shares in Lloyds Bank to retail investors, aiming to return Lloyds to private... Continue Reading 02/07/2015
Dying without a will significantly increases the risk of family feuds Figures suggest that more than a million Brits have had a family feud after a relative died without making a Will. Of these nearly one in five... Continue Reading 30/06/2015
Mixed picture of the plight of first-time buyers Recent media coverage is giving a mixed picture of first-time buyers. On the one hand there are reports of research showing that first-time buyers... Continue Reading 29/06/2015
Before you need a Care Home you’ll need an LPA! Often people move into residential care due to developing dementia or Alzheimer’s resulting in a loss of capacity... Continue Reading 26/06/2015
Equity Release helps allay older homeowner maintenance fears 21% of homeowners aged 60 and over are concerned about the costs of maintaining their property as they get older... Continue Reading 25/06/2015
Soaring speeding convictions Official figures released from the Ministry of Justice show soaring speeding convictions. The statistics, covering England and Wales show that... Continue Reading 22/06/2015
New rules to help broadband subscribers leave slow providers Ofcom (the broadband industry’s watchdog) has announced new rules to help subscribers to leave providers whose broadband speeds are too slow... Continue Reading 19/06/2015
Landlords still failing to protect tenancy deposits The new Deregulation Act means that tenancy deposits received before 6th April 2007 where the tenancy was renewed on a periodic basis after that... Continue Reading 18/06/2015
Everyday Legal: Dehydrated Driving! Dehydrated driving is as dangerous as drink driving, scientists from Loughborough University tested drivers who had drunk just 25ml of water an hour.. Continue Reading 18/06/2015
Dehydrated Driving Video Dehydrated driving is as dangerous as drink driving, scientists from Loughborough University tested drivers who had drunk just 25ml of water an hour.. Continue Reading 18/06/2015
Infographic: Japanese Knotweed Warning all property owners - Do not ignore Japanese Knotweed... Continue Reading 18/06/2015
Infographic: 7 things we’ve learned about FTBs in 2015 Almost half of parents in Britain think the only way their children will be able to buy their first home is with an inheritance from them. Continue Reading 18/06/2015
Banks PPI compensation loophole can be closed! Banks have been claiming that customers have been sold the wrong type of PPI rather than mis sold PPI altogether as a means to cut hundreds... Continue Reading 17/06/2015
Imbalance in Care Home provision hits the north and Greater London Data collected from the Care Quality Commission (CQC) has revealed that there are more care home beds being created in the south than the north... Continue Reading 16/06/2015
Avoiding Identity Theft New figures released recently suggest that identity theft has risen by nearly a third in the UK with criminals increasingly using internet forums... Continue Reading 16/06/2015
93% unprepared for retirement Recent research has revealed that virtually the whole of the UK population (93%) are unprepared for retirement yet many have expectations... Continue Reading 15/06/2015
Last time buyers stuck in unsuitable properties or relying on the Bank of Son or Daughter Current pressures in the housing market are being affected by two trends impacting on older homeowners... Continue Reading 12/06/2015
LPAs increasingly taken up Applications for a Lasting Power of Attorney (LPA) are projected to rise to 330,000 during 2015 compared to just 80,000 a year when they were... Continue Reading 11/06/2015
Will self-drive cars mean an end to car accidents? Vehicle safety experts at Thatcham Research Centre have recently reported a 45 percent drop in insurance claims in cars fitted with auto emergency... Continue Reading 10/06/2015
Will you protect your children? Recent research conducted by Which revealed that 75% of parents with children under 10 haven’t made a Will... Continue Reading 08/06/2015
FCA fine of £117m for Lloyds failures in handling PPI complaints Just weeks after shares in Lloyds leapt in value after a positive set of results the bank is once again in the news – this time however the shock... Continue Reading 08/06/2015
Is this an Alzheimer’s breakthrough? American research, using mice, has revealed a possible cause of Alzheimer’s disease. The research showed that in those mice with the Alzheimer’s... Continue Reading 05/06/2015
Why are those recently retired working part time? Research has recently revealed that 66% of adults aged 65-74 want to work in their retirement and to have at least part-time hours of work... Continue Reading 03/06/2015
Government plans introduction of landlord licensing for private landlords The government has this week made the surprising announcement that it is planning mandatory licencing for all landlords... Continue Reading 03/06/2015
Will you learn from Rik Mayall’s intestacy? Rik Mayall the comedian and actor died unexpectedly in June 2014 and it has recently been reported that he died intestate – that is he did not make... Continue Reading 01/06/2015
Alternative Dispute Resolution (ADR) ADRs are used when you have a dispute over the supply of goods and services and you want to avoid taking court action... Continue Reading 29/05/2015
Is the housing shortage caused by shrinking households? The papers and TV news regularly feature reports on the lack of housing particularly noting the plight of first-time-buyers struggling to get onto... Continue Reading 29/05/2015
Elderly carers could be helped by CCG funding During the last decade the number of elderly people caring for a family member has doubled according to a report from Age UK and Carers UK... Continue Reading 27/05/2015
Red faces at RBS as its results are in the red again The Royal Bank of Scotland (RBS) made a quarterly loss of £446m and has set aside another £856m to cover both legal costs and fines... Continue Reading 26/05/2015
Is it time to call time on drink driving? Following the introduction of a lower drink driving limit in Scotland and reports that prosecutions for drink driving have fallen by a third since... Continue Reading 22/05/2015
Indebted older homeowners are turning to Equity Release A recent survey has shown that retired homeowners are turning to the equity tied up in their homes to clear their other debts including loans... Continue Reading 21/05/2015
Residential care due to a primary health need CCG funded Millions of people who have saved hard for a comfortable retirement fear they will no longer be able to apply for council-run schemes that allow... Continue Reading 20/05/2015
Is time running out to claim for mis sold PPI? The latest data from the Financial Ombudsman Service (FOS) shows falling numbers of complaints for mis sold payment protection insurance... Continue Reading 19/05/2015
Infographic: Over 55’s finances - the vital statistics Over 55s should be actively planning for their retirement and these statistics show many are taking steps to do this, increasing savings and... Continue Reading 19/05/2015
Mis selling bill for big banks gets bigger! The analysts Standard & Poors estimate that the UK big four banks – Barclays, HSBC, the Royal Bank of Scotland and Lloyds Banking Group... Continue Reading 18/05/2015
Infographic: New Law proposes to give powers to the relatives of missing people A new law is proposed which would allow relatives to take charge of a missing family member’s property and financial affairs... Continue Reading 18/05/2015
Drop in Fixed Penalty Notices for drivers on the phone Recently released police figures suggest that the number of drivers given penalty points for using their phone whilst they were driving fell by... Continue Reading 15/05/2015
Infographic: Faulty Goods Faulty Goods: The Sale of Goods Act 1979 outlines your rights to a refund if something you’ve bought goes wrong... Continue Reading 15/05/2015
Consumer Protection for tailor-made holidays booked online There are changes in the pipeline for holidaymakers putting together tailor-made trips online. European Legislators have reached an agreement... Continue Reading 14/05/2015
Buy-to-Let Best Practice statement will provide clarity on BTL lender operations The Council of Mortgage Lenders has published a statement of best practice, intended to direct buy-to-let loans for business purposes to ensure... Continue Reading 12/05/2015
Scottish Drink Driving Law damaging economy A new drink driving law that came into force in Scotland in December 2014 reduced the legal alcohol limit for Scottish motorists from 80mg to 50mg... Continue Reading 07/05/2015
Record Quarter 1 for Equity Release! Total lending through equity release in the first quarter of 2015 was £325.7m representing a 3% increase year on year, meanwhile there were... Continue Reading 07/05/2015
Everyday Legal Update: Parking Ticket Legal Challenge to go to Supreme Court Everyday Legal reported on the case of Barry Beavis who took ParkingEye the car park operator to court over the parking charges they had imposed... Continue Reading 07/05/2015
Care Home fees scare stories – time for transparency A recent case where a pensioner is to be forced to sell the home she shared with her 100 year old mother to pay for her mother’s care has made... Continue Reading 06/05/2015
Buy-to-Let booming! The Bank of England Trends in Lending report for April has just been published, showing the continuing growth in the sector during 2015... Continue Reading 05/05/2015
PPI mis selling – the scandal that’s not going away In a month where the FCA fined Clydesdale Bank £20.6m for serious failings in the way it handled complaints regarding mis sold payment protection... Continue Reading 01/05/2015
Beware – unregulated Wills and Probate providers targeting vulnerable elderly people! Statistics released at the start of 2015 by the Law Society revealed that, in 2014, 73% of 16-54 year olds did not have a Will in place... Continue Reading 01/05/2015
Is drug driving more acceptable than drink driving? A government study has found than drug drivers believe that it is more acceptable to drive whilst under the influence of drugs than drink... Continue Reading 29/04/2015
Infographic: Preventing Dementia One in six people over the age of 80 have dementia and despite recent reports that US researchers have found a possible cause there is no cure... Continue Reading 28/04/2015
Expert warns the costs of care could still spiral despite reform The implementation of the changes to long-term care in the UK is now beginning. The changes to the ‘universal deferred payment scheme’ that allows... Continue Reading 28/04/2015
Judicial Review could open floodgates for SWAPs mis selling compensation The controversial FCA (Financial Conduct Authority) and high street banks £1.8bn compensation scheme to compensate those who were mis sold... Continue Reading 28/04/2015
Couples struggling to divorce due to joint mortgages The Debt Advisory Centre has recently published research which showed that two-thirds of couples felt unable to ‘break free’ from a partner because... Continue Reading 27/04/2015
Everyday Legal: Top Tips for Selling your Property this Spring! Many people put their houses up for sale in Spring – follow these top tips to secure a quick sale... Continue Reading 24/04/2015
Top Tips for Selling your Property this Spring! Many people put their houses up for sale in Spring – follow these top tips to secure a quick sale... Continue Reading 24/04/2015
Pension freedoms and fund shortfalls will increase take up of Equity Release Barely a week after the new pension freedoms came into effect there’s already new research to show that Equity Release will have a major role... Continue Reading 24/04/2015
Ageing population will increase take up of Lasting Powers of Attorney One of the implications of our ageing population is that the numbers of people experiencing conditions such as dementia will increase... Continue Reading 23/04/2015
Ground-breaking US research shows whiplash patients have different symptoms Recently published research from the US has shown that about twenty five percent of those who experience whiplash injuries will have have pain... Continue Reading 22/04/2015
Consumer Rights Act 2015 The Consumer Rights Act received Royal Assent in Parliament on 26th March 2015 and will come into force on 1st October 2015... Continue Reading 22/04/2015
Goldsmith Williams joins Foundation Home Loans legal panel Foundation Home Loans the new buy-to-let lender that launched in February has appointed Goldsmith Williams to its legal panel... Continue Reading 22/04/2015
Everyday Legal: The Court of Protection The new Court of Protection was created under the Mental Capacity Act 2005. It has jurisdiction over people who lack the mental capacity to... Continue Reading 21/04/2015
The Court of Protection The new Court of Protection was created under the Mental Capacity Act 2005. It has jurisdiction over people who lack the mental capacity... Continue Reading 21/04/2015
Under 50s will own fewer homes over their lifetime than their parents The property market-place is changing fundamentally. Recent research has revealed that rising house prices and more strict lending criteria... Continue Reading 21/04/2015
Costs of UK Bank Scandal hit £39bn A report published by the auditing firm KPMG has recently revealed that a number of Britain’s biggest banks have collectively seen a bill of £39bn... Continue Reading 21/04/2015
Funding for residential care due to a primary health need isn’t means tested Recent reports reveal that property wealth amongst retired homeowners has hit an all-time high of £861bn with the average over 65 year old earning... Continue Reading 16/04/2015
Haves and Have-Nots both see the benefit of Equity Release Research has shown two sharply contrasting pictures of older Britain. One the one hand there are the wealthy over 55s with houses valued at... Continue Reading 15/04/2015
Disputes with Neighbours - damage to property and boundary disputes Neighbours, everybody needs good neighbours – so the theme song goes… But, what if you haven’t got good neighbours and you have problems... Continue Reading 15/04/2015
Infographic: The Six Signs of Dementia Dementia is a condition that usually occurs in older people (as the risk of developing dementia increases with age) and it is a group of... Continue Reading 10/04/2015
PPI remains the most complained about financial product Although when the data for complaints about banking products in the second half of 2014 was analysed it showed a reduction in complaints... Continue Reading 10/04/2015
