Everyday Legal Articles

All your up-to-date news from GWlegal

2018 | A Year In Review

From climbing mountains to jumping out of planes you can bet our team have done it all. Here are our 2018 best bits....

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19/12/2018

UK’s Best Christmas Markets

From London to Edinburgh - there's a Christmas market for everyone. Where are some of the best markets you and your family can visit this December...

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19/12/2018

What Are The Best Christmas Trees?

What are some of the best real and artificial Christmas trees on the market this Christmas? Our GW team have the answer...

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18/12/2018

Easy DIY Christmas Decorations

Are you looking to make your home extra festive without needing to break the piggy bank during the holiday season? Here are our homemade ideas...

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13/12/2018

Is Your Bank Reluctant To Pay Out On PPI?

Did you know that you have less than a year left to claim back on your rightfully owed PPI? Heres how you can get your claim started...

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12/12/2018

The SHOCKING Truth About Garden Gnomes

Is it just us or are garden gnomes a little bit creepy? Well, love them or hate them having a gnome could have serious impacts to your home...

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06/12/2018

Weird Smart Home Gadgets

Is there such a thing as too much technology for your home? Our property team investigates...

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06/12/2018

GWlegal Wins Best Conveyancing/Legal Business Of The Year

We are excited to be able to share the news with our partners, clients and brokers. Three cheers for team GW...!

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29/11/2018

How To Winter-Proof Your House Or Flat

Here are our property teams tips on how to keep your home nice and snug this winter. You might even save a few ££s on the heating bill...

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22/11/2018

How To Drive Safe In The Dark

The dark nights are here and with it comes unpredictable weather and difficult driving conditions. Here is our tips to drive safe in winter...

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21/11/2018

GWlegal Is Shortlisted For Conveyancing/Legal Business Of The Year

We are so excited to be able to share this news with our clients and brokers, thank you to everyone who voted for us and got us to this stage!

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07/11/2018

The World’s Scariest Houses

You might get a fright when you read this article! Especially when you learn what's lurking in our Marketing Managers house...

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26/10/2018

Spooky Halloween Costume Ideas

Whether its scary, funny or just plain stupid costume ideas you're looking for our team have got you covered. Here are our best ideas...

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26/10/2018

How Social Media Can Impact Your Personal Injury Claim

Social media plays a big part in personal injury claims. It is important that you are completely honest throughout your claim...

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25/10/2018

Things To Do In October Half Term

October half term is here - horray! Here's some fun FREE things to do in London, the South West, North West and the North...

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19/10/2018

How Many Young Adults Are Still Living At Home?

Can you guess how many young adults are living at home still in the UK? Here's how young people can get themselves onto the housing ladder...

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15/10/2018

How To Sell Your Home In Autumn

Unpredictable weather, dark nights closing in and even leaves all over the ground. Is Autumn a good time to sell your property?

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15/10/2018

GWlegal Is A Finalist At The Equity Release Awards

We're so pleased to finally be able share this news with our clients and introducers. Thank you to everyone who voted and supported us...

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10/10/2018

GWlegal Longlisted For Conveyancing/Legal Business Of The Year

The team is overjoyed to be able to share the news with our clients and partner organisations. We need your votes to get us into the next stage...

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09/10/2018

How Equity Release Can Help First Time Buyers

Releasing equity from your home can have many benefits for yourself. But did you know that it can also be used to help members of your family?

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08/10/2018

How To Save For a House Deposit

There are small changes you can make that will make that journey to owning a home a lot quicker. Here are our tips on how to save...

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05/10/2018

Top London Commuter Towns

London is busy enough without having to worry about your children. This is why more and more people are choosing to commute to and from London...

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02/10/2018

This Plant Can Do WHAT?!?!?!

You might not believe it, but this plant can have a serious impact to your life and your family. Our advice? Stay clear...

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02/10/2018

Top 10 Places To Live Outside Of London

Sometimes the city life just isn't for everyone, especially if you have a family to raise. So where exactly are the best places to settle down?

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25/09/2018

Should I Remortgage? | A Guide To Remortgaging Your Home

Did you know that there are a number of benefits that come with remortgaging your home? Our remortgage team explain...

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25/09/2018

Whiplash Reforms | The Latest News

There have been a lot of developments to the proposed Civil Liability Bill over the last few weeks. But have the government come to a decision?

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21/09/2018

Have You Been Mis-Sold PPI Through A Store Card?

Did you know there are many ways that you could have been mis-sold PPI? Our financial claims team explain...

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19/09/2018

This Is The Best Place To Live In the UK

We might be a bit biased and say Liverpool is of course the best place to settle down, however, what UK city has been voted the best place to live?

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18/09/2018

10 Historical Buildings That Need Preserving

In the UK we have a variety of beautiful Victorian and Edwardian buildings but did you know that some of them are crying out for help...

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18/09/2018

Back To School Blues?

Going back to school after a much needed six weeks off can be a bit daunting! Our teams share their advice on how to cope...

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10/09/2018

Investing In Property Near A Good School

How much are people prepared to pay to get their children into a top school in the UK? New research reveals how much people really spend...

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10/09/2018

What Is The Best Area To Live In The UK?

New research has suggested that more Londoners are choosing to sell up their homes and are setting their eyes on homes just north of the wall...?

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05/09/2018

Happy One Year Anniversary To Our Rebrand

Can you believe it's been a whole year since we rebranded from Goldsmith Williams to GWlegal?! Where has all the time gone?

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04/09/2018

What's The Difference Between Leasehold and Freehold?

If you're purchasing a house you may come across the terms freehold and leasehold. But what do they mean? Our property team have created this guide...

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04/09/2018

How Will The HMO Changes Affect Landlords?

All these HMO changes are getting a little bit confusing. But don't worry! Our Head of Property is here to guide you through the changes...

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21/08/2018

Best Summer Party Ideas

There's no party quite like a GWlegal party. Here are our teams recommendations on how to throw a fabulous summer party for your friends and family..

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14/08/2018

When Is The PPI Claim Deadline?

Here are the key points you need to know on how you can reclaim PPI, and more importantly how our team can help...

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13/08/2018

How Do I Complain About A Mis-sold Packaged Bank Account?

If you currently pay or have paid a monthly fee for your bank account, it's highly likely that you've had a packaged bank account. We can help...

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08/08/2018

How Can I Keep My House Safe While On Holiday?

When you leave your home for a well deserved two week holiday it is important that you take precautions to keep your home safe. Our team explain...

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07/08/2018

The Civil Liability Bill | Whiplash Reforms Delayed

Do the new updates to the Civil Liability Bill have a positive or negative effects for motorists and their passengers? Our team explains...

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01/08/2018

Is It Important To Have A Lasting Power Of Attorney?

Super powers come in many different forms and sometimes they hide themselves away in important legal documents. Take an LPA for example...

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31/07/2018

Why We're The Best Personal Injury Solicitors For You

When you have been unfortunately involved in an accident that wasn't your fault it is important to have a trusted solicitor on your side. GW can help

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27/07/2018

How To Protect Yourself From Property Fraud

The risk of becoming a victim of property fraud is now greater than ever. Here are the steps you can take to ensure that you are safe...

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25/07/2018

Fun Activities For Kids Over The Summer Holidays

Schools out - woo! Now comes the next challenge, how to keep the kids entertained? Here are some tips from some of our team members...

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20/07/2018

How Can I Buy A House?

Equity Release is proving to be an invaluable tool in helping younger generations to get themselves onto the property ladder and into their first home

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19/07/2018

Eddie Goldsmith Wins Lifetime Achievement Award

Three cheers to Eddie as he walks into his retirement as Partner from GWlegal with a smile and a bottle of bubbly!!

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17/07/2018

Is Investing In Buy-To-Let Worth It?

Wimbledon season is over - boo! But the popular tennis town reveals some interesting facts about the buy-to-let property industry...

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16/07/2018

8 Reasons To Buy A House In Wimbledon

Tennis, strawberries and cream and a new house - what more could you ask for? Here are our reasons why Wimbledon is the place for you...!

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06/07/2018

Partner Eddie Goldsmith Retires from GWlegal

After 35 years as a devoted and well respected partner of GWlegal, Eddie Goldsmith retires from the firm.

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03/07/2018

How To Buy A Property As A Last Time Buyer

Are people forgetting about last time buyers? Shouldn't buying a home for the final time be just as important as buying as a first-time buyer?

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29/06/2018

Weirdest Houses Around The World

Our property team have hand picked a selection of 7 creative homes from around the world for you to get your hands on the keys for asap...

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27/06/2018

Housing Disrepair Solicitors | What To Do If Your Landlord Won't Fix Your Home

As a tenant of a property you should not be living in conditions of disrepair in your rented property. At GW our Housing Disrepair team can help...

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25/06/2018

Summer Solstice 2018 | How To Spend The Longest Day Of The Year

It's the longest day of the year, so let's use that time wisely! Here is a step-by-step guide of how to spend your day with GWlegal - go wild!

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21/06/2018

Life in GW: A Sixth Month Review

2018 is our first official year as GWlegal, and we promised to make 2018 one that you would remember. So what exactly have the GW staff been up to...?

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18/06/2018

Serious Injury Claims | How Can GWlegal Help?

Serious injuries can have a long term impact on a person and their family. At GW it is our responsibility to support and guide you through your claim.

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15/06/2018

How Do I Claim Compensation For A Cycling Accident?

If you've been unfortunately involved in a cycling accident that wasn't your fault our expert Personal Injury team are here to help...

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13/06/2018

Father's Day Gift Ideas 2018

Looking for somewhere different to take your Dad on Sunday? Why not take him around some of the most characteristic places the UK has to offer...

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12/06/2018

How To Help Your Children Buy A Home

First time buyers are on the rise and figures suggest that many are using the bank of Mum and Dad to help them purchase their dream home...

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05/06/2018

Why It's The Right Time For FTBs To Buy

The property forecast is in, and it's already looking for a great time for many first time buyers to consider getting themselves their first home...

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01/06/2018

What is an HMO? | Student Letting

If you're going off to university in September you might be moving into a house in multiple occupation - but what exactly is a HMO?

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30/05/2018

How To Sell And Buy A Property At The Same Time

No we're not crazy! It's really possible to buy and sell your house at (around) the same time. Here's our step by step guide from our property team...

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25/05/2018

What Are The Benefits of Equity Release?

In 2018 there has been some exciting developments to the Equity Release market, with more people looking at this mortgage. Our team can help...

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23/05/2018

The Civil Liability Bill: How Will It Affect My Right To Claim?

The proposed whiplash reforms published in the Civil Liability Bill could remove people's right to claim compensation for certain injuries...

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21/05/2018

Mental Health Awareness Week - How To Combat Stress In The Workplace

In this article, we will outline some of the measures GWlegal takes to reduce stress in the workplace and focus on our employees’ mental wellbeing.

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16/05/2018

GWlegal Partner Eddie Goldsmith Nominated for National ‘Business Leader’ Award

The awards are to be held in London this week and Eddie is hoping to win the award for the second year running...

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15/05/2018

Spring Clean Your Finances - How Remortgage Can Save You Money

Remortgaging your home is an easy and beneficial way to save you some much needed ££s leading into the summer months...

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14/05/2018

How Can I Claim After A Road Traffic Incident?

Unsure how to submit your Road Traffic Incident Claim? Confused about the process? Read our Road Traffic Incident claims advice from our experts...

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02/05/2018

Can I Get A Mortgage With Bad Credit?

If you have a bad credit rating you might think that you can not get a mortgage - this isn't true. Our property experts explain...

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26/04/2018

What Happens If My Attorney Dies?

Sadly, in some instances your attorney could pass away before you and it is important to know what to do next. Read our real life case study...

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19/04/2018

Can I Exchange And Complete On The Same Day?

The completion date is in sight and you're eager to book the removal van and start packing - but you have yet to exchange contracts, can you complete?

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18/04/2018

GWlegal Raises £3,986 In Support Of Dementia UK And Alzheimer’s Society

On Sunday 8th April 2018 over 40 members of GW staff from across their numerous departments climbed to the summit of Snowdon in Wales for charity

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16/04/2018

How Could I Be Mis-Sold PPI?

There are many reasons you could have been mis-sold PPI without even realising. With the deadline looming it is never a better time to check for PPI.

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09/04/2018

Have I Been Mis-Sold A Payday Loan?

Too often Payday Loans are sold to people who simply cannot afford them. In this article we give you an in depth look into how to claim back your cash

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05/04/2018

What Age Should I Write A Will?

One of the most common questions we are asked is - is 18 too young to write a will? Our GW Wills and Probate team have researched into the answer.

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28/03/2018

How Do I Save Money?

Monthly bills getting you down? Here are five money saving tips from our expert members of staff that can help you reduce your spending in 2018.

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22/03/2018

Can I Claim Compensation For An Accident At Work?

What do I do if I have an accident at work? Will I get fired? Can I have time off? - All your questions are answered in this weeks everyday legal.

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20/03/2018

Spring Budget 2018: The Key Points You Need To Know

What does the budget mean for you?

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19/03/2018

Do I Need A Lasting Power Of Attorney?

LPAs explained…

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13/03/2018

Girl Power At GWlegal

GW celebrates women in law. Happy International Women's Day!

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08/03/2018

Can I Buy A House If I'm Single?

Of course you can!

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07/03/2018

What Do Driverless Cars Mean For Personal Injury Claims?

The release of automated vehicles raises some interesting questions...

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02/03/2018

6 Things To Pack For Your First Night In A New Home

All you need for your first night box...

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28/02/2018

Should I Buy A House With My Friends?

Research suggests that more friends are buying houses together

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26/02/2018

Should I Remortgage My Home This Year?

In short, yes. 2018 is a great time to remortgage.

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21/02/2018

Are You Confused About Brexit?

What does Brexit mean for me in 2018?

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20/02/2018

GWlegal Climbs Snowdon To Support Dementia UK And Alzheimer’s Society

GW team member Fran Quinn shares his family's story

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19/02/2018

How Protected Are You Online?

The latest Payday Loan scam..

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16/02/2018

What happens when property ownership goes wrong?

Moving in together is an exciting time, but it's important to make sure you're prepared...

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14/02/2018

Six reasons to LOVE law

Why being a solicitor is the right profession for you

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14/02/2018

The most useful article ever written for FTBs (according to us!)

All your essential questions, answered.

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13/02/2018

One in five homeowners would consider equity release, research reveals

Could 2018 be the right time to unlock some extra cash?

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12/02/2018

Buy-to-let hotspots for 2018

The best regional areas to invest in property in 2018...

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09/02/2018

Man lies about car accident, forced to pay more than £20K to court

You cannot lie during your PI claim, you must always be honest...

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08/02/2018

Consumer finance charity Which? urges everyone to check for PPI, now!

The clock is ticking closer to the PPI deadline.

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07/02/2018

These are the London boroughs first-timers are buying homes in

The capital is a popular hot-spot for FTBs

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06/02/2018

Four ways to make those first moments in your new home truly memorable (selfies included)

Our exclusive service for First Time Buyers is here...

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05/02/2018

Case study: How a small lie can destroy your entire personal injury case

By Kevin Smith, Personal Injury Manager at GWlegal

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02/02/2018

Most people choose a law firm because of reputation, not price. Here are the reasons our clients stick with GW

A national firm with local values since 1984...

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01/02/2018

How one young mum went from debt-holder to home-owner

These tips could be vital to save you money...

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31/01/2018

Personal injury explained…It’s more than just road traffic accidents

Introducing our personal injury team...

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29/01/2018

Will this be the most surprising property trend of 2018? By Emma Hall, Head of Sales at GWlegal

The property trends to watch this year.

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26/01/2018

Packaged Bank Accounts | Do I Need Travel Insurance?

Paul Cahill explains how to claim if you were sold un-needed travel insurance or other policies by your bank

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24/01/2018

Should your loved ones be able to gain access to your Facebook after you die? By Linda Cummins, Head of Wills & Probate at GWlegal

Linda Cummins has the answer to this difficult subject...

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22/01/2018

Happy New Year, Landlords! Buy-to-let market set to boom in 2018, By Emma Hall

Its your time to shine Buy-to-letters

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19/01/2018

Five reasons why you must check if you have PPI in 2018

Time is running out ...

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17/01/2018

Three ways to beat the January blues this Blue Monday

It's not all doom and gloom ...

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15/01/2018

What Is A Declaration Of Trust?

It is VITAL that homeowners have a Declaration of Trust

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12/01/2018

Remortgage on the rise - more people than ever remortgage their homes

2018 is looking like a brilliant time to remortgage

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10/01/2018

Why you cannot rely on your Next of Kin

What exactly is the difference between your Next of Kin and Lasting Power of Attorney?

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04/01/2018

A Year in Review at GWlegal

What a year it's been!

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14/12/2017

Ten Reasons Solicitors Aren’t Scrooges (at GWlegal)

No-one does Christmas quite like GWlegal.

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01/12/2017

Ask Emma Hall - Is Christmas the best or worst time to buy or sell a property?

Our property expert answers this frequently asked question...

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28/11/2017

Love Christmas? These are the most festive places in the UK to buy your dream home

Or at least visit...

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28/11/2017

Our Christmas gift to you - We reveal how to speed up your conveyancing

You're welcome!

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28/11/2017

Claim back some cash this Christmas with our free PPI check service

Tight for cash after all that Christmas shopping? You could be owed a PPI refund!

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28/11/2017

First-time property buyers are the winners of the Budget 2017

Crack open the bubbly, FTBs!

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22/11/2017

Most Brits don't understand the value of remortgage

1 in 3 people think remortgage will not save them money

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27/10/2017

First Time Home Buyer? These are the ‘hidden’ fees to look out for

Not all surprises are the good kind...

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25/10/2017

Press Release - GWlegal launches remortgage cashback deal

Just ahead of the festive season...

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24/10/2017

Everything you need to know about personal injury claims

How long will it take? What will it involve?

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13/09/2017

What is a bridging loan? Your questions answered

Bridging loans can be a useful short-term solution

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11/09/2017

Press Release - Goldsmith Williams rebrands to GWlegal

It's the firm's biggest transformation ever

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04/09/2017

Who are GWlegal - the brand new Goldsmith Williams Solicitors?

Everything you need to know

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29/08/2017

Five facts you should know about remortgaging

Around a third of all home loans made in the UK are actually remortgages

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25/08/2017

How to speed up your conveyancing... and other frequently asked questions

Your burning property queries answered. You're welcome.

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24/08/2017

Mental Health at work - Can I take a 'sick day'?

A CEO's response to mental health has gone viral...

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14/07/2017

Couple binge on 109 drinks while ‘sick’ on holiday, as operators crack down on false compensation claims

The pair from Liverpool were holidaying in Gran Canaria

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10/07/2017

Cap on payday loans will not be relaxed

Tough new laws on the high-interest loans will stay in place...

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05/07/2017

Brexit – A good or bad thing for the legal sector?

A hard Brexit could do serious harrm, some have warned

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03/07/2017

Complaints about high-interest payday loans triple in last year

More people than ever feel they've been ripped off..

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26/06/2017

How will the general election result effect your GW legal services?

Buying or selling a property? Making a personal injury or financial claim?

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13/06/2017

Craving a sea change? These are the UK’s cheapest seaside towns

Dreaming of the sea, but not able to afford the likes of Sandbanks in Dorset, where the average property will set you back more than £650,000?

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13/06/2017

Emma Coffey on the top 5 property hotspots for smart investors right now

Does your city make the cut?

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07/06/2017

This is England’s most exclusive seaside town

The average price of a home is £664,000...

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01/06/2017

Eddie Goldsmith wins Business Leader - Conveyancer award

Eddie Goldsmith, partner at Goldsmith Williams Solicitors, has won ‘Business Leader’ in the ‘conveyancer’ category at the 2017 British Specialist...

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26/05/2017

Eddie Goldsmith nominated for best conveyancing business leader award

The awards are held in London this week..

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22/05/2017

TV celeb demands £73m in compensation in a major financial claims case against Lloyds Banking

Bank spends funds on yachts and sex parties, destroying business...

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12/05/2017

Five reasons to trust GWlegal with your PPI or other financial claim

We have claimed back more than £65m, for starters!

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11/05/2017

Goldsmith Williams Solicitors to rebrand to GWlegal

Liverpool firm is set to undergo the biggest transformation in its 30 year history

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08/05/2017

How are first-time buyers affording houses? Why, Mum and Dad, of course!

More than a quarter of houses purchases are funded by buyers' parent

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02/05/2017

Can you guess how long it takes the average person to buy a house?

Deciding to buy a house takes less time than a car or sofa!

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26/04/2017

Should landlords set up a limited company? The pros and cons explained

These are taxing time for landlords, pun very much intended

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18/04/2017

Buy-to-let market remains strong in the North, despite worrying changes to rules and regulations

The papers are full of pessimistic news items about the end of the prosperous buy-to-let market. But is this the reality of the situation?

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28/03/2017

Goldsmith Williams named Best Landlord Services Provider at London awards ceremony

Goldsmith William Solicitors has won the ‘Best Landlord Services Provider’ at the 2017 Property Wire Awards, hosted in London this afternoon.

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24/03/2017

Advice for mums this Mother’s Day - Working rights for working mothers

Our lawyers offer advice for mums juggling work with little ones

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22/03/2017

Where is the best place to live in the UK?

Find out which city The Sunday Times Best Places To Live guide names...

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20/03/2017

The High Heel Debate: Canadian province to outlaw sexist footwear code in the workplace

Is it against the law to force women to wear high heels at work?

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15/03/2017

The PI Reforms: Three reasons you should be concerned

Adele Whittle explains...

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13/03/2017

The Pay Gap – What to do if you are being paid unfairly because of your sex

Currently, British women are paid 13.9% less, on average, than their male counterparts.

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10/03/2017

Goldsmith Williams Solicitors to relocate – Liverpool firm reveals location of office move

The city centre law firm is set to move....

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09/03/2017

GW celebrates its talented pool of female staff on International Women’s Day

Women were once refused admission to the Bar. Times have changed...

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07/03/2017

This Wirral town is the best in England to live, according to new research

The outer Liverpool town comes out on top when it comes to quality of schools, access to green spaces, employment prospects, working hours, affordable

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02/03/2017

The only winners of the Government’s whiplash compensation tariff will be insurance companies

The justification behind the Government's whiplash compensation reforms is laughable, writes Director of Operations at Goldsmith Williams Solicitors A

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27/02/2017

Conveyancing fraud warning – How to avoid being conned out of thousands

A London man has been conned out of £74,000 by a fraudster posing as a solicitor over email. The case acts as a stark reminder to both lawyers and cli

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23/02/2017

We must invest in technology to succeed in 2017

Emma Coffey explains why conveyancers must think digitally...