How does Chancellor announcement on NHS funding affect Continuing Healthcare Funding? In the recent budget the Chancellor of the Exchequer, George Osborne confirmed a real terms increase in NHS funding for 2015-2016... Continue Reading 08/04/2015
Equity Release steps in when other pension savings run out In the last few days before the new pension freedoms take effect Richard Espley, Head of Equity Release considers the changing pension... Continue Reading 07/04/2015
Landlords required to install smoke alarms from October 2015 Following a change in the law landlords will be required to install working smoke alarms and carbon monoxide alarms in all rented homes... Continue Reading 01/04/2015
Drink driving convictions for women nearly double The percentage of drink driving convictions for women has nearly doubled – from nine percent in 1998 to seventeen percent... Continue Reading 30/03/2015
Is this the next PPI mis selling scandal? The Information Commissioner has sounded a warning that pension scams could be the ‘next PPI’, anticipating that rogue firms will be looking... Continue Reading 27/03/2015
Over 90% of life insurance policies could count towards IHT limits Analysis conducted by Legal & General has revealed that less than 10% of customers are putting their life cover policies into trust and so over... Continue Reading 26/03/2015
Warnings about state-funded care for the elderly Social services leaders are warning of a funding gap reaching £7bn a year by the end of the next parliament. Budgets for Adult Social Care have... Continue Reading 25/03/2015
Equity Release increasing in popularity amongst under 65s The recently published Equity Release Market Report highlighted that the 55 – 64 year olds share of the market had increased to 20% in the... Continue Reading 25/03/2015
Asking price hike will hit first time buyers Average property asking prices have, once again, almost reached their all-time high of £281,782 set in June 2014... Continue Reading 24/03/2015
Whiplash injury has far reaching consequences for teen Whiplash often comes in for hostile comments from the media, being seen as a trivial injury which people make a claim on, solely for... Continue Reading 23/03/2015
Are banking bosses finally to be held accountable for PPI mis selling scandal? Earlier this week the Financial Conduct Authority published details of its ‘senior managers regime’ which will come into force in 2016... Continue Reading 20/03/2015
Infographic: Drawing up a Digital Legacy Eight out of ten bereaved people report difficulties managing a loved one’s online accounts after their death. Follow these steps to leave... Continue Reading 20/03/2015
Equity Release flexibility can bolster inadequate retirement income In a week when the International Longevity Centre-UK has published a report revealing that 1.1million people approaching retirement will not be... Continue Reading 19/03/2015
Everyday Legal: Better support from Banks for customers with serious illness When you’re ill you’ve got enough to deal with just getting better so you don’t need problems with your bank to jeopardise your recovery... Continue Reading 19/03/2015
Better support from Banks for customers with serious illness When you’re ill you’ve got enough to deal with just getting better so you don’t need problems with your bank to jeopardise your recovery... Continue Reading 19/03/2015
How to claim compensation for a cancelled or delayed train There’s nothing more frustrating than sitting on a train going nowhere. But where do you stand if your train is delayed or even cancelled and you... Continue Reading 18/03/2015
Mobile driving offences rising whilst prosecutions falling Every day an estimated 500,000 motorists break the law by using their mobile phone whilst driving. Those caught will receive a £100 fine... Continue Reading 17/03/2015
PPI mis selling compensation delays are trapping families in debt Over the last year around 100,000 people have up either an individual voluntary arrangement (IVA), a debt relief order (DRO) or declared themselves... Continue Reading 13/03/2015
Funding is not just a problem in social care for the elderly It has recently emerged that less than 15% of councils paid the recommended hourly rate for home care in 2014... Continue Reading 12/03/2015
Millions of retirees with outstanding debts could benefit from Equity Release Much of the media’s coverage around the up-coming pension changes has centred on the expected rise of the grand-lords, older people who... Continue Reading 11/03/2015
£24.4bn PPI mis-selling bill for big 5 with no end to claims in sight The consumer group Which? has recently announced that the bill for mis sold Payment Protection Insurance (PPI) for the big five UK banks... Continue Reading 09/03/2015
Check your prescriptions before driving New drug driving rules came into effect on Monday March 2nd 2015... Continue Reading 06/03/2015
Time running out for first-time buyers to get on the property ladder From April 2015 retirees will be able to drawdown their pension as a lump sum to use for whatever they wish... Continue Reading 06/03/2015
Breaking News: Parking fine appeal case could put pounds in your pocket Everyday Legal is keeping an eagle eye on a court case that could put pounds in your pocket. The case concerns Barry Beavis from Chelmsford who... Continue Reading 06/03/2015
Buffering Broadband? Buffering broadband: How to get it up to speed... Continue Reading 06/03/2015
Everyday Legal: Buffering Broadband? Buffering broadband: How to get it up to speed... Continue Reading 06/03/2015
UK set to become world leader in dementia research With approximately 850,000 people currently living with dementia in the UK the government has recently announced an investment of more than... Continue Reading 04/03/2015
£11,200 annual retirement income needed – more may turn to Equity Release Recently published figures from the Office for National Statistics show that the average annual cost of living in retirement in 2015 has increased... Continue Reading 03/03/2015
Time is running out on landlord tax breaks Rental reforms mean that landlords have until April 2018 to make home improvements before new energy efficiency rules come into force... Continue Reading 27/02/2015
Spring D-I-Y projects shouldn’t include your Will Spring is traditionally the time for D-I-Y but that shouldn’t include a D-I-Y Will. It’s tempting to have a go at making a Will yourself... Continue Reading 26/02/2015
Serious injuries and deaths from drink-driving road accidents remain stubbornly high Recently published Department for Transport (DfT) figures show that the number of people seriously injured in drink-drive accidents fell... Continue Reading 25/02/2015
Lloyds news of dividend payments masks the real story of nearly £12billion in mis sold PPI compensation Lloyds Bank is expected to announce that it will re-start dividend payments when it delivers its annual results on February 27th and the... Continue Reading 20/02/2015
Rents increase but when can a landlord up the rent The average UK rent is now £836 a month, according to the latest figures from Countrywide for the first month of the new year. Continue Reading 19/02/2015
Bridging the gap when buying property at auction With news from Auction Finance revealing a significant uplift in the number of people buying property at auctions, Head of Property Lynne McCaffrey... Continue Reading 11/02/2015
Consumer rights: Car repairs Certain jobs have certain reputations. Solicitors, for example, are often stereotyped as ‘stuffy’, ‘boring’ and ‘old fashioned’. Another profession... Continue Reading 11/02/2015
L&G entry to Equity Release market welcomed With 2015 opening to regular media reports of the expected growth in the Equity Release market it’s perhaps no surprise that Legal & General is to... Continue Reading 11/02/2015
A fifth will retire in debt this year Nearly one in five people (19%) set to retire this year will do so in debt with more than two fifths (43%) still owing on their mortgage... Continue Reading 10/02/2015
“Unacceptable exploitation” of care home residents must stop From April care homes will no longer be able to charge residents and their families top up fees and surcharges without a legal agreement signed by... Continue Reading 09/02/2015
Employment rights: Shared parental leave From April 2015, the laws surrounding parental leave are changing to allow fathers almost the same rights as mothers by sharing parental leave... Continue Reading 06/02/2015
Deadline announced for interest rate swap cases Businesses mis sold an interest rate swap only have until 31 March 2015 to join the Financial Conduct Authority’s (FCA) Interest Rate Hedging... Continue Reading 06/02/2015
Is your holiday ATOL protected? There aren’t many things more exciting than going on holiday especially when you’ve bagged a bargain. But if your holiday is not ATOL protected... Continue Reading 05/02/2015
Everyday Legal: Is your holiday ATOL protected? There aren’t many things more exciting than going on holiday especially when you’ve bagged a bargain. But if your holiday is not ATOL protected... Continue Reading 05/02/2015
Stamp duty changes cause stampede in property enquiries and sales The number of property enquiries is at a 10-year high with many citing the Stamp Duty reforms as the primary contributing factor behind the surge... Continue Reading 04/02/2015
The real victims of PPI mis selling? Payment protection insurance was mis sold to millions of unsuspecting customers. Whilst there is no excusing this behaviour which has so far... Continue Reading 04/02/2015
Wills What Ifs: My circumstances keep changing so why make a Will now? On this rollercoaster called life there never seems to be a right time to make a Will. The thing is we never know what’s around the corner so it’s... Continue Reading 02/02/2015
More homeowners realising the benefits of equity release Equity release lending is at its highest ever levels since records began as more homeowners are unlocking some of the value in their home... Continue Reading 26/01/2015
Care home fees are not based on personal wealth One of the best things about living in the UK is our National Health Service, providing us with free health care regardless of our personal wealth... Continue Reading 23/01/2015
Quality of service still important in delivery of consumer demand for online conveyancing 40% of consumers are demanding online access to conveyancing services according to a recent study by YouGov. The survey investigated the consumer... Continue Reading 23/01/2015
Retirees to run out of cash by age 75 Pensioners withdrawing £3000 a year from the age of 65 would run out of savings by the time they turned 75 years old, according to latest research... Continue Reading 23/01/2015
Top 5 PPI mis selling techniques Payment protection insurance was mis sold by banks and lenders to customers taking out a loan, credit card or mortgage. Here's the most common ways... Continue Reading 22/01/2015
Could higher fines reduce road traffic accidents? As insurance premiums start to creep up again, this time due to cheaper petrol prices, personal injury solicitor, Kevin Smith, fears this could... Continue Reading 22/01/2015
Growing families choosing to remortgage than buy Over half of UK homeowners plan to carry out some form of home improvements this year, with 12 per cent planning on creating more useable space... Continue Reading 21/01/2015
Could a lack of financial safeguards means care home residents are held to ransom? Patients could be forced to pay escalating care home fees or risk having to move to a cheaper home after one resident saw her fees increase by... Continue Reading 21/01/2015
Carefully select your law firm partner for Equity Release growth in 2015 As 2015 begins there are numerous media reports that this will be a year of further success for Equity Release with predictions that growth in this... Continue Reading 19/01/2015
Petrol price drop latest scapegoat for insurance hikes The war between insurers and the personal injury industry has been far from a silent affair. Insurers have been more than vocal when it comes to... Continue Reading 16/01/2015
PPI mis selling scandal is not going away, says Financial Ombudsman The scale of the PPI mis selling scandal is so extensive it will be years before it is over, believes the Chief Financial Ombudsman Caroline Wayman. Continue Reading 15/01/2015
Help to buy? That’s a personal shopping service for over 60s, isn’t it? Almost half of first time buyers are unaware about the government’s Help to Buy scheme, according to new research. As a result many are still... Continue Reading 15/01/2015
Why January is a great time to make a Will It sounds a little bit morbid, starting the New Year by making a Will, but January really is a good time to get all your affairs in order as Linda... Continue Reading 14/01/2015
Top tips for driving in the rain Stay safe and avoid a road traffic accident with these top tips for driving in the rain Continue Reading 13/01/2015
Protect your purchases with Section 75 If you make a single purchase on your credit card of £100 to £30,000 your credit card company must protect this transaction under the Consumer... Continue Reading 13/01/2015
174,000 people could qualify for funded care Regarded as one of the state’s best kept secrets, new figures have shown that 174,000 people are currently paying care home fees when in fact... Continue Reading 12/01/2015
Clearing debts with pension could cause long term problems There are fears that many retirees could leave themselves financially short by using the majority of their pension to pay off existing debts. Continue Reading 12/01/2015
Make it your NY Resolution to get back what you’re owed We’re all feeling the pinch after the festive period. However did you know there’s a good chance that you could still be owed hundreds or even... Continue Reading 08/01/2015
Is 2015 the year of the base rate rise? The Bank of England base rate could rise by 1.5 per cent over the course of 2015, Founder and CEO of eMoov.co.uk, Russell Quirk, has predicted. Continue Reading 07/01/2015
New Year, same old campaign against landlords Returning from his Christmas break, Head of GW LET Rob Denman was up and raring to go. But after reading the latest onslaught of landlords, forget... Continue Reading 07/01/2015
Top 5 New Year’s Financial Resolutions January is a time for organisation, for taking charge of your life and making some changes, from the traditional New Year resolutions of stopping... Continue Reading 06/01/2015
The responsibilities of a loan guarantor If you've been asked to be a loan guarantor make sure you're fully aware of what you're signing up for & what your legal & financial obligations are.. Continue Reading 05/01/2015
Everyday Legal: The responsibilities of being a loan guarantor If you've been asked to be a loan guarantor make sure you're fully aware of what you're signing up for & what your legal & financial obligations are.. Continue Reading 05/01/2015
Christmas comes early for first time buyers 100,000 first time buyers will be offered a 20 per cent discount on their first property purchase under a new scheme announced by David Cameron. Continue Reading 22/12/2014
Clydesdale forced to reopen rejected PPI claims Clydesdale customers are facing up to a four month delay before receiving a response to their PPI claim, following an investigation by the... Continue Reading 22/12/2014
Accident and Treemergency - Common Accidents at Christmas Stay safe this Christmas and avoid these most common Christmas accidents Continue Reading 19/12/2014
When Santa gets it wrong: Returning unwanted gifts As good as he is (and as good as you may have been!) sometimes Santa doesn’t bring you the gift you wanted or even needed. When this happens you... Continue Reading 16/12/2014
Common sense prevails as MPs call for more data on so-called revenge eviction A private member’s bill which would deny landlords the ability to regain possession of their property for six months after receiving a notice from... Continue Reading 16/12/2014
VIDEO: Making sense of Stamp Duty charges This video helps you calculate how much Stamp Duty you will have to pay when you buy a property following the new charges highlighted in the Autumn... Continue Reading 11/12/2014
RBS attempts to minimise swap compensation payouts Royal Bank of Scotland is trying to reduce the amount of compensation paid out on mis sold interest rate swap claims by ‘browbeating’ the... Continue Reading 05/12/2014
Don’t let properties be lonely this Christmas Christmas, it’s a time for families so there’s a good chance that your tenants will be heading to their childhood homes during the festive period... Continue Reading 05/12/2014
Funds to protect homes come flooding in? The Treasury has announced a £2.3bn investment in flood defence projects which aims to protect 300,000 homes in England... Continue Reading 03/12/2014
How to claim for pothole damage The Highways Agency and local authorities have an obligation to maintain our roads. This means if your vehicle is damaged because of a defective... Continue Reading 02/12/2014
Devalue It Yourself: Poor DIY reduces property’s value Poorly executed home improvements could significantly reduce the value of your home, according to a new survey conducted by TrustMark... Continue Reading 02/12/2014
Is your rental property damp free? As the weather takes a turn for the worse we are starting to see an increase in the number of properties suffering from damp. Continue Reading 02/12/2014
Are older motorists a risk on the roads? A fifth of motorists over the age of 50 believe they would fail their driving tests if they were made to take it again, according to latest... Continue Reading 02/12/2014
Lasting Powers of Attorney essential for Equity Release clients in failing health Reports of recent research conducted by LV= have shown that 48% of all equity release customers took their plan because of a need to renovate... Continue Reading 01/12/2014
The Goldsmith Williams Mobile App Get the most of the Goldsmith Williams Mobile App - available on iPhone and Android. Download now to receive real time updates about your case... Continue Reading 28/11/2014
Are banks trying to send a message to potential GRG claimants? News that RBS has cancelled Lawrence Tomlinson’s, author of the damning Tomlinson Report which alleged the bank had deliberately placed businesses... Continue Reading 27/11/2014
HELP! I’m buying a house Buying a house may be one of the most stressful things we do but it’s also one of the most exciting. With the help of this video and over 30 years... Continue Reading 27/11/2014
Panorama shines a light on GRG This week’s Panorama programme – Did the banks wreck my business – has finally shone a much needed spotlight on business support units (BSU) and... Continue Reading 26/11/2014
VIDEO: How to claim for a failed delivery Waiting in for a scheduled delivery is frustrating but when it doesn't turn up, that's just not good enough. This video explains how... Continue Reading 25/11/2014
Is Lloyds guilt tripping potential PPI clients? News that Lloyds Banking Group is to axe 9000 job in order to pay its £11.3 billion payment protection insurance bill undoubtedly demonstrates... Continue Reading 24/11/2014
How to claim for a failed delivery Scheduled delivery a no show? Don't take it lying down. You could claim compensation if... Continue Reading 24/11/2014
Employment rights: Zero-hour contracts Zero-hour contracts have been in the news a lot recently with Labour leader Ed Miliband publically slamming retailer Sports Direct by branding it... Continue Reading 23/11/2014
Reduce road accidents! Make rural driving compulsory High speed rural roads should be incorporated into the driving test as it could help reduce the number of car accidents and fatalities, believes... Continue Reading 21/11/2014
It’s not too late to support Will Aid 2014 There’s just over a week to go until we enter December. While this, for many, marks the start of the festive period, it also signifies the end... Continue Reading 21/11/2014
What’s next? All tenants to live rent free?! It takes quite a bit to rattle our Rob but the proposal from Liberal Democrat MP Sarah Teather has certainly got under his skin: Continue Reading 20/11/2014
Conveyancing costs: Let’s break it down Buying a property is an expensive business but what does the money go on? We’re here to show you what you’re paying for and why. Continue Reading 19/11/2014
How to appeal an unfair parking ticket Getting a parking ticket is frustrating at the best of times but when you are penalised unfairly, well then that is something to get annoyed about... Continue Reading 18/11/2014
High street lenders expected to join equity release market At least three high street lenders will join the equity release market within the next 12-18 months, predicts Nigel Waterson, the Equity Release... Continue Reading 14/11/2014
Estranged daughter fails to claim on mother’s estate A woman who formally disowned her mother has forfeited her right to make a claim on her estate, the England and Wales High Court has ruled. Continue Reading 14/11/2014
Property surveys: Looks can be deceiving Buying a property is an expensive business. As well as the ongoing financial commitments, there are a number of associated costs before the... Continue Reading 13/11/2014
Are people still banging on about PPI? Yes because banks are still finding ways to deny customers money that’s rightly theirs! So don’t blame the companies that are trying to help... Continue Reading 13/11/2014
The power of advertising: Ad causes 500 road accidents in a day A Russian advertising campaign is alleged to have caused over 500 road traffic accidents in a day. Continue Reading 13/11/2014
Postage Rights Free advice on what to do if your Christmas presents get lost, damaged or delayed by Royal Mail and how to make a claim... Continue Reading 11/11/2014
Landlord, it’s cold inside! As temperatures dip, we begin to find ourselves reaching for the thermostat. However 80 per cent of UK tenants are concerned about turning up the... Continue Reading 11/11/2014
State pension allowance: Will you get the full whack? From April 2016 a flat rate State Pension of £155 will launch. In order to receive this full amount you will need to have had made at least... Continue Reading 10/11/2014
Proudly supporting Will Aid Goldsmith Williams is proud to once again pledge its support for Will Aid for the fourth consecutive year. Continue Reading 07/11/2014
Motorists call for stronger penalties for mobile users Over half of UK motorists believe the penalty for using a mobile phone whilst driving should be more severe, according to a recent survey by... Continue Reading 07/11/2014
Avoid housing horrors Moving house is regarded as one of the most stressful things we do in our lives. However our top tips can help minimise the hair pulling... Continue Reading 06/11/2014
Your legal rights: Buying a used car With around 6 million second hand cars sold every years it’s safe to say used cars are big business. So if you’re buying a used car it’s essential... Continue Reading 06/11/2014
No escape for banks withholding PPI payouts Banks have had to add a further £1bn to the payment protection insurance provision pot, taking the currently total to £22bn and making it the most... Continue Reading 06/11/2014
Government inherits £8m for people dying without a Will Hands up who would knowingly leave their estate and assets to the government? Not many we’re sure and yet in 2013 the government received £8m... Continue Reading 06/11/2014
Evictions down so why is Shelter criticising landlords again? There’s no denying that Shelter has been one of landlords biggest critics, accusing them of unfairly evicting tenants in so called revenge... Continue Reading 06/11/2014
Properties that go bump in the night It’s Halloween but for one in seven people in the UK believe their home is haunted it isn’t just today when they have experienced an unworldly... Continue Reading 31/10/2014
Don't let your home be an easy target this winter Burglars are not afraid of the dark; house burglaries increase 12 per cent in winter months. Here's our top tips to help minimise the risk of burglary Continue Reading 30/10/2014
Reclaim money from Christmas past With only eight Sunday’s left until Christmas 2014 many people are understandably starting to turn their attention towards the festive period... Continue Reading 30/10/2014
Be prepared: How better planning protects loved ones Around £175 million is being lost every year in unclaimed or unfound assets, according to latest research from willsandassets.co.uk. Continue Reading 30/10/2014
New fast-track eviction process launched but will it really help landlords? After all the new rules and regulations recently imposed on landlords in an attempt to rid the private rental market of bad practice, attention... Continue Reading 29/10/2014
12% of retirees plan to cash in pension From April 2015, retirees have the freedom to withdraw all their savings out of their pension. However there are concerns that in doing so many... Continue Reading 29/10/2014
Older homeowners have a ‘growing pool of equity’ Rising property values in some parts of the country means that older homeowners have an increasing amount of equity tied up in their home... Continue Reading 27/10/2014
How to reclaim PPI at the busiest time of year Life’s busy at the best of time but things can get crazy in the lead up to Christmas. Evenings draw in earlier and earlier, mornings arrive later... Continue Reading 27/10/2014
Top tips for selling your home in autumn Selling a property can be difficult at any time of the year but with the nights getting darker it can be increasingly trickier to present your... Continue Reading 24/10/2014
Top tips for selling your home in winter Selling a property can be difficult at any time of the year but with the nights getting darker it can be increasingly trickier to present your... Continue Reading 24/10/2014
Council Tax Refunds Your council tax pays for a whole host of local services from the police and fire services to libraries, leisure and recreation to rubbish... Continue Reading 23/10/2014
Beware of part worn tyres It’s an age old adage – if something seems too good to be true, it usually is! However when this is concerning something as important as the... Continue Reading 23/10/2014
Drivers at risk after unknowingly buying part worn tyres It’s an age old adage – if something seems too good to be true, it usually is! However when this is concerning something as important as the... Continue Reading 23/10/2014
Fraudulent tenant highlights definite flaw in eviction process Landlords need to be vigilant during the vetting process of tenants after a recent case saw a tenant supply falsified references and pay slips... Continue Reading 23/10/2014
Winter proof your car With the weather taking a turn for the worst it might be time to fit winter tyres to your car to help a road accident... Continue Reading 09/10/2014
Are lenders banking on homeowner’s inaction? With news that Santander has introduced new rates for existing mortgage customers, it would appear lenders are trying to encourage homeowners to... Continue Reading 09/10/2014
Energy Bill Refunds The big six energy companies have withheld up to £400million in overpaid gas and electricity bills with an estimated three million households owed... Continue Reading 08/10/2014
Your right to flexible working hours There’s been a lot in the news recently about flexible working hours so we thought, to make it easy for you, we’d explain what this latest... Continue Reading 07/10/2014
Compulsory redress scheme for all letting agents As of 1st October 2014 letting agents and property management agents must become a member of an approved redress scheme. Continue Reading 07/10/2014
Let’s talk about boundaries Not the relationship kind but property boundaries! We get asked a lot of questions on this subject such as whose responsibility is it to maintain... Continue Reading 06/10/2014
Noisy neighbours The famous Night & Day gig venue in Manchester could have its licence revoked following noise complaints from residents. Continue Reading 05/10/2014
What can you get with 10MB Under new EU rules there are now caps on data roaming charges. This means using 1MB of data will cost you no more than 16p. So that got us thinking... Continue Reading 04/10/2014
Consumer rights: Roaming charges Summer holidays are wonderful but nowadays you may not just have the holiday blues to deal with when you return but a whopping great phone bill too... Continue Reading 04/10/2014
£23k average withdrawal from the bank of mum and dad Parents are, on average, giving their children £23k towards a deposit for their own home, according to new research by charity, Shelter. Continue Reading 03/10/2014
Property sacrifices Getting on the property ladder has never been easy. It takes compromise and sacrifice. However there are some things wannabe homeowners are more... Continue Reading 02/10/2014
PPI mis selling far from being put to bed Payment protection insurance claims may have dipped in the first six months of the year but complaints made against HBOS have risen by 46 per cent... Continue Reading 02/10/2014
Third of Brits snap selfie while driving A survey by car manufacturer Ford has revealed that 33 per cent of young British drivers have taken a selfie whilst behind the wheel, despite... Continue Reading 02/10/2014
Over a quarter of landlords victims of tenant damage More than 400,000 landlords have had their property damaged by a tenant in the last 12 months, according to new figures from the National Landlord... Continue Reading 02/10/2014