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21/02/2017

Why the Government's whiplash compensation ban could be a disaster

The Government is considering insurance company proposals to ban whiplash claims...

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20/02/2017

Why you should be worried about the government's whiplash ban

The Government is considering insurance company proposals to ban whiplash claims...

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14/02/2017

Homeowners make £15,000 more on remortgage than two years ago, research has found.

Homeowners across England and Wales, on average, remortgaged for around £15,000 more in 2016, than they did two years ago, new research from My Home M

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13/02/2017

Home and garden improvements most popular way to spend equity release funds

According to the lifetime mortgage provider LV=, nearly a third (31%) of customers use equity release to improve their home or garden.

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03/02/2017

Homeowners risk missing out on £96 each month, as few understand remortgage potential

Many homeowners are missing out on the massive savings they could make by remortgaging, research from TSB suggests

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30/01/2017

HOW TO: Claim compensation for your season rail ticket

The morale of frustrated commuters across the country has been given a boost...

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25/01/2017

#lynneforthewin - Say hello to our Head of Property

Introducing Lynne...

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24/01/2017

HOW TO: Claim compensation for your season rail ticket purchased on a credit card

The morale of frustrated commuters across the country has been given a boost, with one man receiving a refund from his credit card company of more tha

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23/01/2017

Liverpool proves profitable for buy-to-let investors in 2017

Merseyside is one of the most profitable areas to locate your buy-to-let investment, according to property website Rightmove.

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16/01/2017

6 things you should know about buying a second property in 2017

Our property guru Emma Coffey explains…

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10/01/2017

Market conditions optimistic for first-time home buyers

2017 has begun with some good news for those looking to buy a home...

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09/01/2017

BREAKING - Goldsmith Williams to launch new case management tool in early 2017

We're gearing up to “reinvent case management… again” in the conveyancing sector, the Liverpool-based law firm has claimed.

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05/01/2017

Government schemes see first-time buyers jump on the property ladder

The majority of those helped by the UK Government’s flagship Help to Buy schemes have been first time buyers

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20/12/2016

Widows need to be made more aware of equity release, research suggests

Widows are facing limited financial options following the death of a spouse, research suggests

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19/12/2016

Let's get festive! GW staff get charitable this Christmas

Staff will again be putting on their charitable (Santa?) hats this festive period, to help raise funds for good causes.

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08/12/2016

Goldsmith Williams celebrates strong female workforce

To commemorate an important date of the history of women in law...

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06/12/2016

Most British people are not saving enough for retirement

That is compared to people in Germany, France, Switzerland and Austria

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05/12/2016

First-time home buyers secure more mortgages than ever before

It's great to hear the market's bouncing back, says GW's property guru

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28/11/2016

The truth about the new tax relief changes for landlords

The specialist knowledge of advisors has never been more important...

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25/11/2016

OPINION: Take away whiplash claims, take away our rights

Banning whiplash claims is a violation of our basis rights, says GW's Adele Whittle

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22/11/2016

Mortgage rates trumped following US elections, brokers say

Donald Trump’s shock win in the US presidential election could see long-term mortgage rates for British homeowners rise

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15/11/2016

Four signs that winter is definitely coming to Merseyside

Winter is coming...

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07/11/2016

Five reasons why Liverpool is great city to purchase your dream home

Some top reasons why Liverpool could be the city for you and your family, according to our property team

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03/11/2016

BLOG: Don't let 'PPI' talk become background noise, there's still compensation to be paid

Lloyds Banking Groupt is setting aside a further £1bn to pay compensation for mis-sold payment protection insurance

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27/10/2016

Divorce rates are on the rise among those aged over 50

Rising divorce rates among over-50s is seeing more and more people approach law firms for property finance advice, research by Key Partnerships has fo

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25/10/2016

It wasn’t my fault: Should drivers of automated cars pass a driving test?

What do driverless cars mean for 'drivers' of the future?

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24/10/2016

Goldsmith Williams wins ‘Best Conveyancer’ at the Specialist Finance Introducer Awards

Goldsmith Williams has been named ‘Best Conveyancer’ at the Specialist Finance Introducer (SFI) Awards.

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21/10/2016

BLOG: It’s the right time to consider Right To Buy

There is hope for those purchasing property, writes Emma Coffey

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18/10/2016

Your will should benefit your grandchildren rather than your children, says minister

That is the suggestion today made by housing minister Gavin Barwell, who asserts skipping a generation on your will could help your grandchildren get

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12/10/2016

Goldsmith Williams nominated for ‘Best Conveyancer’ at national SFI Awards

Goldsmith Williams is delighted to announce it has made the shortlist for the 2016 Specialist Finance Introducer (SFI) Awards.

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10/10/2016

BLOG: It’s a Catch-22 for the property market, as housing availability declines

It has not been a great week for those considering the roofs that will remain over their heads in coming years, writes Emma Coffey

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07/10/2016

Goldsmith Williams to relocate to new premises in the heart of the Liverpool commercial district

City centre law firm Goldsmith Williams has announced it will relocate to a new office space in the heart of the Liverpool commercial district.

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06/10/2016

The number of people celebrating their 100th birthday hits record high

The number of people celebrating their 100th birthday has quadrupled to a new record over the past two decades.

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30/09/2016

Help to Buy mortgage scheme scrapped by the Government

The Help to Buy mortgage guarantee scheme will no longer be available after 2016, the Government has confirmed.

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30/09/2016

More over-50s travelling the world than ever before, thanks to equity release

Consider yourself a bit of a world traveller? Chances are you may be over 50, new research suggests.

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28/09/2016

Emma Coffey joins Goldsmith Williams as Head of Sales

Goldsmith Williams has appointed Emma Coffey as Head of Sales...

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22/08/2016

Are you getting enough? Minimum and Living Wages explained

If you are 16 or over and work then you are entitled to either the National Minimum Wage or National Living Wage. But which one and how much should...

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11/05/2016

Landlords Need To Be Aware of the Deposit Protection Scheme

Goldsmith Williams the National Property Lawyers today issued a timely warning to Landlords to be sure to comply with the law relating to Deposit...

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11/05/2016

Unfair Dismissals

Having your employment terminated can be highly distressing. In many cases the employer is within their rights to terminate your contract. However...

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04/05/2016

Don’t be taken to the cleaners with your dry cleaning

I don’t know about you but I don’t tend to buy clothing that needs dry cleaning – it just seems like too much hassle taking it to the dry cleaners...

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27/04/2016

PPI Claims: Don’t forget the interest

When you make a successful claim for mis sold payment protection insurance, you won’t just get the premiums that you paid back. You’ll also receive...

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21/04/2016

Hi ho, hi ho: Resolving Workplace Grievances

We spend so much of our time working, it is essential to have a pleasant working environment. So if you have any concerns, problems or complaint...

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20/04/2016

Appealing a School’s Admission Decision

Hearing your child has not got their school of choice can be devastating news. However there are a number of things you can do to try and resolve...

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19/04/2016

Office accidents and your right to compensation

Whilst there appears to be a general acceptance and understanding for workplace accidents which occur in factories or on a building site, many are...

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19/04/2016

Top 5 common first time buyer mistakes

There’s a reason why moving house is regarded as one of the most stressful things we do in our life. This anxiety is typically magnified when...

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18/04/2016

How to claim for lost luggage

As exciting as going on holiday is there is one part of jetting off that terrifies me. No, it’s not a fear of flying, it’s the gut wrenching...

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13/04/2016

How to overturn rejected insurance claims

Having to claim on your insurance can be a stressful time, particularly as it usually means something bad has happened in the first place. However...

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06/04/2016

Online services making remortgage easier

Lloyds Banking has launched a new online remortgage service for customers considering switching their existing mortgage to the lender...

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04/04/2016

Care home fees rise but should you be paying them at all?

Care home fees have increased by as much as £2000 a year, according to a study by the Citizen’s Advice Bureau...

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04/04/2016

Stamp Duty Changes April 2016

From the 1st April 2016 Stamp Duty for Buy to Let properties or Additional Homes has changed...

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01/04/2016

Motorists paying more despite decreasing accident claims

Car insurers have benefitted from a whopping £7billion in the last four years despite an increase in serious and fatal accidents, according to...

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03/03/2016

Emoji Charges: How to avoid a Sad Face and a big bill

Emoji-gate! It’s been all over social media; some phone companies have allegedly now started charging for messages containing emojis. As a result...

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03/03/2016

Delaying tactics won’t stop us from helping PPI claimants

Despite repeated accusations, banks remain shameless in their handling of payment protection insurance claims.

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02/03/2016

Goodbye my lover: Will new tax law end retirees’ affair with the buy to let market?

Whilst many of us dream of a restful, commitment-free retirement, there are an increasing number of retirees who are choosing to spend their...

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02/03/2016

Small Claims Court: How to bring a claim

The final option in many consumer rights claims worth under £10,000 is the Small Claims Court so we thought it would be useful to outline what you...

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29/02/2016

Building claims: How to challenge shoddy building work

Having work done of your home is an exciting time but it can also be incredibly disruptive – from surviving without a bathroom for a couple of...

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26/02/2016

How to claim for accidents caused by bad roads

Whilst drivers are aware of their right to claim for a road traffic accident caused by a fellow road user, not everyone knows they can also make a...

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24/02/2016

Minimise the risk of buying a flood risk property

With latest figures showing 10,000 new build homes are built on floodplains, combined with the devastation witnessed at the end of last year, the...

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22/02/2016

Everyday Legal: The Hidden Costs of Moving House

The Financial Cost - 39% of homeowners had to stump up an extra £5,000 to move house. To foot the bill 63% cashed in their savings...

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26/01/2016

The Hidden Costs of Moving House

The Financial Cost - 39% of homeowners had to stump up an extra £5,000 to move house. To foot the bill 63% cashed in their savings...

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26/01/2016

Everyday Legal Update: Compensation for a cancelled or delayed train

Since our last article on “how to claim compensation for a cancelled or delayed train” – the rail operators are facing a legal challenge and may be...

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22/12/2015

Merry Christmas from Goldsmith Williams

We would like to wish all our clients and their families a very Merry Christmas and a happy New Year!

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21/12/2015

Everyday Legal: Top Six Tips to add £000s to the value of your house

Tidy up outside – a study has shown litter outside can take 12% off the value of your home. Clean or re-paint your front door and sweep your...

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11/12/2015

Top Six Tips to add £000s to the value of your house

Tidy up outside – a study has shown litter outside can take 12% off the value of your home. Clean or re-paint your front door and sweep your...

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11/12/2015

Package Holiday Compensation Claims

If you are not satisfied that your package holiday provider/tour operator has provided you with the holiday that you paid for, then pursuant to the...

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13/11/2015

TalkTalk Data Breach

Following the news that TalkTalk suffered a severe customer data breach, it is understood that personal information including bank account details...

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29/10/2015

Representing yourself in court – important information about the court process

You have the right to represent yourself in court without solicitor or any other legal professional. In the third of a series of articles Everyday...