What if… I have young children In our second article of our What if… series we look at people with young children and what would happen and who would look after them should... Continue Reading 01/10/2014
5/1: Odds increase in landlords favour The demand and supply scales in the rental property market have tipped further in landlord’s favour, according to latest figures from Countrywide... Continue Reading 26/09/2014
£136.5bn of property equity to be released in next five years Approximately 12 per cent of retirees are planning to downsize their property in the next five years, according to new research by MGM Advantage. Continue Reading 26/09/2014
Time will tell: Will Apple Watch increase road traffic accidents? There are growing concerns that Apple’s new smart watch could distract drivers and cause more road traffic accidents. Continue Reading 25/09/2014
FOS receives 5000 PPI complaints a week Complaints surrounding mis sold payment protection insurance may have dipped during 2014 but they remain at a ‘significant level’ according to the... Continue Reading 25/09/2014
Remortgagers can’t be bothered with the hassle The number of remortgage loans taken out in August 2014 has declined by 1 per cent compared to the previous month and by 8 per cent year-on-year... Continue Reading 24/09/2014
Full nest syndrome: ‘Grown Up’ children remaining or returning to family home 3.3million under 34-year-olds have either returned home after moving away or never moved out in the first place, according to new research. Continue Reading 22/09/2014
Children and unmarried partners still vulnerable despite intestacy changes The rules surrounding estate administration for someone who has died without a Will are changing. From 1st October the amount a spouse or civil... Continue Reading 22/09/2014
SMEs stand up against GRG Around 800 small businesses are planning to sue the Royal Bank of Scotland after being placed in the lender’s Global Restructuring Group (GRG). Continue Reading 22/09/2014
Recovering house prices will unlock mortgage prisoners Remortgage lending will increase to £80bn in 2016, according to the latest forecast by the Mortgage Advice Bureau. Continue Reading 19/09/2014
Careless walking: Guilty feet have got no direction Much has been done to discourage drivers from using their mobile phones in order to prevent road traffic accidents. However it would seem it is not... Continue Reading 19/09/2014
Who knows what’s been hidden PPI… it feels like we’ve been talking about mis sold payment protection insurance forever. It’s on our TVs and radios, in our newspapers and... Continue Reading 18/09/2014
Time to crack down on the crackdowns There doesn’t seem to be a month that goes by without further regulations for landlords being proposed or introduced. Rob Denman thinks it’s about... Continue Reading 18/09/2014
Part time pensioners: Two thirds work beyond retirement The number of people remaining in employment beyond state pension age has increased, according to retirement specialist LV=. Continue Reading 17/09/2014
What if… I have children from a previous relationship We know the idea of making a Will isn’t something anyone particularly wants to think about. But we are also aware of the dangerous misconception... Continue Reading 16/09/2014
Skeletons coming out of Clydesdale’s closet Clydesdale Bank is expecting to have to increase its provision to cover claims for mis sold interest rate hedging products and tailored business loans Continue Reading 16/09/2014
Are Lloyds on the verge of another mis-selling scandal? Staff at Lloyds Bank are being pressurised to sell more insurance policies, loans and investments to customers who may not need them... Continue Reading 11/09/2014
Accidents increase on 20mph roads The number of road traffic accidents on roads with a 20mph speed limit has increased, figures from the Institute of Advanced Motorists (IAM)... Continue Reading 11/09/2014
What homebuyers want The top 8 things a modern homebuyer is looking for when buying a new property Continue Reading 11/09/2014
Accidental landlords to be regulated The government is to bring in regulation for buy to let mortgages provided to accidental landlords in order to comply with the EU mortgage credit... Continue Reading 10/09/2014
Outdated beliefs preventing homeowners from having a comfortable retirement A lack of understanding about equity release is stopping homeowners from enjoying the benefits, according to Aviva. Continue Reading 09/09/2014
Government crackdown could see people pay IHT before they die With property prices rising, the number of people liable for inheritance tax is expected to quadruple by 2018 so it’s no surprise why many are... Continue Reading 08/09/2014
Now you see them... Poor driver eyesight causes approximately 2900 road traffic accidents each year. When was the last time you got your eyes tested? Continue Reading 08/09/2014
If you want to reduce road accidents say eye! Calls for compulsory eye tests for all drivers have gained significant support from the UK public with 87 per cent now backing the move... Continue Reading 08/09/2014
How to appeal a consequential loss claim With many ‘stage-one’ interest rate swaps claims finally starting to settle, it’s time turn our attention to consequential loss claims... Continue Reading 05/09/2014
Government recognises importance of Will writing The Government is to hold a ‘life planning day’ in an attempt to improve people’s awareness of making a Will and Lasting Powers of Attorney. Continue Reading 05/09/2014
The conveyancing myth monster There’s no denying buying a property is stressful and, quite often along the process, our tempers are frayed. But does it need to be this way... Continue Reading 05/09/2014
Rejected PPI claims to be reopened Unless you’ve been hiding under that proverbial rock for the past four years, chances are you’re fully aware of the payment protection insurance... Continue Reading 04/09/2014
Time to stop the finger pointing Labelled the villains of the private rental sector, landlords have supposedly been partaking in such dastardly acts as letting ‘beds in sheds’ and... Continue Reading 03/09/2014
Government looks to reduce drink drive limit The legal drink drive limit could be reduced following plans announced by the All Parliamentary Group on Alcohol Misuse. Continue Reading 29/08/2014
Property Turn Offs There are many reasons why a potential buyer is put off a property - damp, poor state of repair and no garden typically topping the list... Continue Reading 29/08/2014
Equity release for a debt free retirement After dreaming of retirement for much of our working life the last thing we want is to enter it in debt. Sadly, however, this is becoming the case... Continue Reading 28/08/2014
Accidents aren’t written in the stars Drivers born under the Capricorn star sign are the least likeliest to cause a road accident, according to research by insurer, Admiral. Continue Reading 28/08/2014
All the way with your LPA The England and Wales Court of Protection has ruled that a Lasting Power of Attorney (LPA) is legally created only when it is registered by the... Continue Reading 27/08/2014
Equity release… in the comfort of your own home Equity release is growing in popularity as many older homeowners look to utilise their property’s value to subsidise deflated pensions and savings... Continue Reading 27/08/2014
Is the FCA playing fair? The Financial Conduct Authority (FCA) has faced a torrent of financial scandals since it was established but with rumours of severe understaffing... Continue Reading 25/08/2014
Stamp Duty: Do you know the tipping points? Buying a house is considered to be one of the most stressful and expensive things we do. But the cost of buying a property has significantly risen... Continue Reading 21/08/2014
The UK's riskiest tenant Letting property always comes with some degree of risk but research by AXA has revealed the riskiest tenant is... Continue Reading 21/08/2014
Equity release: One lump or two? The number of homeowners opting for a lump sum when releasing equity from their property has increased from 37 per cent to 41 per cent for the... Continue Reading 13/08/2014
Good Riddance Group: RBS to close GRG The Royal Bank of Scotland is to wind down its Global Restructuring Group (GRG) following an investigation into allegations that it forced small... Continue Reading 12/08/2014
Whiplash assessment report fees slashed The cost of an initial medical report, regardless of the type of medical expert, for soft tissue injuries will be cut to a fixed fee of £180 as... Continue Reading 07/08/2014
Buying property off plan is not for the faint hearted As demand continues to outweigh supply in the property market, many buyers are going off-plan to buy their own home. Head of Property, Lynne... Continue Reading 06/08/2014
Number of personal injury claims fall The number of people making a personal injury claim has fallen 4 per cent in the last year, with the majority of accident victims under the belief... Continue Reading 06/08/2014
Gardener's world With news that an outdoor space can add 10% to the value of your home, we look at what outdoor features could woo a buyer into making an offer... Continue Reading 31/07/2014
Personal injury solicitors prohibited from offering claims incentives New legislation means personal injury firms will no longer be able to offer inducements such as iPads to potential accident claimants. Continue Reading 30/07/2014
8 things to do if you're in a road traffic accident You never expect to be in a road traffic accident but with nearly 200,000 injuries occurring on our roads every year there is always a possibility... Continue Reading 29/07/2014
A Will speaks louder than words A saddening story involving a Black Watch soldier has highlighted the need for clarity when writing a Will. Continue Reading 29/07/2014
SMEs: Don’t be fobbed off with replacement products Having already been dealt a devastating hand by interest rate swaps mis selling, businesses are now seeing their compensation significantly... Continue Reading 29/07/2014
How amateur landlords can strike a good work/life balance With news that the number of amateur, or part time, landlords has reached its highest ever level, Rob Denman looks at how they can efficiently... Continue Reading 24/07/2014
Top 16 Property Apps From finding a property to researching it and the surrounding area, decorating then finally applying those finished touches, there’s an app to... Continue Reading 24/07/2014
How to protect your loved ones When it comes to reasons why not to make a Will, we’ve heard them all – ‘I’m too busy’, ‘I’m too young’, ‘My family will get it all anyway’... Continue Reading 24/07/2014
Goldsmith Williams to re-focus on lender introduced business Goldsmith Williams has been a key player in the residential conveyancing market for the last thirty years’, explained Eddie Goldsmith... Continue Reading 22/07/2014
Landlord blog: Leasehold - Lay it on me! With over 1.43 million leasehold properties in the UK, there’s a good chance a landlord will purchase one at some point. However buying and owning... Continue Reading 04/07/2014
Compensation for interest rate swaps ‘sophisticated’ clients Banks have been hit with several mis selling scandals in recent years, the largest of which involved payment protection insurance and is estimated... Continue Reading 04/07/2014
Rent arrears increase by 146 per cent Rent arrears are now the UK’s fastest growing debt according to debt advice charity, the Money Advice Trust. Continue Reading 04/07/2014
Equity Release Myths Busted With many retirees facing a cash strapped retirement, more and more are turning to Equity Release to help ease their finances. However a number... Continue Reading 03/07/2014
How do you stack up? With fingers being pointed and tenants ‘forced’ to live in poor conditions, the government has produced a new guide for tenants. How to rent: The... Continue Reading 03/07/2014
Remortgage blog: Market stuck in a spin cycle Monthly gross remortgage lending dropped 17 per cent despite rumours of an imminent rate rise. Are homeowners burying their heads in the sand or is... Continue Reading 01/07/2014
Average consequential loss payouts ‘aren’t adding up’ says senior partner Latest figures have shown the average payout for consequential loss claims is just £1800. The news has left industry experts, utterly bewildered... Continue Reading 30/06/2014
Landlord Blog: Cross your T’s and dot your I’s on Notices or pay the price Tenant eviction is, unfortunately, part and parcel of the private rental sector. Often a frustrating process, many landlords are making life even... Continue Reading 27/06/2014
Conveyancing blog: The carrot’s there for sellers to bite Our confidence in the England World Cup team may have been misplaced - yes we are ashamed to admit we got caught up in all the WC hype! - but... Continue Reading 25/06/2014
How to sell your house faster than England’s World Cup exit Avoid an own goal with these world class tips for selling your house Continue Reading 25/06/2014
Property Blog: How a natter could cost you your mortgage There are now more mobile phones than people in the UK so it’s safe to say we all love a good old chat. However miss a mobile phone payment and... Continue Reading 19/06/2014
Are interest rate swap clients now being mis sold redress? After wrongly selling interest rate swaps to thousands and small and medium businesses, there are now questions being asked about the way in which... Continue Reading 17/06/2014
Landlords at risk of losing 40% of assets If you own a buy to let property there is a good chance your assets exceed the Nil Rate Band, leaving you liable for Inheritance Tax (IHT) and... Continue Reading 17/06/2014
Homeowners late for a very important date 770,000 homeowners may struggle to renegotiate their mortgage rate once rates start to rise, new research has revealed Continue Reading 13/06/2014
Landlord Blog: Make love not war Landlords have been the proverbial punching bag in recent months but Alan Ward, Chairman of the Residential Landlord Association (RLA), is fighting... Continue Reading 13/06/2014
Calls for automatic driving ban for texters Campaigners are calling for drivers who use their mobile phone whilst behind the wheel to receive the same punishment as drink-drivers after... Continue Reading 12/06/2014
Equity release is an alternative to downsizing Nearly two fifths of over 55s are planning on selling their current home and downsizing to a smaller property, research by Prudential has revealed. Continue Reading 10/06/2014
Landlord Blog: I’m a tenant. Get me out of here! According to the National Union of Students (NUS), over three quarters of students have a problem with their property. So are landlords taking... Continue Reading 09/06/2014
Why to use a solicitor when going through Probate Losing a loved one is difficult enough without the added confusion that goes with Probate and Estate Administration. Using a solicitor can not... Continue Reading 06/06/2014
ATE – Making sure you don’t bite off more than you can chew With so many changes affecting the personal injury industry over the past twelve months, it is easy to be confused. One of the biggest question... Continue Reading 05/06/2014
Fear of talking leaves a legacy of feuds Our reluctance to talk about death will cost our loved ones much more than a few moments of discomfort, according to the Dying Matters Coalition. Continue Reading 05/06/2014
Homebuyers putting eggs in one basket We compare supermarkets bills, credit card rates and energy suppliers but when it comes to our biggest financial expenditure a quarter of us fail... Continue Reading 04/06/2014
The chemistry to buy to let success While there is no guaranteed formula to letting property there are certain things a landlord can do to give themselves the best chance of success... Continue Reading 03/06/2014
FCA to reduce affordability checks? We always knew the Mortgage Market Review was going to have some impact on securing a mortgage. But while buyers appear unfazed by the changes... Continue Reading 03/06/2014
Bridging: More deals, better rates Previously regarded as somewhat of the dark art of the property world, bridging has undergone a real transformation in recent years and is now... Continue Reading 03/06/2014
Points don't mean prizes When it comes to driving points are the last thing you want, particularly as it means that you are likely to be putting yourself and others at risk. Continue Reading 30/05/2014
Property Blog: Buying Blind With house prices rising at a staggering £10,000 a month, a growing number of buyers are foregoing the viewing phase and plumping straight... Continue Reading 29/05/2014
Life on the other side of the headlines Landlords have been widely criticised of late, cast in the role of ‘fat cat’ cashing in on the misfortune of tenants who are unable to clamber... Continue Reading 29/05/2014
Landlord Blog: Why immigration checks aren’t ticking any boxes With news that landlords could soon be required to check the immigration status of potential tenants, Rob Denman voices his opinion on what he... Continue Reading 28/05/2014
Interest Rate Swaps - More Snakes than Ladders 90% of cases failed to meet regulatory requirements so securing redress for mis sold interest rate swaps should be easy, right? Guess again. Continue Reading 23/05/2014
Stay safe this bank holiday weekend As we look forward to our fourth bank holiday in five weeks, we are urging people not to drink and drive particularly following the recent spell... Continue Reading 23/05/2014
Less Grand Designs An Englishman home may be his castle but the majority of us just want to own a simple detached house. Continue Reading 21/05/2014
Landlord blog: Tackle supply & demand imbalance by helping landlords, not hindering From rent caps to three-year tenancies, landlords have faced a torrent of criticism in recent weeks and now there is call to ditch deposits... Continue Reading 21/05/2014
Bumps in the road Expectant mothers should take extra care when driving after latest research revealed being pregnant significantly increases this risk of having a... Continue Reading 21/05/2014
Landlords haunted by ghost tenants Landlords are being warned to be extra vigilant after examples of severe sub letting have hit the headlines. Continue Reading 20/05/2014
If Carlsberg did retirement… There has been much talk about the growing importance of equity release to help fund a person’s basic retirement. However latest figures suggests... Continue Reading 20/05/2014
Property Blog: Determined or deluded? First time buyers undeterred by MMR The Mortgage Market Review sees lenders closely scrutinising a borrower’s expenditure, causing many to fear a drop in house purchases. However... Continue Reading 20/05/2014
Banks to miss May deadline for interest rate swaps Lenders look set to miss the May deadline imposed by the Financial Conduct Authority to deal with claims of interest rate swaps mis selling. Continue Reading 19/05/2014
Hi Ho, Hi Ho… it’s still off to work we go! The number of older people in work has reached its highest levels since records began, according to Saga. Continue Reading 19/05/2014
Landlord Blog: Renting to Wayne and Waynetta They say you never really know someone until you live with them, that’s when you see what they’re really like – their habits, their quirks... Continue Reading 16/05/2014
The hunt for the missing Will It may not have the same ring to it as The Hunt for Red October but searching for a loved one’s last Will can be equally as dramatic as this... Continue Reading 12/05/2014
Risk of road traffic accidents after winter weather erodes roads We may be full of the joys of spring but our roads are still bearing the brunt of the wintery weather. Continue Reading 12/05/2014
Property blog: Homeowners suffering from ‘remortgage lethargy’ With remortgage levels down 19 per cent in March before the implementation of MMR, Lynne McCaffrey urges solicitors and brokers to join forces... Continue Reading 09/05/2014
Landlord blog: Landlords on the wrong side of the media After Labour leader Ed Miliband pledges his support for tenants, a week later and landlords are under fire again as ‘tenants face worst eviction... Continue Reading 09/05/2014
Go green and reduce this risk of rent arrears From 2018 landlords cannot let a property with an EPC rating of less than an E. However this should not be the only reason landlords look to... Continue Reading 08/05/2014
Pressure on RBS after law firm corroborates Tomlinson Report An independent investigation into The Royal Bank of Scotland’s Global Restructuring Group (GRG) appears to substantiate the report by Lawrence... Continue Reading 02/05/2014
Son names himself as sole beneficiary in father’s Will A 51-year-old man has pleaded guilty to forgery, fraud and theft after faking his father’s Will so he could inherit his entire estate. Continue Reading 02/05/2014
Landlord blog: What does MMR mean for landlords? With all property news centred on the newly implemented Mortgage Market Review (MMR), Rob Denman considers what these changes mean... Continue Reading 01/05/2014
Poor roads could lead to more cycling accidents There are fears the recent spell of lovely spring weather could result in an increase in cycling accidents as more commuters opt to saddled up... Continue Reading 01/05/2014
Property Blog: Good things come to those who are realistic! As the world and his dog talks, debates and argues about the newly implemented Mortgage Market Review (MMR), Lynne McCaffrey has decided... Continue Reading 30/04/2014
Your home could boost your income Equity release allows you to unlock some of the value of your home without having to sell it and move out... Continue Reading 30/04/2014
Landlord Blog: Shape up or ship out? News that a third of private rented properties are below decent home standards has prompted calls for landlords letting substandard homes to... Continue Reading 29/04/2014
Grandparents filling financial void when parents can’t More than a third of over 65s are offering a financial olive branch to both their children and grandchildren, according to a nationwide survey by... Continue Reading 29/04/2014
Flick the switch on road traffic accidents Road traffic accidents are more likely to happen on unlit roads, new research suggests. Continue Reading 29/04/2014
Home Sweet Home? Will the Mortgage Market Review (MMR) really make it more difficult to get a mortgage? Continue Reading 28/04/2014
Landlord blog: Fool me once…? As one social landlord pledges to give rogue tenants a second chance and try and teach them the errors of their ways, Rob Denman considers... Continue Reading 28/04/2014
Last chance to support Woodlands Hospice Make a Will Appeal There’s still time to make a Will and support local cancer charity, Woodlands Hospice. Continue Reading 28/04/2014
Banks dealing with swap claims on their own terms The Financial Conduct Authority (FCA) may have ordered banks to review their sales practice of interest rate swaps but, despite many affected... Continue Reading 23/04/2014
Personal Injury Myths BUSTED! So apparently we live in a compensation culture? Research by the Association of Personal Injury Solicitors (APIL) and Trade Union Congress... Continue Reading 22/04/2014
Property blog: There’s no such thing as a free lunch Spring may have come both in season and recession but watching the pennies remains a top priority for many households. Lynne McCaffrey though... Continue Reading 22/04/2014
Business owners ‘too embarrassed’ to make swaps claim There is a fear businesses affected by interest rate swaps mis selling are reluctant to come forward and pursue a claim as they are either too... Continue Reading 18/04/2014
Top 5 ways to minimise Inheritance Tax With house prices gaining momentum and the Nil Rate Band remaining frozen, Inheritance Tax liability is expected to quadruple by 2018... Continue Reading 17/04/2014
Court ruling means RBS will face swaps law-suit The Royal Bank of Scotland faces legal action after an alleged victim of interest rate swaps mis selling was given the right to pursue a claim... Continue Reading 17/04/2014
Landlord Blog – LOL or WTH? Shld U B Twiends W Tenants With social media sites such as Facebook and Twitter being blamed for breaking up around a third – yes a third – of relationships, Rob Denman... Continue Reading 16/04/2014
Breakthrough in the treatment of paralysis With so much doom and gloom in the headlines when something positive happens it is important to seize on it so we’d like to share with you an... Continue Reading 11/04/2014
Is ghost gazumping against the law? Whilst the recovery in the housing market is good news it has sadly prompted a return of the phenomenon of gazumping – where a seller... Continue Reading 10/04/2014
Property Searches Explained Searches are an essential part of buying a property but why do we need them? our latest infographic lets the pictures do the talking... Continue Reading 09/04/2014
How to evict a tenant in rent arrears Spring may have sprung but tenants appear to still be bearing the brunt of an indulgent festive period with news that cases of severe rent arrears... Continue Reading 09/04/2014
Landlord turns ‘Leatherface’ to recover £10k rent arrears Rent arrears… it’s enough to turn even the most easy going landlord into Jose Mourinho after a ‘ridiculous’ Chelsea performance. Or, in the case... Continue Reading 08/04/2014
Race is on for first ‘self-driving’ car We could see self-driving autonomous cars on UK roads within three years, according to manufacturer Tesla. Continue Reading 07/04/2014
Ageing borrowers and the grand-lord boom pose estate planning risks Recent headlines highlighting that 1 in 20 mortgage customers won’t repay their mortgage until they are over 70 years old and the headlines... Continue Reading 07/04/2014
Help with Tenant Eviction Tenants can be little monsters at times. In fact 37,739 tenants were evicted last year. However to evict a tenant before the end of their tenancy... Continue Reading 02/04/2014
Property Blog: Impatient sellers spooking buyers with ‘Ghost Gazumping’ After searching high and low you finally find your dream new home. You agree a price and everything is moving along nicely. Then just before you... Continue Reading 02/04/2014
Goldsmith Williams is proud to support Woodlands Hospice For many April marks the start of spring. Things just seem all that brighter and there’s an overwhelming feeling of rejuvenation. Continue Reading 01/04/2014
Homeowners like to know how much they’re paying The overwhelming majority of people buying a property in February opted for a fixed rate mortgage, according to figures from the National Mortgage... Continue Reading 31/03/2014
Don’t judge Equity Release by an outdated cover Retirees are being urged to not judge a book by its cover after a recent report was somewhat pessimistic in its predictions for the equity release... Continue Reading 31/03/2014
Landlords warned ‘Don’t ignore damp’ According to recent figures by Generation Rent, 1 in 3 private renters say they are living in properties with unacceptable dampness while... Continue Reading 31/03/2014
Two fifths leaving an ‘early inheritance’ Nearly 40 per cent of people retiring this year will continue to provide financial support to their families, according to Prudential. Continue Reading 28/03/2014
Insurers call to scrap whiplash claims The Association of British Insurers has stunned the personal injury industry by suggesting whiplash compensation could be stopped altogether. Continue Reading 28/03/2014
The end of conveyancing solicitor? The chair of the Legal Services Consumer Panel was quoted recently as saying, ‘consumers are increasingly interested in the quality of what they... Continue Reading 28/03/2014
Rightmove House Price Index March 2014 Latest figures from Rightmove’s House Price Index for July have shown average property asking prices have increased by 6.8%... Continue Reading 27/03/2014
Landlord Blog: There are no guarantees when it comes to letting property Life seldom comes with many guarantees and life as a landlord certainly doesn’t! That can even include ‘guaranteed rent schemes’ as Rob Denman... Continue Reading 27/03/2014
Best intentions can cost loved ones dearly Much is made of how not making a Will can leave loved ones vulnerable. However a recent case has highlighted the significant impact not having... Continue Reading 27/03/2014
Heat, Eat or Rent A survey of 1004 people living in private rented sector housing, commissioned by Generation rent and conducted by ComRes, has uncovered the extent... Continue Reading 27/03/2014
Can I claim for an accident caused by an uninsured driver? With UK drivers around a hundred times more likely to be involved in a road traffic accident with an uninsured driver than in other European... Continue Reading 24/03/2014
Manchester landlords have something to cheer about United may be struggling but Manchester is top of the league when it comes to rental growth, new research has revealed. Continue Reading 24/03/2014
Landlord blog: The perils of being a leasehold landlord According to figures around 10% of UK property is leasehold. However when it comes to letting a leasehold property a landlord can find themselves... Continue Reading 21/03/2014
Over a fifth of swap claims are rejected While February saw a record amount paid out to businesses affected by interest rate swaps mis selling, there are many SMEs who have had... Continue Reading 21/03/2014