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20/10/2015

FCA planning 2018 deadline for mis sold PPI complaints

The speculation is over – an announcement has been made that the Financial Conduct Authority (FCA) is planning on setting a deadline for consumers...

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19/10/2015

Booming Equity Release boosted by retirees’ property wealth

With rising house prices retired homeowners have, as a group, received a boost to their property wealth of nearly £17.5 billion over the past three...

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16/10/2015

Don’t be caught out by the offer of a ‘free’ balance transfer on a credit card

Borrowers are being ripped off by fees on balance transfer credit card deals when they take up 0% interest offers. Everyday Legal looks at this...

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14/10/2015

Infographic: Top Ten House-Buying Wants

From a survey conducted by Santander Mortgages, the following infographic details the top ten house buying wants...

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14/10/2015

A Will is just as important for singles as couples

Many people put off making a Will fearing it’s a daunting task and wanting to avoid the emotions they feel will arise when they write a Will...

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12/10/2015

Care funding cuts and rising costs put older people’s health in jeopardy

A perfect storm of underfunding and rising costs threaten to put older people’s health in jeopardy. Indeed the Local Government Association (LGA)...

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09/10/2015

Lender panel restrictions strengthen the case for instructing conveyancing specialists

New conveyancing panel restrictions adopted by mortgage lenders are moving the market a significant step closer towards specialist conveyancing...

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08/10/2015

Consumer Rights Act comes into force 1st October 2015

The Consumer Rights Act has now come into force. Everyday Legal first reported on this back in April. Here’s a handy reminder of some of the main...

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07/10/2015

Is time running out to claim PPI mis selling compensation?

As long ago as 2014 the possibility of a cut-off date for PPI mis selling compensation claims first hit the press. However that story has gained...

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06/10/2015

Representing yourself in court – what to do before you go to court

You have the right to represent yourself in court without a solicitor or any other legal professional. In the second of a series of articles...

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05/10/2015

Lack of housing supply shatters home owning dreams of many first time buyers

A recent report focusing on home ownership aspirations revealed that almost half the UK adult population had a long term aspiration to live in a...

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02/10/2015

Financial hardship amongst retirees can be alleviated by Equity Release

Research from a leading insurer has found that millions of pensioners are being forced to ‘go without’ due to financial hardship. The research...

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01/10/2015

Lower Scottish drink drive limit has hardly affected the offending rate

A new legal alcohol limit came into force in December 2014 in Scotland of 50mg in every 100ml of blood and Police Scotland figures for the first...

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30/09/2015

New LPA process increases risk of fraud and abuse

A new Lasting Power of Attorney (LPA) process was introduced in July of this year by the Office of the Public Guardian (OPG). The reason why this...

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29/09/2015

Longer life expectancy needn’t be expensive

New figures show that we’re living longer, indeed in England and Wales life expectancy at birth has increased by three years every decade for the...

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28/09/2015

PPI claims deadline – debate resurfaces

MoneySavingExpert.com and Which wrote a joint letter to the Financial Conduct Authority (FCA) over the summer to express ‘serious concern’ about...

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25/09/2015

Representing yourself in court – deciding to take court action and represent yourself

You have the right to represent yourself in court without a solicitor or any other legal professional. There are of necessity a few exceptions to...

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24/09/2015

The struggle to take the second step on the property ladder

The struggle for first time buyers to take that initial step on to the property ladder has been well documented but those taking the next step are...

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23/09/2015

Lack of retirement homes prompts consideration of Equity Release

A recent research study looking at home ownership aspirations revealed that for older people in the UK (aged 55 and over) the most important...

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22/09/2015

Successful summer crackdown on uninsured and illegal drivers in Wales

Reports from various regions within the UK paint a picture of the problem of uninsured drivers. In West Yorkshire over 13,500 vehicles have been...

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21/09/2015

The Ombudsmen

With the impending launch of the new Consumer Ombudsman Everyday Legal is taking a look at some of the other ombudsmen, operating in a number of...

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18/09/2015

Remortgage activity set to grow in the second half of 2015

As the year goes on there’s been increasing speculation about a possible base rate rise. Indeed Mark Carney recently was quoted as saying that the...

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17/09/2015

1st October deadline for Welsh care costs reclaims

Anyone who believes their own or a family member’s long-term care costs should have been paid by the Welsh NHS for the period...

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08/09/2015

No further provisions at the Co-op bank for PPI mis selling

The bad news stories at the Co-op bank continue. After revelations that it was the only UK lender to fail a stress test by the Bank of England...

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08/09/2015

Infographic: What's in a name?

Recent analysis of car insurance claims has revealed the top 20 names associated with these claims...

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08/09/2015

A Will is essential if you’re relying on an inheritance windfall!

Recent research conducted by LV= found that 35% of working people were relying on receiving an inheritance to pay off their mortgage and other...

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08/09/2015

28% of big five banking staff remain under pressure to mis sell

Reports have emerged from Which? exposing the pressure that bank staff continue to shoulder with 28% of staff saying that they sometimes feel under...

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08/09/2015

Equity Release can help stave off debt in old age

Old Mutual’s Redefining Retirement report is the latest survey to show that old age and retirement, rather than being a time to relax after a...

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08/09/2015

Resolving Equity Release inheritance worries

Recent research has revealed that a third of over 55s now consider their property wealth to be a key part of their retirement planning, however 32%...

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07/09/2015

Rates of dementia in UK older population levelling off

A University of Cambridge study has shown that the proportion of people in the UK with dementia has fallen – a previous study had predicted that...

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04/09/2015

Drugalysers used for the first time in summer drink drive campaigns

It comes round every summer – no not Wimbledon – the summer drink drive campaigns! With longer, lighter nights and better weather...

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03/09/2015

Ilott vs Mitson strengthens the case to make a Will

The recent case Ilott vs Mitson (2015) rather than negating the need for a Will actually provides a strong argument to make a Will. Head of Wills...

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02/09/2015

Property values in England surge leaving the other home nations behind

House prices across the UK have risen by an average £16,000 over the last year with the typical home costing £277,000. In England property prices...

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01/09/2015

Two months in jail for two in fraudulent personal injury claim

Amy Laban, a model and semi-professional footballer for Nottingham Forest and Birmingham City ladies teams and Laura Hazeldine have both been jailed..

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26/08/2015

Equity Release offers solution to older interest only borrowers

Many borrowers in their 50s with interest only mortgages are facing a financial shock when their mortgage reaches the end of its term as they have...

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26/08/2015

Resistance to time limits on mis sold PPI claims from consumer watchdogs

Fears that the report into the mis sold payment protection insurance scandal from the Financial Conduct Authority (FCA) might include a time limit...

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26/08/2015

Rising cost of motor insurance despite Jackson reforms

Esure has announced that its half-year profits have dropped by £14m from £17.1m in the first half of 2014 to £3.3m in the first half of this year...

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26/08/2015

Elderly people with health problems can avoid ‘pay as you die’ schemes for care home fees

Growing numbers of pensioners living in care are opting for deferred payment agreements (DPAs) to pay for their care. DPAs are available to those...

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26/08/2015

The demise of the first time buyer and the rise of the last time buyer

There’s been a changing pattern in the UK housing market in 2015. During the first half of this year more retirement homes were built than in the...

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24/08/2015

Barclay’s profits leap by 25% despite increasing PPI bill

Barclays has reported a 25% rise in statutory pre-tax profits in their interim statement published recently. However the bank also reported that...

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21/08/2015

Pressures on funding care for the elderly increasing

The UK Homecare Association (UKHCA) has called for extra funding from the government to stave off the threat of catastrophic failure in the...

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19/08/2015

New ombudsman to fight for unhappy customers

A new Consumer Ombudsman is being launched to fight for the rights of unhappy customers. The forum will resolve all consumer related retail...

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18/08/2015

Is the record breaking Equity Release lending down to interest only mortgages?

Equity release lending to over 55s hit £384.3m in Quarter 2 2015 – the highest figure since records began. The Equity Release Council has released...

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17/08/2015

Care Home Fees - How We Can Help

Many people presume that if they or a loved one requires full time care then they will have to pay the fees. This is not the case; if you or your...

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13/08/2015

Cohabiting couples without Wills leave partners at risk

Statistics recently released by the Office of National Statistics (ONS) show that the number of people living as part of a cohabiting couple has...

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13/08/2015

One in ten takes selfie whilst behind the wheel

The Institute of Advanced Motorists (IAM) has recently warned that taking a selfie whilst behind the wheel is as dangerous as drink driving...

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12/08/2015

Growth in demand for bridging finance

Quarter 2 2015 saw a significant increase in applications for bridging loans with loans for mortgage delays increasing from 8% in Quarter 1 up to...

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11/08/2015

Everyday Legal: Warning on risks from guarantor loans

Everyday Legal has already covered the issue of loan guarantors - However a warning on the risks from guarantor loans hit the headlines recently so...

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07/08/2015

Continuing Healthcare funding repayment delays continue in Wales

The Chair of the Public Accounts Committee in Wales has called for an update from the Welsh government on its efforts to address the long-standing...

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07/08/2015

Lloyd’s interim results expected to post further £1bn for PPI claims

Lloyds half-time results are expected this week and news has emerged that it is expected to make a further £1bn provision for mis sold payment...

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06/08/2015

Infographic: Taking a staycation? Your consumer rights when travelling in the UK

With the school summer holidays now underway Everyday Legal gives you the low-down on your rights under Consumer Law when travelling and / or...

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05/08/2015

Under 40s face a lifetime of renting

By 2025 more than 50% of those aged under 40 will be living in properties owned by private landlords according to recent figures published by Price...

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05/08/2015

Great prospects for Equity Release – over 55s have £300bn of property wealth

More than £300bn of property wealth is now owned by the over 55s. If those homeowners in England, Scotland and Wales took up the opportunity to relea

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04/08/2015

Care costs cap now delayed until 2020

The cap on care costs, due to be introduced as part of the second phase of the Care Act in April 2016, has been delayed until 2020. The delay came...

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03/08/2015

Beware! Pension scammers are preying on the over 50s!

The alarming news that nearly 200,000 people with an average age of 74 are on a ‘suckers’ list circulated by fraudsters broke this week...

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31/07/2015

Goldsmith Williams launches new company buy-to-let service

As a result of the Chancellor’s recent changes reducing the tax relief of high income private landlords, Goldsmith Williams has launched a new...

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31/07/2015

Is the traffic offence of middle lane hogging finally being taken seriously?

On the spot fines specifically for middle lane hogging were brought in by the government in August 2013 yet it was not until June of this year that...

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29/07/2015

Landmark court case gives reassurance on the control Attorneys can exercise

When setting up a Lasting Power of Attorney (LPA) one area where clients can sometimes have concerns is in giving an Attorney premature control...

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27/07/2015

Apple Pay Launches

The march of progress takes another step this month with the launch of Apple Pay. Everyday Legal looks into this launch to bring you all the...

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24/07/2015

Everyday Legal Update: How to claim compensation for a cancelled or delayed train

Back in March, Everyday Legal gave you all the information you needed on how to claim compensation for a cancelled or delayed train. Since then...

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24/07/2015

Mixed picture in the CML property statistics – with BTL romping ahead

The release of statistics from the Council of Mortgage Lenders (CML) has revealed a picture of mixed fortunes for the different sectors of the...

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24/07/2015

Elderly bed blocking crisis for NHS

There has been a 15% increase in the number of ‘bed days’ lost in the year to March because patients could not be transferred from hospital...

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23/07/2015

Will the Equity Release boom assuage the retirement funding fears of baby boomers?

The major financial concern of baby boomers nearing their retirement is how to fund their current lifestyle through their retirement years...

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22/07/2015

UKAR makes £33 million provision for mis sold PPI

UK Asset Resolution (UKAR), set up after the failure of the lenders Northern Rock and Bradford and Bingley has repaid another £3.7 billion to the...

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21/07/2015

Does the driving test need updating?

The Association of British Insurers (ABI) is calling for the driving test to be modernised so that deaths and injuries in road traffic accidents...

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21/07/2015

Low cost Wills can prove to be very costly indeed!

Many Britons are turning to DIY Wills or using low cost Wills services – a recent case highlights the dangers in this. Head of Wills and Probate...

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17/07/2015

It’s tough climbing every step of the property ladder!

Recent figures released by the Nationwide Building revealed that first time buyers in London face an impossible situation with first time buyer...

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16/07/2015

Infographic: Restaurant Rights

If you booked a table you’ve created a binding contract so if you’ve been double booked or the meal has been cancelled by the restaurant you can...

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16/07/2015

Next generation of retirees expect to be worse off

Recent research has revealed that the next generation of retirees expect to be worse off in retirement when compared with those retiring this...

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15/07/2015

Claim back ALL your PPI

Payment protection insurance is now recognised as the biggest mis selling scandal of all time with approximately 34 million policies sold by...

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14/07/2015

Spending on elderly care falling whilst most are unaware of CHC funding

Recent research has shown that spending on care in the UK has fallen by a fifth during the last ten years. This comes at a time when the UK...

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14/07/2015

Increase in hit and run accidents

New figures from the Motor Insurers’ Bureau (MIB) show that the number of claims where the driver did not stop has gone up in the last year...

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13/07/2015

Unintended consequences of PPI mis selling scandal

The PPI mis selling scandal has dominated the news over recent years and the total cost of bank redress has now reached £26bn. The number of people...

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10/07/2015

Is later life lending here to stay?

Head of Property Lynne McCaffrey reviews the housing market in this time of unprecedented change...

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09/07/2015

Older borrowers need LPAs

One of the debates to emerge in the aftermath of the Mortgage Market Review (MMR) has been how to address the demands for mortgages on into later...

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08/07/2015

Older homeowners turning to Equity Release to pay off interest only loans

According to recent research the number of homeowners using Equity Release to pay down an interest-only mortgage has tripled year on year since...

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07/07/2015

Care Home Fees scammers helped by ignorance

Scam Awareness month saw the exposure of a con involving vulnerable people who are being preyed on by scammers. The scammers purport to work for...

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06/07/2015

Could this be the end of drunken driving?

The prospect of an end to drunken driving in the next five years has been raised by the latest technological breakthrough in the US. The new...

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03/07/2015

Lloyds to return to private ownership within 12 months

The government is planning to sell off billions of pounds worth of shares in Lloyds Bank to retail investors, aiming to return Lloyds to private...

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02/07/2015

Trading Standards

Everyday Legal gives you the low-down on Trading Standards – how they can help consumers, what kind of problems they help with and how you’d go...

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02/07/2015

Dying without a will significantly increases the risk of family feuds

Figures suggest that more than a million Brits have had a family feud after a relative died without making a Will. Of these nearly one in five...

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30/06/2015

Mixed picture of the plight of first-time buyers

Recent media coverage is giving a mixed picture of first-time buyers. On the one hand there are reports of research showing that first-time buyers...

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29/06/2015

Before you need a Care Home you’ll need an LPA!

Often people move into residential care due to developing dementia or Alzheimer’s resulting in a loss of capacity...

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26/06/2015

Equity Release helps allay older homeowner maintenance fears

21% of homeowners aged 60 and over are concerned about the costs of maintaining their property as they get older...

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25/06/2015

Soaring speeding convictions

Official figures released from the Ministry of Justice show soaring speeding convictions. The statistics, covering England and Wales show that...

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22/06/2015

New rules to help broadband subscribers leave slow providers

Ofcom (the broadband industry’s watchdog) has announced new rules to help subscribers to leave providers whose broadband speeds are too slow...

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19/06/2015

Everyday Legal: Dehydrated Driving!

Dehydrated driving is as dangerous as drink driving, scientists from Loughborough University tested drivers who had drunk just 25ml of water an hour..

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18/06/2015

Dehydrated Driving Video

Dehydrated driving is as dangerous as drink driving, scientists from Loughborough University tested drivers who had drunk just 25ml of water an hour..

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18/06/2015

Infographic: Japanese Knotweed

Warning all property owners - Do not ignore Japanese Knotweed...

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18/06/2015

Infographic: 7 things we’ve learned about FTBs in 2015

Almost half of parents in Britain think the only way their children will be able to buy their first home is with an inheritance from them.

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18/06/2015

Landlords still failing to protect tenancy deposits

The new Deregulation Act means that tenancy deposits received before 6th April 2007 where the tenancy was renewed on a periodic basis after that...

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18/06/2015

Banks PPI compensation loophole can be closed!

Banks have been claiming that customers have been sold the wrong type of PPI rather than mis sold PPI altogether as a means to cut hundreds...

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17/06/2015

Imbalance in Care Home provision hits the north and Greater London

Data collected from the Care Quality Commission (CQC) has revealed that there are more care home beds being created in the south than the north...

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16/06/2015

Avoiding Identity Theft

New figures released recently suggest that identity theft has risen by nearly a third in the UK with criminals increasingly using internet forums...

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16/06/2015

93% unprepared for retirement

Recent research has revealed that virtually the whole of the UK population (93%) are unprepared for retirement yet many have expectations...

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15/06/2015

Last time buyers stuck in unsuitable properties or relying on the Bank of Son or Daughter

Current pressures in the housing market are being affected by two trends impacting on older homeowners...

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12/06/2015

LPAs increasingly taken up

Applications for a Lasting Power of Attorney (LPA) are projected to rise to 330,000 during 2015 compared to just 80,000 a year when they were...

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11/06/2015

Will self-drive cars mean an end to car accidents?

Vehicle safety experts at Thatcham Research Centre have recently reported a 45 percent drop in insurance claims in cars fitted with auto emergency...

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10/06/2015

FCA fine of £117m for Lloyds failures in handling PPI complaints

Just weeks after shares in Lloyds leapt in value after a positive set of results the bank is once again in the news – this time however the shock...

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08/06/2015

Will you protect your children?

Recent research conducted by Which revealed that 75% of parents with children under 10 haven’t made a Will...

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08/06/2015

Is this an Alzheimer’s breakthrough?

American research, using mice, has revealed a possible cause of Alzheimer’s disease. The research showed that in those mice with the Alzheimer’s...

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05/06/2015

Why are those recently retired working part time?

Research has recently revealed that 66% of adults aged 65-74 want to work in their retirement and to have at least part-time hours of work...

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03/06/2015

Government plans introduction of landlord licensing for private landlords

The government has this week made the surprising announcement that it is planning mandatory licencing for all landlords...

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03/06/2015

Will you learn from Rik Mayall’s intestacy?

Rik Mayall the comedian and actor died unexpectedly in June 2014 and it has recently been reported that he died intestate – that is he did not make...

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01/06/2015

Alternative Dispute Resolution (ADR)

ADRs are used when you have a dispute over the supply of goods and services and you want to avoid taking court action...

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29/05/2015

Is the housing shortage caused by shrinking households?

The papers and TV news regularly feature reports on the lack of housing particularly noting the plight of first-time-buyers struggling to get onto...

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29/05/2015

Elderly carers could be helped by CCG funding

During the last decade the number of elderly people caring for a family member has doubled according to a report from Age UK and Carers UK...

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27/05/2015

Red faces at RBS as its results are in the red again

The Royal Bank of Scotland (RBS) made a quarterly loss of £446m and has set aside another £856m to cover both legal costs and fines...

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26/05/2015

Is it time to call time on drink driving?

Following the introduction of a lower drink driving limit in Scotland and reports that prosecutions for drink driving have fallen by a third since...

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22/05/2015

Indebted older homeowners are turning to Equity Release

A recent survey has shown that retired homeowners are turning to the equity tied up in their homes to clear their other debts including loans...

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21/05/2015

Residential care due to a primary health need CCG funded

Millions of people who have saved hard for a comfortable retirement fear they will no longer be able to apply for council-run schemes that allow...

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20/05/2015

Is time running out to claim for mis sold PPI?

The latest data from the Financial Ombudsman Service (FOS) shows falling numbers of complaints for mis sold payment protection insurance...

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19/05/2015

Infographic: Over 55’s finances - the vital statistics

Over 55s should be actively planning for their retirement and these statistics show many are taking steps to do this, increasing savings and...

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19/05/2015

Infographic: New Law proposes to give powers to the relatives of missing people

A new law is proposed which would allow relatives to take charge of a missing family member’s property and financial affairs...

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18/05/2015

Mis selling bill for big banks gets bigger!

The analysts Standard & Poors estimate that the UK big four banks – Barclays, HSBC, the Royal Bank of Scotland and Lloyds Banking Group...

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18/05/2015

Infographic: Faulty Goods

Faulty Goods: The Sale of Goods Act 1979 outlines your rights to a refund if something you’ve bought goes wrong...

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15/05/2015

Drop in Fixed Penalty Notices for drivers on the phone

Recently released police figures suggest that the number of drivers given penalty points for using their phone whilst they were driving fell by...

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15/05/2015

Consumer Protection for tailor-made holidays booked online

There are changes in the pipeline for holidaymakers putting together tailor-made trips online. European Legislators have reached an agreement...

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14/05/2015

Buy-to-Let Best Practice statement will provide clarity on BTL lender operations

The Council of Mortgage Lenders has published a statement of best practice, intended to direct buy-to-let loans for business purposes to ensure...

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12/05/2015

Everyday Legal Update: Parking Ticket Legal Challenge to go to Supreme Court

Everyday Legal reported on the case of Barry Beavis who took ParkingEye the car park operator to court over the parking charges they had imposed...

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07/05/2015

Scottish Drink Driving Law damaging economy

A new drink driving law that came into force in Scotland in December 2014 reduced the legal alcohol limit for Scottish motorists from 80mg to 50mg...

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07/05/2015

Record Quarter 1 for Equity Release!

Total lending through equity release in the first quarter of 2015 was £325.7m representing a 3% increase year on year, meanwhile there were...

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07/05/2015

Care Home fees scare stories – time for transparency

A recent case where a pensioner is to be forced to sell the home she shared with her 100 year old mother to pay for her mother’s care has made...

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06/05/2015

Buy-to-Let booming!

The Bank of England Trends in Lending report for April has just been published, showing the continuing growth in the sector during 2015...

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05/05/2015

Beware – unregulated Wills and Probate providers targeting vulnerable elderly people!

Statistics released at the start of 2015 by the Law Society revealed that, in 2014, 73% of 16-54 year olds did not have a Will in place...

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01/05/2015

PPI mis selling – the scandal that’s not going away

In a month where the FCA fined Clydesdale Bank £20.6m for serious failings in the way it handled complaints regarding mis sold payment protection...