Property Blog: What the Budget really means for homeowners and buyers In her latest blog, Head of Property Lynne McCaffrey, wades through the detail of this week’s Budget and explains what it really means for those... Continue Reading 21/03/2014
Landlords enjoying fewer and shorter void periods No landlord likes to see their property empty – it means there’s no income coming from it - so recent figures bring good news. Continue Reading 20/03/2014
MMR – does it affect conveyancing? The Mortgage Market Review (MMR) dominates the mortgage press at the moment – and no wonder as the implementation date (26th April 2014)... Continue Reading 20/03/2014
Property Blog: MMR – We’ll get by with a little help from our broker friends Not to be confused to the measles, mumps and rubella vaccine, in property terms MMR stands for Mortgage Market Review. With the latest review ... Continue Reading 14/03/2014
Worries good weather could increase cycling accidents With the weather taking a turn for the better, many commuters are ditching planes, trains and automobiles (or in reality trains, buses and cars)... Continue Reading 14/03/2014
Landlord blog: Because two is better than one! Prompted by research that only six per cent of landlords have over one property, Rob Denman considers why, in the current market, landlords are... Continue Reading 13/03/2014
Conveyancer fees – great value for money! Estate Agents hit the headlines last week with the report from the HomeOwners Alliance that their fees are more than fifty percent higher than... Continue Reading 13/03/2014
Top 10 causes of Road Traffic Accidents Stay safe on the roads and avoid an accident with our latest infographic Continue Reading 10/03/2014
Eviction process to get the Usain Bolt treatment? The government is making planning to speed up the eviction process for private landlords. Continue Reading 10/03/2014
Landlord blog: Are increasing council charges making letting property unprofitable? In his latest blog, Head of GW LET (Landlord Empowerment Team) Rob Denman discusses the increasing charges local councils are starting... Continue Reading 06/03/2014
Landlords! Don't neglect your responsibilities We had to share this infographic from Landlord Hero - essential viewing for all landlords. Don't forget to sign up for your free Landlord Hero account Continue Reading 06/03/2014
Remo levels up but many homeowners still at risk if rates rise While remortgage levels in January bucked the trend, nearly two-thirds of homeowners are not prepared for any kind of interest rate rise Continue Reading 05/03/2014
House building activity increases According to HBF's latest Housing Pipeline report planning permission was granted for over 52,000 new homes in Q4 2013, the highest quarterly total... Continue Reading 04/03/2014
New provider joins equity release market The first new equity release provider in three years has now launched its offering to customers. Continue Reading 28/02/2014
The need for speed? The debate surrounding speed increase on UK motorways has reopened following recent figures from a study in Denmark. Continue Reading 28/02/2014
Wills debate: Common sense prevailed or administration nightmare? We all know, in life, mistakes happen. The majority of time, when a mistake occurs, we pick ourselves up, dust ourselves off, learn from it and... Continue Reading 27/02/2014
Landlord blog: With letting property comes with great responsibility Rob’s latest blog sadly takes a sombre tone this week as he highlights the devastating events that can happen when landlords fail to live up... Continue Reading 26/02/2014
Schoolchildren to get money management lessons From next month children in England will soon be taught how to manage their money with the aim to prevent them from becoming victims to illegal... Continue Reading 26/02/2014
Is there a better time to be a landlord? Average rent arrears are down as are void periods. Buy to let rates are at their lowest rates and eight out of ten landlords claim to be making... Continue Reading 25/02/2014
SMEs selling assets to keep head above water A number of businesses who are waiting for compensation for interest rate swaps mis selling are being forced to sell assets in order to pay... Continue Reading 24/02/2014
Weather warning to drivers Drivers are being urged to pay attention to all weather warnings in an attempt to reduce the number of road traffic accidents caused by the current... Continue Reading 21/02/2014
All work and no play makes retirement more comfortable More than half of workers approaching the State Pension Age are considering remaining in employment in order to make their retirement more... Continue Reading 21/02/2014
Banks throw flood victims a life ring The six largest banking groups in the UK have pledged to help home and business owners affected by the recent floods. Continue Reading 20/02/2014
Households less than two weeks from the breadline There is a growing number of people who, should they lose their main source of income, could soon find themselves in financial hot water... Continue Reading 20/02/2014
Save 25% on all future remortgages and purchases Landlords can save 25% on all their future property transactions including remortgages, purchases and sales once they become a Premier Client Club... Continue Reading 18/02/2014
Equity release to ‘top up’ state pension changes Changes to the state pension will leave 30,000 women approaching retirement ‘out of pocket’ according to Age UK. Continue Reading 17/02/2014
‘Don’t be led up the garden path!’ Swaps lawyer issues warning to SMEs Senior Partner at Goldsmith Williams Solicitors, Simon Cottrell, is urging small and medium sized enterprises (SMEs) affected by interest rate... Continue Reading 14/02/2014
Property Blog: Conveyancing – it’s not a postcode lottery! In her latest blog, Head of Property Lynne McCaffrey highlights the hidden charges that often come with buying a property. Continue Reading 13/02/2014
Landlord Blog: Are accidental landlords poised for punishment? In his latest blog Solicitor and Head of GW LET Rob Denman highlights the imminent threat to accidental landlords who are thinking about... Continue Reading 12/02/2014
More than 5m workers earn less than ‘living wage’ While the economy is showing positive signs of recovery, many workers are failing to benefit from it and remain at risk of receiving a statutory... Continue Reading 12/02/2014
First timers in need of parental help Nearly two thirds of first time buyers needed financial help from their parents when they tried to get on the property ladder. Continue Reading 11/02/2014
Interest rate swaps pay outs finally gain some momentum Businesses who have been mis sold an interest rate swap are finally starting to receive compensation from lenders. Continue Reading 07/02/2014
Further changes to whiplash claims looming The Ministry of Justice (MoJ) has confirmed that a working group will begin the process of creating medical panels to assess whiplash injury claims... Continue Reading 07/02/2014
Cheap conveyancing is not always cheerful The majority of homemovers are not swayed by cheap conveyancing quotes, suggesting an increase in understanding that 'you get what you pay for'. Continue Reading 06/02/2014
Don’t wait for pre-nups to protect your client’s property deposit! Recently announced plans to shake up Britain’s divorce industry include new rules on how money and property should be shared after marital... Continue Reading 06/02/2014
Rising energy bills leaving children out in the cold New figures have revealed that over 2 million children are ‘growing up cold’ as parents are unable to cope with rising energy prices and face... Continue Reading 05/02/2014
Buy to Let Mortgages - How low can they go? With buy to let mortgage rates falling to their lowest ever level with two year rates it is not surprising that 57 per cent of existing landlords... Continue Reading 05/02/2014
STEP ‘steps’ up Will writing regulation The Society of Trust and Estate Practitioners (STEP) is to launch a code for Will writing in an attempt to better protect the estate and assets... Continue Reading 03/02/2014
Bridging loans help landlords capitalise on rough diamonds Landlords are increasingly turning to bridging loans to expand their property portfolio, latest figures suggested. Continue Reading 03/02/2014
Brokers remain fundamental to clients making the right Legal Choices Legal regulators including the Solicitors Regulation Authority (SRA) and the Council of Licensed Conveyancers have recently announced the... Continue Reading 03/02/2014
Equity release 1-0-1 Homeowners released over £1bn in equity from their homes last year, the largest amount since before the financial crisis. And with more and more... Continue Reading 31/01/2014
Nationwide accused of interest rate swaps mis selling Building society Nationwide is the first mutual to be accused of mis selling an interest rate swap to one of its business clients. Continue Reading 31/01/2014
Property Blog: Is Help to Buy leading FTBs up the garden path? Help to Buy has not only rejuvenated the property market, it has restored hope amongst first time buyers, many of whom had resigned themselves... Continue Reading 30/01/2014
Insurers want more despite drop in accident claims The number of accident claims has reduced by 14 per cent, according to statistics published this week. Continue Reading 30/01/2014
Bedroom Tax keeping people up at night The controversial ‘Bedroom Tax’ policy is facing harsher criticism after thousands of households are plunged into debt as a result of the... Continue Reading 29/01/2014
Landlord Blog: Solicitor myths and stereotypes dispelled In his latest blog, landlord legal expert Rob Denman looks to tackle people’s perception of solicitors in order to ensure they are not leaving... Continue Reading 29/01/2014
Reset interest-only countdown with equity release January… the time of year where the mind focuses and we remain determined to ‘get things sorted’. From finances to health, our homes to our admin... Continue Reading 28/01/2014
Landlords left to swim against the tide Flooding insurance is becoming a growing concern for landlords after it was revealed the latest government plans seemingly exclude landlords and... Continue Reading 27/01/2014
Property Blog: Snooze, you lose On these cold winter mornings I have been known to utilise the snooze button - particularly if I’ve forgotten to reset the timer on the heating... Continue Reading 24/01/2014
Landlord Blog: Finders Keepers? In his latest blog, Head of GW LET (Landlord Empowerment Team) Rob Denman discusses the perils of tenants leaving behind their own items... Continue Reading 24/01/2014
Charity risks closure after RBS drag heels on swap case A Derby-based charity who claims to have been mis sold an interest rate swap may have to close its doors after being left to wait for six months... Continue Reading 24/01/2014
Turmeric spices up hunt for Alzheimer’s cure Studies have indicated that the spice turmeric could help reduce the symptoms of Alzheimer’s in patients. Continue Reading 23/01/2014
Watchdog intervenes to prevent accident at work The BBC’s Watchdog programme may have helped prevent an accident at work after it exposed an Oldham-based roofing firm. Continue Reading 23/01/2014
The risk of borrowing on top of borrowing Families who try and borrow their way out of trouble are at risk of receiving a statutory demand and, ultimately, bankruptcy. Continue Reading 22/01/2014
Rent arrears up in Q4 2013 as tenants prioritise festivities The number of tenants in severe rent arrears has risen by 3.4 per cent in the last three months of 2013, according to figures from the Tenant... Continue Reading 22/01/2014
Brokers watch out – there could be unregulated law firms about! Although the Solicitors’ Regulation Authority (SRA) has now published the list of 153 closed law firms confusion reigns over which firms are still... Continue Reading 22/01/2014
Sixth of SMEs yet to opt in to swaps review scheme Many businesses may be suffering unnecessarily by not seeking redress for a mis sold interest rate swap. Continue Reading 20/01/2014
Go all the way with your LPA As with many things in life it is important to see them through to the end in order to achieve the best results. This is definitely the case when... Continue Reading 20/01/2014
Landlord Blog: Weeding Out Rogue Tenants I know it sounds extreme but we are seeing a growing trend in private rental properties being used as cannabis farms – I know it all feels very... Continue Reading 17/01/2014
Call to cut speed limit on stretch of M1 Part of one of the UK’s busy motorways could see its speed limit cut to 60mph to reduce not road traffic accidents but pollution. Continue Reading 17/01/2014
Equity release stops the vicious cycle of retirement debt Nearly a third of all equity release customers are using the value of their property to alleviate retirement debt, according to research. Continue Reading 17/01/2014
Statutory demand threat as Christmas catches up with spenders Christmas may have only been a few weeks ago but it seems like a distant memory already. That is until the credit card bills or a statutory demand... Continue Reading 16/01/2014
Minimise your flood risk With many households left devastated by the recent severe weather, it is only natural that home buyers are eager to find out if their potential... Continue Reading 15/01/2014
Recommend a conveyancer that also protects the “bank of mum and dad” 2013 saw the largest annual rise in First Time Buyers since 2001 with an estimated 22% growth in their number. Economic commentators point to... Continue Reading 13/01/2014
Calls to extend interest rate swaps redress scheme MPs are urging the Financial Conduct Authority (FCA) to extend its existing redress scheme for mis sold interest rate swaps to include those who... Continue Reading 13/01/2014
Landlords encouraged to remortgage now before base rate hike Much is predicted for 2014 in regards to the property market including the potential increase of the Bank of England base rate. Continue Reading 13/01/2014
Better weather warnings could reduce road traffic accidents After another week of turbulent weather the Transport Select Committee is calling for Highways Agency to provide better communication to UK road... Continue Reading 11/01/2014
Make your home more energy efficient with equity release One thing many of us workers look forward to when we retire is throwing away our alarm clocks and enjoying nice long lie ins. However it would seem... Continue Reading 10/01/2014
‘This is the long and short of it’: The Wills of Shakespeare, Austin and Handel The probate records of playwright William Shakespeare, author Jane Austin and composer George Frederic Handel amongst many more... Continue Reading 10/01/2014