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01/05/2015

Is drug driving more acceptable than drink driving?

A government study has found than drug drivers believe that it is more acceptable to drive whilst under the influence of drugs than drink...

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29/04/2015

Judicial Review could open floodgates for SWAPs mis selling compensation

The controversial FCA (Financial Conduct Authority) and high street banks £1.8bn compensation scheme to compensate those who were mis sold...

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28/04/2015

Expert warns the costs of care could still spiral despite reform

The implementation of the changes to long-term care in the UK is now beginning. The changes to the ‘universal deferred payment scheme’ that allows...

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28/04/2015

Infographic: Preventing Dementia

One in six people over the age of 80 have dementia and despite recent reports that US researchers have found a possible cause there is no cure...

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28/04/2015

Couples struggling to divorce due to joint mortgages

The Debt Advisory Centre has recently published research which showed that two-thirds of couples felt unable to ‘break free’ from a partner because...

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27/04/2015

Pension freedoms and fund shortfalls will increase take up of Equity Release

Barely a week after the new pension freedoms came into effect there’s already new research to show that Equity Release will have a major role...

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24/04/2015

Everyday Legal: Top Tips for Selling your Property this Spring!

Many people put their houses up for sale in Spring – follow these top tips to secure a quick sale...

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24/04/2015

Top Tips for Selling your Property this Spring!

Many people put their houses up for sale in Spring – follow these top tips to secure a quick sale...

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24/04/2015

Ageing population will increase take up of Lasting Powers of Attorney

One of the implications of our ageing population is that the numbers of people experiencing conditions such as dementia will increase...

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23/04/2015

Goldsmith Williams joins Foundation Home Loans legal panel

Foundation Home Loans the new buy-to-let lender that launched in February has appointed Goldsmith Williams to its legal panel...

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22/04/2015

Consumer Rights Act 2015

The Consumer Rights Act received Royal Assent in Parliament on 26th March 2015 and will come into force on 1st October 2015...

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22/04/2015

Ground-breaking US research shows whiplash patients have different symptoms

Recently published research from the US has shown that about twenty five percent of those who experience whiplash injuries will have have pain...

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22/04/2015

Costs of UK Bank Scandal hit £39bn

A report published by the auditing firm KPMG has recently revealed that a number of Britain’s biggest banks have collectively seen a bill of £39bn...

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21/04/2015

Under 50s will own fewer homes over their lifetime than their parents

The property market-place is changing fundamentally. Recent research has revealed that rising house prices and more strict lending criteria...

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21/04/2015

Everyday Legal: The Court of Protection

The new Court of Protection was created under the Mental Capacity Act 2005. It has jurisdiction over people who lack the mental capacity to...

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21/04/2015

The Court of Protection

The new Court of Protection was created under the Mental Capacity Act 2005. It has jurisdiction over people who lack the mental capacity...

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21/04/2015

Funding for residential care due to a primary health need isn’t means tested

Recent reports reveal that property wealth amongst retired homeowners has hit an all-time high of £861bn with the average over 65 year old earning...

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16/04/2015

Haves and Have-Nots both see the benefit of Equity Release

Research has shown two sharply contrasting pictures of older Britain. One the one hand there are the wealthy over 55s with houses valued at...

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15/04/2015

Disputes with Neighbours - damage to property and boundary disputes

Neighbours, everybody needs good neighbours – so the theme song goes… But, what if you haven’t got good neighbours and you have problems...

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15/04/2015

Infographic: The Six Signs of Dementia

Dementia is a condition that usually occurs in older people (as the risk of developing dementia increases with age) and it is a group of...

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10/04/2015

PPI remains the most complained about financial product

Although when the data for complaints about banking products in the second half of 2014 was analysed it showed a reduction in complaints...

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10/04/2015

How does Chancellor announcement on NHS funding affect Continuing Healthcare Funding?

In the recent budget the Chancellor of the Exchequer, George Osborne confirmed a real terms increase in NHS funding for 2015-2016...

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08/04/2015

Equity Release steps in when other pension savings run out

In the last few days before the new pension freedoms take effect Richard Espley, Head of Equity Release considers the changing pension...

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07/04/2015

Landlords required to install smoke alarms from October 2015

Following a change in the law landlords will be required to install working smoke alarms and carbon monoxide alarms in all rented homes...

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01/04/2015

Drink driving convictions for women nearly double

The percentage of drink driving convictions for women has nearly doubled – from nine percent in 1998 to seventeen percent...

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30/03/2015

Is this the next PPI mis selling scandal?

The Information Commissioner has sounded a warning that pension scams could be the ‘next PPI’, anticipating that rogue firms will be looking...

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27/03/2015

Over 90% of life insurance policies could count towards IHT limits

Analysis conducted by Legal & General has revealed that less than 10% of customers are putting their life cover policies into trust and so over...

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26/03/2015

Equity Release increasing in popularity amongst under 65s

The recently published Equity Release Market Report highlighted that the 55 – 64 year olds share of the market had increased to 20% in the...

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25/03/2015

Warnings about state-funded care for the elderly

Social services leaders are warning of a funding gap reaching £7bn a year by the end of the next parliament. Budgets for Adult Social Care have...

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25/03/2015

Asking price hike will hit first time buyers

Average property asking prices have, once again, almost reached their all-time high of £281,782 set in June 2014...

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24/03/2015

Whiplash injury has far reaching consequences for teen

Whiplash often comes in for hostile comments from the media, being seen as a trivial injury which people make a claim on, solely for...

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23/03/2015

Infographic: Drawing up a Digital Legacy

Eight out of ten bereaved people report difficulties managing a loved one’s online accounts after their death. Follow these steps to leave...

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20/03/2015

Are banking bosses finally to be held accountable for PPI mis selling scandal?

Earlier this week the Financial Conduct Authority published details of its ‘senior managers regime’ which will come into force in 2016...

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20/03/2015

Everyday Legal: Better support from Banks for customers with serious illness

When you’re ill you’ve got enough to deal with just getting better so you don’t need problems with your bank to jeopardise your recovery...

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19/03/2015

Better support from Banks for customers with serious illness

When you’re ill you’ve got enough to deal with just getting better so you don’t need problems with your bank to jeopardise your recovery...

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19/03/2015

Equity Release flexibility can bolster inadequate retirement income

In a week when the International Longevity Centre-UK has published a report revealing that 1.1million people approaching retirement will not be...

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19/03/2015

How to claim compensation for a cancelled or delayed train

There’s nothing more frustrating than sitting on a train going nowhere. But where do you stand if your train is delayed or even cancelled and you...

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18/03/2015

Mobile driving offences rising whilst prosecutions falling

Every day an estimated 500,000 motorists break the law by using their mobile phone whilst driving. Those caught will receive a £100 fine...

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17/03/2015

PPI mis selling compensation delays are trapping families in debt

Over the last year around 100,000 people have up either an individual voluntary arrangement (IVA), a debt relief order (DRO) or declared themselves...

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13/03/2015

Funding is not just a problem in social care for the elderly

It has recently emerged that less than 15% of councils paid the recommended hourly rate for home care in 2014...

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12/03/2015

Millions of retirees with outstanding debts could benefit from Equity Release

Much of the media’s coverage around the up-coming pension changes has centred on the expected rise of the grand-lords, older people who...

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11/03/2015

£24.4bn PPI mis-selling bill for big 5 with no end to claims in sight

The consumer group Which? has recently announced that the bill for mis sold Payment Protection Insurance (PPI) for the big five UK banks...

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09/03/2015

Buffering Broadband?

Buffering broadband: How to get it up to speed...

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06/03/2015

Everyday Legal: Buffering Broadband?

Buffering broadband: How to get it up to speed...

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06/03/2015

Time running out for first-time buyers to get on the property ladder

From April 2015 retirees will be able to drawdown their pension as a lump sum to use for whatever they wish...

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06/03/2015

Check your prescriptions before driving

New drug driving rules came into effect on Monday March 2nd 2015...

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06/03/2015

Breaking News: Parking fine appeal case could put pounds in your pocket

Everyday Legal is keeping an eagle eye on a court case that could put pounds in your pocket. The case concerns Barry Beavis from Chelmsford who...

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06/03/2015

UK set to become world leader in dementia research

With approximately 850,000 people currently living with dementia in the UK the government has recently announced an investment of more than...

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04/03/2015

£11,200 annual retirement income needed – more may turn to Equity Release

Recently published figures from the Office for National Statistics show that the average annual cost of living in retirement in 2015 has increased...

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03/03/2015

Time is running out on landlord tax breaks

Rental reforms mean that landlords have until April 2018 to make home improvements before new energy efficiency rules come into force...

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27/02/2015

Spring D-I-Y projects shouldn’t include your Will

Spring is traditionally the time for D-I-Y but that shouldn’t include a D-I-Y Will. It’s tempting to have a go at making a Will yourself...

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26/02/2015

Serious injuries and deaths from drink-driving road accidents remain stubbornly high

Recently published Department for Transport (DfT) figures show that the number of people seriously injured in drink-drive accidents fell...

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25/02/2015

Lloyds news of dividend payments masks the real story of nearly £12billion in mis sold PPI compensation

Lloyds Bank is expected to announce that it will re-start dividend payments when it delivers its annual results on February 27th and the...

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20/02/2015

Rents increase but when can a landlord up the rent

The average UK rent is now £836 a month, according to the latest figures from Countrywide for the first month of the new year.

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19/02/2015

Bridging the gap when buying property at auction

With news from Auction Finance revealing a significant uplift in the number of people buying property at auctions, Head of Property Lynne McCaffrey...

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11/02/2015

Consumer rights: Car repairs

Certain jobs have certain reputations. Solicitors, for example, are often stereotyped as ‘stuffy’, ‘boring’ and ‘old fashioned’. Another profession...

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11/02/2015

L&G entry to Equity Release market welcomed

With 2015 opening to regular media reports of the expected growth in the Equity Release market it’s perhaps no surprise that Legal & General is to...

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11/02/2015

A fifth will retire in debt this year

Nearly one in five people (19%) set to retire this year will do so in debt with more than two fifths (43%) still owing on their mortgage...

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10/02/2015

“Unacceptable exploitation” of care home residents must stop

From April care homes will no longer be able to charge residents and their families top up fees and surcharges without a legal agreement signed by...

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09/02/2015

Employment rights: Shared parental leave

From April 2015, the laws surrounding parental leave are changing to allow fathers almost the same rights as mothers by sharing parental leave...

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06/02/2015

Deadline announced for interest rate swap cases

Businesses mis sold an interest rate swap only have until 31 March 2015 to join the Financial Conduct Authority’s (FCA) Interest Rate Hedging...

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06/02/2015

Is your holiday ATOL protected?

There aren’t many things more exciting than going on holiday especially when you’ve bagged a bargain. But if your holiday is not ATOL protected...

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05/02/2015

Everyday Legal: Is your holiday ATOL protected?

There aren’t many things more exciting than going on holiday especially when you’ve bagged a bargain. But if your holiday is not ATOL protected...

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05/02/2015

The real victims of PPI mis selling?

Payment protection insurance was mis sold to millions of unsuspecting customers. Whilst there is no excusing this behaviour which has so far...

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04/02/2015

Stamp duty changes cause stampede in property enquiries and sales

The number of property enquiries is at a 10-year high with many citing the Stamp Duty reforms as the primary contributing factor behind the surge...

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04/02/2015

Wills What Ifs: My circumstances keep changing so why make a Will now?

On this rollercoaster called life there never seems to be a right time to make a Will. The thing is we never know what’s around the corner so it’s...

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02/02/2015

More homeowners realising the benefits of equity release

Equity release lending is at its highest ever levels since records began as more homeowners are unlocking some of the value in their home...

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26/01/2015

Retirees to run out of cash by age 75

Pensioners withdrawing £3000 a year from the age of 65 would run out of savings by the time they turned 75 years old, according to latest research...

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23/01/2015

Quality of service still important in delivery of consumer demand for online conveyancing

40% of consumers are demanding online access to conveyancing services according to a recent study by YouGov. The survey investigated the consumer...

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23/01/2015

Care home fees are not based on personal wealth

One of the best things about living in the UK is our National Health Service, providing us with free health care regardless of our personal wealth...

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23/01/2015

Top 5 PPI mis selling techniques

Payment protection insurance was mis sold by banks and lenders to customers taking out a loan, credit card or mortgage. Here's the most common ways...

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22/01/2015

Could higher fines reduce road traffic accidents?

As insurance premiums start to creep up again, this time due to cheaper petrol prices, personal injury solicitor, Kevin Smith, fears this could...

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22/01/2015

Growing families choosing to remortgage than buy

Over half of UK homeowners plan to carry out some form of home improvements this year, with 12 per cent planning on creating more useable space...

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21/01/2015

Could a lack of financial safeguards means care home residents are held to ransom?

Patients could be forced to pay escalating care home fees or risk having to move to a cheaper home after one resident saw her fees increase by...

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21/01/2015

Carefully select your law firm partner for Equity Release growth in 2015

As 2015 begins there are numerous media reports that this will be a year of further success for Equity Release with predictions that growth in this...

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19/01/2015

Petrol price drop latest scapegoat for insurance hikes

The war between insurers and the personal injury industry has been far from a silent affair. Insurers have been more than vocal when it comes to...

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16/01/2015

PPI mis selling scandal is not going away, says Financial Ombudsman

The scale of the PPI mis selling scandal is so extensive it will be years before it is over, believes the Chief Financial Ombudsman Caroline Wayman.

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15/01/2015

Help to buy? That’s a personal shopping service for over 60s, isn’t it?

Almost half of first time buyers are unaware about the government’s Help to Buy scheme, according to new research. As a result many are still...

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15/01/2015

Why January is a great time to make a Will

It sounds a little bit morbid, starting the New Year by making a Will, but January really is a good time to get all your affairs in order as Linda...

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14/01/2015

Top tips for driving in the rain

Stay safe and avoid a road traffic accident with these top tips for driving in the rain

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13/01/2015

Protect your purchases with Section 75

If you make a single purchase on your credit card of £100 to £30,000 your credit card company must protect this transaction under the Consumer...

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13/01/2015

174,000 people could qualify for funded care

Regarded as one of the state’s best kept secrets, new figures have shown that 174,000 people are currently paying care home fees when in fact...

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12/01/2015

Clearing debts with pension could cause long term problems

There are fears that many retirees could leave themselves financially short by using the majority of their pension to pay off existing debts.

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12/01/2015

Make it your NY Resolution to get back what you’re owed

We’re all feeling the pinch after the festive period. However did you know there’s a good chance that you could still be owed hundreds or even...

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08/01/2015

Is 2015 the year of the base rate rise?

The Bank of England base rate could rise by 1.5 per cent over the course of 2015, Founder and CEO of eMoov.co.uk, Russell Quirk, has predicted.

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07/01/2015

New Year, same old campaign against landlords

Returning from his Christmas break, Head of GW LET Rob Denman was up and raring to go. But after reading the latest onslaught of landlords, forget...

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07/01/2015

Top 5 New Year’s Financial Resolutions

January is a time for organisation, for taking charge of your life and making some changes, from the traditional New Year resolutions of stopping...

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06/01/2015

The responsibilities of a loan guarantor

If you've been asked to be a loan guarantor make sure you're fully aware of what you're signing up for & what your legal & financial obligations are..

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05/01/2015

Everyday Legal: The responsibilities of being a loan guarantor

If you've been asked to be a loan guarantor make sure you're fully aware of what you're signing up for & what your legal & financial obligations are..

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05/01/2015

Christmas comes early for first time buyers

100,000 first time buyers will be offered a 20 per cent discount on their first property purchase under a new scheme announced by David Cameron.

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22/12/2014

Clydesdale forced to reopen rejected PPI claims

Clydesdale customers are facing up to a four month delay before receiving a response to their PPI claim, following an investigation by the...

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22/12/2014

Accident and Treemergency - Common Accidents at Christmas

Stay safe this Christmas and avoid these most common Christmas accidents

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19/12/2014

When Santa gets it wrong: Returning unwanted gifts

As good as he is (and as good as you may have been!) sometimes Santa doesn’t bring you the gift you wanted or even needed. When this happens you...

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16/12/2014

Common sense prevails as MPs call for more data on so-called revenge eviction

A private member’s bill which would deny landlords the ability to regain possession of their property for six months after receiving a notice from...

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16/12/2014

VIDEO: Making sense of Stamp Duty charges

This video helps you calculate how much Stamp Duty you will have to pay when you buy a property following the new charges highlighted in the Autumn...

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11/12/2014

RBS attempts to minimise swap compensation payouts

Royal Bank of Scotland is trying to reduce the amount of compensation paid out on mis sold interest rate swap claims by ‘browbeating’ the...

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05/12/2014

Don’t let properties be lonely this Christmas

Christmas, it’s a time for families so there’s a good chance that your tenants will be heading to their childhood homes during the festive period...

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05/12/2014

Funds to protect homes come flooding in?

The Treasury has announced a £2.3bn investment in flood defence projects which aims to protect 300,000 homes in England...

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03/12/2014

How to claim for pothole damage

The Highways Agency and local authorities have an obligation to maintain our roads. This means if your vehicle is damaged because of a defective...

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02/12/2014

Devalue It Yourself: Poor DIY reduces property’s value

Poorly executed home improvements could significantly reduce the value of your home, according to a new survey conducted by TrustMark...

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02/12/2014

Is your rental property damp free?

As the weather takes a turn for the worse we are starting to see an increase in the number of properties suffering from damp.

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02/12/2014

Are older motorists a risk on the roads?

A fifth of motorists over the age of 50 believe they would fail their driving tests if they were made to take it again, according to latest...

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02/12/2014

Lasting Powers of Attorney essential for Equity Release clients in failing health

Reports of recent research conducted by LV= have shown that 48% of all equity release customers took their plan because of a need to renovate...

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01/12/2014

The Goldsmith Williams Mobile App

Get the most of the Goldsmith Williams Mobile App - available on iPhone and Android. Download now to receive real time updates about your case...

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28/11/2014

HELP! I’m buying a house

Buying a house may be one of the most stressful things we do but it’s also one of the most exciting. With the help of this video and over 30 years...

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27/11/2014

Are banks trying to send a message to potential GRG claimants?

News that RBS has cancelled Lawrence Tomlinson’s, author of the damning Tomlinson Report which alleged the bank had deliberately placed businesses...

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27/11/2014

Panorama shines a light on GRG

This week’s Panorama programme – Did the banks wreck my business – has finally shone a much needed spotlight on business support units (BSU) and...

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26/11/2014

VIDEO: How to claim for a failed delivery

Waiting in for a scheduled delivery is frustrating but when it doesn't turn up, that's just not good enough. This video explains how...

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25/11/2014

Is Lloyds guilt tripping potential PPI clients?

News that Lloyds Banking Group is to axe 9000 job in order to pay its £11.3 billion payment protection insurance bill undoubtedly demonstrates...

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24/11/2014

How to claim for a failed delivery

Scheduled delivery a no show? Don't take it lying down. You could claim compensation if...

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24/11/2014

Employment rights: Zero-hour contracts

Zero-hour contracts have been in the news a lot recently with Labour leader Ed Miliband publically slamming retailer Sports Direct by branding it...

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23/11/2014

Reduce road accidents! Make rural driving compulsory

High speed rural roads should be incorporated into the driving test as it could help reduce the number of car accidents and fatalities, believes...

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21/11/2014

It’s not too late to support Will Aid 2014

There’s just over a week to go until we enter December. While this, for many, marks the start of the festive period, it also signifies the end...

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21/11/2014

What’s next? All tenants to live rent free?!

It takes quite a bit to rattle our Rob but the proposal from Liberal Democrat MP Sarah Teather has certainly got under his skin:

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20/11/2014

Conveyancing costs: Let’s break it down

Buying a property is an expensive business but what does the money go on? We’re here to show you what you’re paying for and why.

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19/11/2014

How to appeal an unfair parking ticket

Getting a parking ticket is frustrating at the best of times but when you are penalised unfairly, well then that is something to get annoyed about...

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18/11/2014

High street lenders expected to join equity release market

At least three high street lenders will join the equity release market within the next 12-18 months, predicts Nigel Waterson, the Equity Release...

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14/11/2014

Estranged daughter fails to claim on mother’s estate

A woman who formally disowned her mother has forfeited her right to make a claim on her estate, the England and Wales High Court has ruled.

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14/11/2014

Property surveys: Looks can be deceiving

Buying a property is an expensive business. As well as the ongoing financial commitments, there are a number of associated costs before the...

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13/11/2014

Are people still banging on about PPI?

Yes because banks are still finding ways to deny customers money that’s rightly theirs! So don’t blame the companies that are trying to help...

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13/11/2014

The power of advertising: Ad causes 500 road accidents in a day

A Russian advertising campaign is alleged to have caused over 500 road traffic accidents in a day.

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13/11/2014

Postage Rights

Free advice on what to do if your Christmas presents get lost, damaged or delayed by Royal Mail and how to make a claim...

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11/11/2014

Landlord, it’s cold inside!

As temperatures dip, we begin to find ourselves reaching for the thermostat. However 80 per cent of UK tenants are concerned about turning up the...

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11/11/2014

State pension allowance: Will you get the full whack?

From April 2016 a flat rate State Pension of £155 will launch. In order to receive this full amount you will need to have had made at least...

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10/11/2014

Motorists call for stronger penalties for mobile users

Over half of UK motorists believe the penalty for using a mobile phone whilst driving should be more severe, according to a recent survey by...

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07/11/2014

Proudly supporting Will Aid

Goldsmith Williams is proud to once again pledge its support for Will Aid for the fourth consecutive year.

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07/11/2014

Evictions down so why is Shelter criticising landlords again?

There’s no denying that Shelter has been one of landlords biggest critics, accusing them of unfairly evicting tenants in so called revenge...

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06/11/2014

Government inherits £8m for people dying without a Will

Hands up who would knowingly leave their estate and assets to the government? Not many we’re sure and yet in 2013 the government received £8m...

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06/11/2014

Avoid housing horrors

Moving house is regarded as one of the most stressful things we do in our lives. However our top tips can help minimise the hair pulling...

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06/11/2014

No escape for banks withholding PPI payouts

Banks have had to add a further £1bn to the payment protection insurance provision pot, taking the currently total to £22bn and making it the most...