Save the gambling for Vegas and remortgage Over a million homeowners could be at financial risk should interest rates rise and some could even lose their house, according to the Resolution... Continue Reading 08/01/2014
42% of landlords to increase rent but how do you go about it? Nearly half of landlords will raise their tenant’s rent over the course of 2014 with 26% set to increase it by 3% or more, according to a survey by... Continue Reading 08/01/2014
Household budgets stretched to the max as eating vs. heating intensifies Whilst many of us are still gorging on Christmas leftovers (or at least dealing with the consequences of our gluttonous actions) some families are... Continue Reading 08/01/2014
Landlords learn of post-grad opportunity Landlords looking to expand their property portfolio in 2014 may wish to consider buying property with post graduates in mind. Continue Reading 03/01/2014
Happiness comes at a price Retirees need over £10,000 every year in order to have a happy retirement, according to a recent survey by LV=. Continue Reading 17/12/2013
Are we on the brink of a rent arrears crisis? The number of tenants who are in rent arrears has risen by more than a third suggest latest figures by the Money Advice Trust charity after its... Continue Reading 16/12/2013
Barclays’ customers face longest waiting time for swaps assessment Small and medium-sized enterprises (SMEs) who were sold an interest rate swap by Barclays will have to wait the longest to have their case assessed... Continue Reading 13/12/2013
Exercise key to reducing risk of dementia A 35-year long study has found exercising throughout your life can significantly reduce your chance of developing dementia in later life. Continue Reading 12/12/2013
Road traffic accidents drop by over a third The number of road traffic accidents has decreased by 36 per cent, according to latest figures from the Department for Transport. Continue Reading 12/12/2013
Help to Remortgage Mortgage prisoners will soon be able to benefit from the Help to Buy scheme as new lender Aldermore pledges to allows customers to remortgage using... Continue Reading 11/12/2013
The heat is on… credit Consumers are often criticised for having ‘Christmas on credit’. However two and half million UK adults are turning to credit just to heat their... Continue Reading 11/12/2013
Tenants deliberately falling into arrears to punish landlords A quarter of a million tenants are not paying their rent in a conscious attempt to punish their landlords for failing to fix urgent repairs quickly... Continue Reading 11/12/2013
Grandparents becoming the financial white knight Young adults are increasingly relying on their parents and grandparents for financial help, latest research has revealed. Continue Reading 10/12/2013
Banks hoping for SME disinterest in consequential loss claims Lenders may have set aside close to £3billion to cover the cost for mis sold interest rate swaps claims but this provision is just for the... Continue Reading 09/12/2013
Beware of tenants getting in the Christmas spirit It may all sound a bit ‘Bah Humbug’ but landlords should be extra vigilant when collecting a tenant’s rent throughout the Christmas period in order... Continue Reading 09/12/2013
Personal debt close to all-time high Increased living costs are pushing people in debt they cannot repay, a think-tank from the Centre of Social Justice (CSJ) has revealed. Continue Reading 05/12/2013
Will new Think! campaign prevent road traffic accidents this Christmas? Advert calendars are opened, decorations are up and the government has launched its annual drink drive awareness campaign. Yes, Christmas is... Continue Reading 05/12/2013
Lenders reintroduce broker-only deals This Monday (2nd December) Santander for Intermediaries and RBS IP launched a new range of products available through mortgage intermediaries... Continue Reading 04/12/2013
Accidental landlords failing to comply with landlord law Accidental landlords are placing tenants in danger and leaving themselves financial exposed by failing to fully understand the laws surrounding... Continue Reading 04/12/2013
Unbundled legal services - one legal solution not the legal solution! Recent research by the Legal Services Board found that the public had little appetite for paying an amount on top of their legal fees to cover... Continue Reading 02/12/2013
The equity release market is a shadow of its former self From keyboard synthesizers to brat pack films, iconic music videos to Pac Man, the 80s are famous for so many things. It was also the decade in... Continue Reading 29/11/2013
Booming bridging calls for streamlined conveyancing With the news that bridging lending is up significantly to over £100m this quarter there’s never been a better time to review the bridging... Continue Reading 29/11/2013
Condensation cometh Minimise the risk of damp and mould in your property this winter... Continue Reading 28/11/2013
Severe lack of ‘Girl Power’ when it comes to pensions Women are increasing relying on their partners to fund their retirement, a study by pension provider Scottish Widow has revealed. Continue Reading 28/11/2013
RBS fails to cater for IRSAs consequential loss claims The Royal Bank of Scotland has confirmed it has not made any provision for consequential losses suffered by clients mis sold an interest rate swap... Continue Reading 25/11/2013
Collaborate to speed up your clients’ conveyancing The latest news from the resurgent property market is that it now takes an average of just eight weeks to sell a home in the UK. With such speed... Continue Reading 25/11/2013
Last chance to support Will Aid and Clatterbridge’s Make a Will Appeals Time is running out to protect your loved ones and support a very worthwhile cause with both our Will Aid and Clatterbridge Cancer Charity... Continue Reading 22/11/2013
Banning hands-free phones will reduce road traffic accidents Drivers should not be allowed to use their mobile phones at all when behind the wheel even if they use a hands-free device, announced road safety... Continue Reading 22/11/2013
Home buyers facing ‘computer says no’ syndrome High streets lenders have been criticised for their impersonal underwriting process which could leave many potential buyers see their mortgage... Continue Reading 21/11/2013
Christmas on credit can lead to a dismal new year With just six weeks to go until Christmas the high street is hotting up with shoppers flashing the cash. However with news that one million... Continue Reading 21/11/2013
Sold an interest rate swap? Our latest infographic explains what you need to do if you receive a letter from your bank Continue Reading 15/11/2013
Good news for landlords as buy to let lending gets competitive Landlords are enjoying a large choice of mortgage rates with some deals coming from unexpected sources, a recent review of the market suggests. Continue Reading 15/11/2013
Accident at work leaves chimney sweep needing more than a spoonful of sugar A specialist chimney and roof company has been fined £20,000 after one its’ employees was injured in an accident at work. Continue Reading 14/11/2013
Is Help to Buy actually helping? We’re over a month into the second phase of the government’s Help to Buy Scheme so Lynne McCaffrey casts her expert eye over the impact the... Continue Reading 14/11/2013
Consumers fail to recognise importance of Will writing regulation Customers seeking Will writing services are not prepared to pay for regulatory protection, new research from the Legal Services Board... Continue Reading 14/11/2013
Top 7 tips when driving in the rain With the rain clouds forming, it is essential drivers take extra care when out on the roads. So here are our top 7 safety tips to help avoid... Continue Reading 13/11/2013
Mobile bills spiral thousands into debt Nowadays if you forget your mobile phone you feel as if your right arm has been chopped off! Not only have they revolutionised the way we... Continue Reading 13/11/2013
How to deal with a ‘wise’ tenant Whilst letting property comes with its fair share of risks, the majority of landlords enjoy a relatively straightforward time with their tenants... Continue Reading 13/11/2013
Weather proof your home this winter As the weather outside starts to get frightful and energy bills even scarier, we’ve found some ways to make your home more energy efficient so you... Continue Reading 12/11/2013
Equity release can make a bleak winter warmer There are fears that as many as three million elderly people may be unable to heat their homes properly this winter following the latest increases... Continue Reading 12/11/2013
Call from beyond the grave: iPhone used to write Will There are fears people will leave their loved ones financially exposed after an Australian Court ruled a Will written on an iPhone to be valid. Continue Reading 11/11/2013
How a landlord can benefit from a broker Over a third of landlords and property investors are unaware of funding sources beyond the high street lenders, according to Shawbrook Bank. Continue Reading 11/11/2013
FCA getting tough on banks for delaying interest rate swap redress? The Financial Conduct Authority (FCA) has contacted banks encouraging them to speed up their review interest rate swaps sales. Continue Reading 11/11/2013
Due diligence essential as 153 law firms enter cessation period! The Solicitors’ Regulation Authority has revealed that 153 law firms have entered the “cessation period” because they’ve failed to secure new... Continue Reading 07/11/2013
Legislation change is good news for landlords The Government is to amend the Immigration Bill after the Residential Landlord Association (RLA) raised concerns that the wording of one of its... Continue Reading 07/11/2013
Mutuals ‘open for business’ as lending increases 50% Gross mortgage lending by building societies and other mutuals increased by 50 per cent in September compared to the same period last year... Continue Reading 07/11/2013
Rental properties up 42 per cent in three years The number of properties to let has increased by 13 per cent in the third quarter of the year and by 42 per cent in the last three years... Continue Reading 05/11/2013
How to help a business owner with an interest rate swap Small and medium sized enterprises (SMEs) will turn to their family and friends for advice before they consult a professional, new research has... Continue Reading 03/11/2013
Equity release can ease nasty shock of care costs Older homeowners are ‘burying their heads in the sand’ when it comes to long term care, a recent survey suggests. Continue Reading 01/11/2013
Sunset to blame for 3000 road traffic accidents Motorists are being warned to take extra care when driving at sunset after it was reported glare contributed to nearly 3000 road traffic accidents... Continue Reading 01/11/2013
Goldsmith Williams to launch two new Will writing initiatives Hot off the back of our recent participation in the Marie Curie Free Will Scheme, we are pleased to announce our support of two new Will writing initi Continue Reading 31/10/2013
Top 7 things to consider when buying property Buying a house can be a jolly exciting time. However to make sure everything stays tickadeeboo, here are our top tips to make sure you stay in... Continue Reading 30/10/2013
Will landlords bear the brunt of Help to Buy? With two thirds of young adults planning on using the government’s Help to Buy Scheme to escape the rental market and buy a property of their own... Continue Reading 30/10/2013
Reclaiming for mis sold swaps getting easier? There appears to be some light at the end of the tunnel for businesses mis sold an interest rate swap as banks finally show signs of common sense... Continue Reading 28/10/2013
Calling all first time landlords With recent figures indicating a sharp increase in the number of first time landlords entering the market, solicitor and Head of GW LET... Continue Reading 28/10/2013
Fraud of the Dead: Solicitor admits £2million fraud A former coroner and solicitor has pleaded guilty to 16 counts of theft which saw him pocket £2 million from the estate of deceased clients. Continue Reading 28/10/2013
Yields expected to hit 5.5% as rents reach new heights Rents have never been higher in the majority of regions in the UK, according to latest figures from the Buy to Let Index from LSL Property Services. Continue Reading 24/10/2013
More robust medical assessment of whiplash claims announced The Government has announced a new set of measures designed at bringing down the cost of driving including a further attempt to stop fraudulent... Continue Reading 24/10/2013
A place in the country comes with a price Buying a house in the country will cost you up to £86,218 more than it would for a similar property in the city, according to latest research... Continue Reading 23/10/2013
2014 Property Portal launch eagerly anticipated The news that the Law Society is developing a conveyancing web portal to streamline the process, improve communication between parties, save... Continue Reading 23/10/2013
I can’t live at number 13 and other property superstitions Sometimes, when you’re buying a property, you can do with a little bit of luck so is it all that surprising that many prospective buyers... Continue Reading 18/10/2013
Accidental landlords on the decline As the residential property market continues to improve, the number of accidental landlords entering the letting game has decreased. Continue Reading 17/10/2013
Last chance to make a Will for free with Marie Curie Time’s running out to make your Will for free under the Marie Curie Free Will Scheme. Continue Reading 16/10/2013
Police crackdown on motorists driven to distraction Nearly 200 motorists have been prosecuted for driving offences in a recent police operation which targeted driving distractions in a bid to reduce... Continue Reading 14/10/2013
Older borrowers heighten their risks by neglecting estate planning In anticipation of the launch of Write and register a Will week, beginning 14 October Eddie Goldsmith, Senior Partner at property solicitors... Continue Reading 14/10/2013
Just how quick is ‘as quickly as possible’? It’s a phrase we encounter on a regular basis but is ‘as quickly as possible’ a good enough response when it comes to reimbursing the victims... Continue Reading 11/10/2013
What if ‘what ifs’ come true? With much focus on looking after loved ones once you’ve gone, it’s no wonder that many are totally in the dark when it comes to the... Continue Reading 11/10/2013
Generation HIPpy: Half of retirees will use home to fund retirement Over 50 per cent of people plan to use their home to pay for their retirement, according to retirement specialist LV=. Continue Reading 10/10/2013
How your job can increase your chances of a car accident Data processors are most at risk of having a road traffic accident, a report by moneysupermarket.com has revealed. Continue Reading 09/10/2013
“Does the parrot come with the house?” and other bizarre buyers questions Asking questions about a property is an essential part of the buying process. However a recent survey of estate agents has... Continue Reading 08/10/2013
The need for family-sized rentals Much has been said surrounding the imbalance in supply and demand in the private rental market. Currently four to five tenants are vying... Continue Reading 07/10/2013
Why a recent case of embezzlement shouldn’t stop you from making a LPA There are fears that many people could be left exposed with a recent story playing on many people’s hesitation... Continue Reading 07/10/2013
Where is my swaps claim up to? Just ten offers of redress for interest rate swaps mis selling have been issued and accepted, according to new figures from the Financial Conduct... Continue Reading 04/10/2013
All I want for Christmas is to evict my tenants Landlords looking to evict troublesome tenants before Christmas and start the New Year afresh must act immediately if they are to have a decent... Continue Reading 04/10/2013
Introduction of “tenants’ charter” will stoke up demand for landlord legal services The news that the government is to introduce a “tenants’ charter” enabling private tenants to demand rental agreements of up to five years... Continue Reading 03/10/2013
Your Guide to Help to Buy With Help to Buy 2 set to start this week, we’ve produced this helpful guide to explain the opportunities now available to house buyers. Continue Reading 03/10/2013
On your marks, get set, BUY? Borrowers may be able to apply for loans through phase two of Help to Buy from this week but not all lenders are fully on board as yet... Continue Reading 03/10/2013
Be mortgage free with equity release Equity release could offer some much needed relief to older homeowners who have an outstanding mortgage on their property. Continue Reading 03/10/2013
Increased risk for landlords with tenants on benefits With news that the unemployed will now have to work for their benefits, landlords who rent to tenants on benefits could be faced with an increased... Continue Reading 02/10/2013
Daughter fails to overturn father’s Will A daughter has been unsuccessful in her bid to overturn her father’s Will which was written just two weeks before his death. Continue Reading 02/10/2013
Farmers 10x more likely to have accident at work The Health and Safety Executive (HSE) is encouraging workers from one of the UK’s most dangerous industries to attend a free event... Continue Reading 02/10/2013
Landlords facing mortgage rate hike Thousands of landlords with buy to let mortgages will soon be hit by a sharp repayment rise after one lender increased its rates by 2%. Continue Reading 30/09/2013
Interest rate swap redress delays are holding back economic recovery Not only are lenders creating further damage to affected businesses by delaying compensation for interest rate swaps mis selling... Continue Reading 30/09/2013
Will equity release impact on my loved ones’ inheritance? For the majority of retirees, their home is their biggest asset and will therefore account for the lion’s share of their loved ones’ inheritance... Continue Reading 27/09/2013
How to minimise the risk of rent arrears As the number of tenants in rent arrears reaches its fourth highest level on record, landlords are being advised to run background checks on any new t Continue Reading 26/09/2013
Council fined after accident leaves teenager without finger Newport City Council has been fined £5000 and ordered to pay £9,477 in costs for failing to manage the safety at a skate park after a teenager... Continue Reading 26/09/2013
Present Legal Regulatory system risks leaving public high and dry Concern is growing from all quarters of the legal profession that the present maze of legal regulation is leaving consumers out in the cold... Continue Reading 25/09/2013
Should I stay or should I go? With average house prices now at their highest in eight years homeowners are beginning to tap into this financial resource by remortgaging. Continue Reading 25/09/2013
In unsafe hands? Many trust estate to unregulated providers Many consumers are placing their loved ones’ inheritance at risk by using unqualified providers to write their Will, according to a report... Continue Reading 23/09/2013
No delays: Goldsmith Williams’ clients receiving IRS redress offers Whilst many businesses continue to play the waiting game for any kind of redress for interest rate swaps mis selling, Goldsmith Williams has... Continue Reading 23/09/2013
Clients left with no right of appeal The Financial Conduct Services (FCA) redress scheme may appear to be a saving grace for businesses mis sold an interest rate swap but... Continue Reading 20/09/2013
Please sir I want some more There are fears that as the number of pensioners increase, the Government may have to adopt the role of the master in Oliver Twist when it comes... Continue Reading 20/09/2013
Top six shake up? And we’re not talking about football! People buying a property are increasingly getting a mortgage from lenders outside the notorious ‘top six’, latest figures would suggest. Continue Reading 19/09/2013
Dog bite attacks highest in the North East Residents in the North East of England are the most at risk of being hospitalised after a dog bite, according to Primary Care Trust (PCT) data. Continue Reading 19/09/2013
Landlords flouting EPC law With the weather taking a turn for the worse, many of us are debating whether or not to turn up the heating. Continue Reading 18/09/2013
High street lenders to enter to equity release market? With the interest-only time bomb ticking ever louder, it is rumoured high street lenders could be considering entering the equity release market. Continue Reading 17/09/2013
Choose client-centric conveyancers for effective risk management The Law Society has recently highlighted the increasingly common practice of drawing up indemnity insurance policies to cover the... Continue Reading 17/09/2013
The financial implications of buying leasehold property Buying property is an expensive business but purchasing a leasehold property can come with a whole heap of unforeseen charges. Rob Denman... Continue Reading 16/09/2013
Potential change in landlord tenancy deposit law The government is considering rewriting laws surrounding tenancy deposits following the controversial ruling in the Superstrike Ltd vs... Continue Reading 16/09/2013
Drivers risking road traffic accidents to save money on MOT Over two thirds of drivers have admitted to driving a car for up to a week without a valid MOT, according to research by the Society of... Continue Reading 13/09/2013
RBS leading way in interest rate swaps claims The Royal Bank of Scotland (RBS) appears to be the largest perpetrator of mis sold interest rate swaps claims, latest figures have revealed. Continue Reading 13/09/2013
Divorcees increasingly turning to equity release More and more divorcees are using equity release to help in the division of assets, according to new findings. Continue Reading 13/09/2013
The risk of buying a shared ownership property Despite the recent increase in first time buyer activity, there remains millions of wannabe homebuyers unable to get a firm footing on the property... Continue Reading 12/09/2013
Good communication essential when making a Will Will writing may be a subject that many shy away from but figures released earlier this year demonstrate why it is so important to discuss... Continue Reading 12/09/2013
Evicting anti-social tenants set to get easier New legislation, the Anti-Social Behaviour Crime and Policing Bill 2013-14, will allow landlords to evict tenants on the grounds of... Continue Reading 11/09/2013
Continuing confusion over SWAPs mis-selling redress may cause catastrophic delay The publication of the Financial Conduct Authority update on the banks’ reviews of sales of interest rate hedging products provides valuable... Continue Reading 11/09/2013
Men at higher risk of causing road accidents after drink drive figures released 27 per cent of male drivers have admitted to driving whilst over the legal drink drive limit, according to a recent poll by... Continue Reading 10/09/2013
Claiming for a mis sold tailored business loan While not included in the Financial Conduct Authority’s (FCA) review, small and medium-sized enterprises (SMEs) could still be able to recover... Continue Reading 08/09/2013
Free Will for over 55’s… limited time only! We are pleased to announce we have teamed up with national charity, Marie Curie Cancer Care, to offer a free Will-writing service for over 55s. Continue Reading 06/09/2013
Interest rate swaps payouts start to trickle in It has taken over a year but the first compensation payment for a mis-sold interest rate swap has finally been made. However Senior Partner at... Continue Reading 06/09/2013
From for sale to sold Selling a property can be a difficult and lengthy process. However some properties fair better than other because they avoid the 12 things that put... Continue Reading 05/09/2013
Sellers coming with higher expectations The average price of a new property coming to market has risen by 8.8% during the first 8 months of 2013, according to Rightmove House Price Index. Continue Reading 05/09/2013
Is it legal for a landlord to charge late fees? With rent arrears one of the main concerns for landlords, it is understandable that many will try anything and everything to mitigate this... Continue Reading 05/09/2013
Beware of sharks offering alternative legal services The legal ombudsman is warning consumers to be ‘wary’ of the ‘alternative legal market’ and has recommended the checking of any DIY documents... Continue Reading 04/09/2013
Lenders fail to entice existing customers Over three quarters of homeowners switched mortgage lenders when they came to remortgage with 40% seeking the independent advice of a... Continue Reading 04/09/2013
Boost bridging boom with streamlined conveyancing services! With the urgency inherent in many bridging transactions and the news that bridging is set to break the £2bn barrier in 2013 there’s never been... Continue Reading 30/08/2013
Motorists warned over new road accident scam Police are warning drivers of a new scam hitting UK roads which sees motorists flash their lights at a fellow driver to seemingly allow them... Continue Reading 29/08/2013
Landlord fined after failing to licence HMO An experienced landlord has been fined £3000 after he failed to apply for the necessary House in Multiple Occupation (HMO) licence despite many warnin Continue Reading 28/08/2013
Help wanted! Landlords grappling with legislation Around half of private landlords are finding it difficult to keep up with current landlord law, according to a recent survey by the National... Continue Reading 26/08/2013
Equity release is an option for ‘last time buyers’ Over a quarter of older homeowners expect to have to sell their property to help fund retirement, recent research has revealed. Continue Reading 24/08/2013
Help! I've had an accident Goldsmith Williams specialises in many areas of accident claims including road traffic accidents, accidents at work, accidents in a public place... Continue Reading 23/08/2013
Heir hunters found guilty after taking 88% of estate The Beneficiary tracing company, Beneficiaries Limited, have been found guilty of seven counts of fraud and three charges of misleading consumers... Continue Reading 23/08/2013
The truth behind the mortgage headlines Homebuyers and remortgagers are increasingly falling foul to misleading ‘headline rates’, according to The Sunday Telegraph. Continue Reading 21/08/2013
Landlord FAQs With so many rules and regulations to follow, it's no surprise that landlords can often find themselves a little bamboozled. So to shed some much... Continue Reading 20/08/2013
Will new plans reduce cycling accidents? Britons are being encouraged to ‘get on their bikes’ following a £148million government road safety boost. However will these new plans help make... Continue Reading 20/08/2013
Footballer sued by landlords Premier League footballer, Andy Carroll, is being sued by his former landlords for close to £200,000 after he allegedly caused severe damage to... Continue Reading 17/08/2013
Equity release helping to fund the Bank of Mum and Dad The bank of Mum and Dad now plays a huge part in the current housing market. According to a report by Shelter, 27 per cent of first time buyers... Continue Reading 16/08/2013
Bank under fire from Lord Sugar for alleged interest rate swap mis selling Lord Sugar has made a complaint to Lloyds Banking Group, alleging the lender mis sold him a hedging product on a loan. Continue Reading 16/08/2013
Landlords warned to think before they buy With buy to let activity hitting an almost five-year high, it is easy to see why new and existing landlords are keen to capitalise... Continue Reading 15/08/2013
The buy to let mini boom Confidence surrounding the buy to let market is at a high; 95% of brokers believing now is a good time to invest in buy to let... Continue Reading 14/08/2013
Personal Injury FAQs If you have been injured in an accident, chances are you’ll be left a little confused. You might not even know if you can make a claim for... Continue Reading 14/08/2013
The real life devastation on interest rate swaps mis selling It is estimated that 40,000 small and medium businesses have been mis sold an interest rate swap. Whilst clearly an overwhelming number... Continue Reading 11/08/2013
Private landlords are a right bunch of Handy Andys Private landlords are saving themselves thousands of pounds in maintenance costs by possessing a wide range of DIY skills, according to... Continue Reading 10/08/2013
Don’t let myths stop you from remortgaging With news that over half of UK homeowners could reduce their mortgage repayments by remortgaging, we want to dispel the myths that could prohibit... Continue Reading 09/08/2013
Drink drive road traffic accidents on the rise Provisional figures have shown a significant year-on-year increase in the number of drink-driving related road traffic accident fatalities. Continue Reading 09/08/2013
Barclays increase provision for interest rate swaps mis selling Barclays have added a further £650m to its interest rate swaps compensation pot, according to reports this week. Continue Reading 09/08/2013
The Remortgage Journey Many people avoid remortgaging their property because they are under the misconception that is either a timely, costly or just generally difficult... Continue Reading 08/08/2013
Are you financially prepared for void periods? Despite a flurry of first time buyer activity, demand continues to outweigh supply in the private rental market. Continue Reading 08/08/2013
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