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06/11/2014

Your legal rights: Buying a used car

With around 6 million second hand cars sold every years it’s safe to say used cars are big business. So if you’re buying a used car it’s essential...

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06/11/2014

Properties that go bump in the night

It’s Halloween but for one in seven people in the UK believe their home is haunted it isn’t just today when they have experienced an unworldly...

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31/10/2014

Don't let your home be an easy target this winter

Burglars are not afraid of the dark; house burglaries increase 12 per cent in winter months. Here's our top tips to help minimise the risk of burglary

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30/10/2014

Reclaim money from Christmas past

With only eight Sunday’s left until Christmas 2014 many people are understandably starting to turn their attention towards the festive period...

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30/10/2014

Be prepared: How better planning protects loved ones

Around £175 million is being lost every year in unclaimed or unfound assets, according to latest research from willsandassets.co.uk.

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30/10/2014

New fast-track eviction process launched but will it really help landlords?

After all the new rules and regulations recently imposed on landlords in an attempt to rid the private rental market of bad practice, attention...

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29/10/2014

12% of retirees plan to cash in pension

From April 2015, retirees have the freedom to withdraw all their savings out of their pension. However there are concerns that in doing so many...

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29/10/2014

How to reclaim PPI at the busiest time of year

Life’s busy at the best of time but things can get crazy in the lead up to Christmas. Evenings draw in earlier and earlier, mornings arrive later...

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27/10/2014

Older homeowners have a ‘growing pool of equity’

Rising property values in some parts of the country means that older homeowners have an increasing amount of equity tied up in their home...

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27/10/2014

Top tips for selling your home in winter

Selling a property can be difficult at any time of the year but with the nights getting darker it can be increasingly trickier to present your...

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24/10/2014

Top tips for selling your home in autumn

Selling a property can be difficult at any time of the year but with the nights getting darker it can be increasingly trickier to present your...

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24/10/2014

Fraudulent tenant highlights definite flaw in eviction process

Landlords need to be vigilant during the vetting process of tenants after a recent case saw a tenant supply falsified references and pay slips...

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23/10/2014

Beware of part worn tyres

It’s an age old adage – if something seems too good to be true, it usually is! However when this is concerning something as important as the...

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23/10/2014

Drivers at risk after unknowingly buying part worn tyres

It’s an age old adage – if something seems too good to be true, it usually is! However when this is concerning something as important as the...

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23/10/2014

Council Tax Refunds

Your council tax pays for a whole host of local services from the police and fire services to libraries, leisure and recreation to rubbish...

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23/10/2014

Winter proof your car

With the weather taking a turn for the worst it might be time to fit winter tyres to your car to help a road accident...

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09/10/2014

Are lenders banking on homeowner’s inaction?

With news that Santander has introduced new rates for existing mortgage customers, it would appear lenders are trying to encourage homeowners to...

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09/10/2014

Energy Bill Refunds

The big six energy companies have withheld up to £400million in overpaid gas and electricity bills with an estimated three million households owed...

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08/10/2014

Your right to flexible working hours

There’s been a lot in the news recently about flexible working hours so we thought, to make it easy for you, we’d explain what this latest...

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07/10/2014

Compulsory redress scheme for all letting agents

As of 1st October 2014 letting agents and property management agents must become a member of an approved redress scheme.

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07/10/2014

Let’s talk about boundaries

Not the relationship kind but property boundaries! We get asked a lot of questions on this subject such as whose responsibility is it to maintain...

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06/10/2014

Noisy neighbours

The famous Night & Day gig venue in Manchester could have its licence revoked following noise complaints from residents.

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05/10/2014

What can you get with 10MB

Under new EU rules there are now caps on data roaming charges. This means using 1MB of data will cost you no more than 16p. So that got us thinking...

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04/10/2014

Consumer rights: Roaming charges

Summer holidays are wonderful but nowadays you may not just have the holiday blues to deal with when you return but a whopping great phone bill too...

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04/10/2014

£23k average withdrawal from the bank of mum and dad

Parents are, on average, giving their children £23k towards a deposit for their own home, according to new research by charity, Shelter.

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03/10/2014

Property sacrifices

Getting on the property ladder has never been easy. It takes compromise and sacrifice. However there are some things wannabe homeowners are more...

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02/10/2014

PPI mis selling far from being put to bed

Payment protection insurance claims may have dipped in the first six months of the year but complaints made against HBOS have risen by 46 per cent...

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02/10/2014

Third of Brits snap selfie while driving

A survey by car manufacturer Ford has revealed that 33 per cent of young British drivers have taken a selfie whilst behind the wheel, despite...

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02/10/2014

Over a quarter of landlords victims of tenant damage

More than 400,000 landlords have had their property damaged by a tenant in the last 12 months, according to new figures from the National Landlord...

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02/10/2014

What if… I have young children

In our second article of our What if… series we look at people with young children and what would happen and who would look after them should...

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01/10/2014

5/1: Odds increase in landlords favour

The demand and supply scales in the rental property market have tipped further in landlord’s favour, according to latest figures from Countrywide...

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26/09/2014

£136.5bn of property equity to be released in next five years

Approximately 12 per cent of retirees are planning to downsize their property in the next five years, according to new research by MGM Advantage.

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26/09/2014

Time will tell: Will Apple Watch increase road traffic accidents?

There are growing concerns that Apple’s new smart watch could distract drivers and cause more road traffic accidents.

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25/09/2014

FOS receives 5000 PPI complaints a week

Complaints surrounding mis sold payment protection insurance may have dipped during 2014 but they remain at a ‘significant level’ according to the...

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25/09/2014

Remortgagers can’t be bothered with the hassle

The number of remortgage loans taken out in August 2014 has declined by 1 per cent compared to the previous month and by 8 per cent year-on-year...

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24/09/2014

Full nest syndrome: ‘Grown Up’ children remaining or returning to family home

3.3million under 34-year-olds have either returned home after moving away or never moved out in the first place, according to new research.

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22/09/2014

Children and unmarried partners still vulnerable despite intestacy changes

The rules surrounding estate administration for someone who has died without a Will are changing. From 1st October the amount a spouse or civil...

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22/09/2014

SMEs stand up against GRG

Around 800 small businesses are planning to sue the Royal Bank of Scotland after being placed in the lender’s Global Restructuring Group (GRG).

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22/09/2014

Recovering house prices will unlock mortgage prisoners

Remortgage lending will increase to £80bn in 2016, according to the latest forecast by the Mortgage Advice Bureau.

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19/09/2014

Careless walking: Guilty feet have got no direction

Much has been done to discourage drivers from using their mobile phones in order to prevent road traffic accidents. However it would seem it is not...

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19/09/2014

Who knows what’s been hidden

PPI… it feels like we’ve been talking about mis sold payment protection insurance forever. It’s on our TVs and radios, in our newspapers and...

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18/09/2014

Time to crack down on the crackdowns

There doesn’t seem to be a month that goes by without further regulations for landlords being proposed or introduced. Rob Denman thinks it’s about...

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18/09/2014

Part time pensioners: Two thirds work beyond retirement

The number of people remaining in employment beyond state pension age has increased, according to retirement specialist LV=.

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17/09/2014

What if… I have children from a previous relationship

We know the idea of making a Will isn’t something anyone particularly wants to think about. But we are also aware of the dangerous misconception...

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16/09/2014

Skeletons coming out of Clydesdale’s closet

Clydesdale Bank is expecting to have to increase its provision to cover claims for mis sold interest rate hedging products and tailored business loans

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16/09/2014

Are Lloyds on the verge of another mis-selling scandal?

Staff at Lloyds Bank are being pressurised to sell more insurance policies, loans and investments to customers who may not need them...

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11/09/2014

Accidents increase on 20mph roads

The number of road traffic accidents on roads with a 20mph speed limit has increased, figures from the Institute of Advanced Motorists (IAM)...

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11/09/2014

What homebuyers want

The top 8 things a modern homebuyer is looking for when buying a new property

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11/09/2014

Accidental landlords to be regulated

The government is to bring in regulation for buy to let mortgages provided to accidental landlords in order to comply with the EU mortgage credit...

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10/09/2014

Outdated beliefs preventing homeowners from having a comfortable retirement

A lack of understanding about equity release is stopping homeowners from enjoying the benefits, according to Aviva.

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09/09/2014

Now you see them...

Poor driver eyesight causes approximately 2900 road traffic accidents each year. When was the last time you got your eyes tested?

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08/09/2014

If you want to reduce road accidents say eye!

Calls for compulsory eye tests for all drivers have gained significant support from the UK public with 87 per cent now backing the move...

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08/09/2014

Government crackdown could see people pay IHT before they die

With property prices rising, the number of people liable for inheritance tax is expected to quadruple by 2018 so it’s no surprise why many are...

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08/09/2014

How to appeal a consequential loss claim

With many ‘stage-one’ interest rate swaps claims finally starting to settle, it’s time turn our attention to consequential loss claims...

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05/09/2014

Government recognises importance of Will writing

The Government is to hold a ‘life planning day’ in an attempt to improve people’s awareness of making a Will and Lasting Powers of Attorney.

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05/09/2014

The conveyancing myth monster

There’s no denying buying a property is stressful and, quite often along the process, our tempers are frayed. But does it need to be this way...

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05/09/2014

Rejected PPI claims to be reopened

Unless you’ve been hiding under that proverbial rock for the past four years, chances are you’re fully aware of the payment protection insurance...

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04/09/2014

Time to stop the finger pointing

Labelled the villains of the private rental sector, landlords have supposedly been partaking in such dastardly acts as letting ‘beds in sheds’ and...

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03/09/2014

Government looks to reduce drink drive limit

The legal drink drive limit could be reduced following plans announced by the All Parliamentary Group on Alcohol Misuse.

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29/08/2014

Property Turn Offs

There are many reasons why a potential buyer is put off a property - damp, poor state of repair and no garden typically topping the list...

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29/08/2014

Equity release for a debt free retirement

After dreaming of retirement for much of our working life the last thing we want is to enter it in debt. Sadly, however, this is becoming the case...

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28/08/2014

Accidents aren’t written in the stars

Drivers born under the Capricorn star sign are the least likeliest to cause a road accident, according to research by insurer, Admiral.

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28/08/2014

All the way with your LPA

The England and Wales Court of Protection has ruled that a Lasting Power of Attorney (LPA) is legally created only when it is registered by the...

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27/08/2014

Equity release… in the comfort of your own home

Equity release is growing in popularity as many older homeowners look to utilise their property’s value to subsidise deflated pensions and savings...

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27/08/2014

Is the FCA playing fair?

The Financial Conduct Authority (FCA) has faced a torrent of financial scandals since it was established but with rumours of severe understaffing...

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25/08/2014

Stamp Duty: Do you know the tipping points?

Buying a house is considered to be one of the most stressful and expensive things we do. But the cost of buying a property has significantly risen...

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21/08/2014

The UK's riskiest tenant

Letting property always comes with some degree of risk but research by AXA has revealed the riskiest tenant is...

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21/08/2014

Equity release: One lump or two?

The number of homeowners opting for a lump sum when releasing equity from their property has increased from 37 per cent to 41 per cent for the...

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13/08/2014

Good Riddance Group: RBS to close GRG

The Royal Bank of Scotland is to wind down its Global Restructuring Group (GRG) following an investigation into allegations that it forced small...

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12/08/2014

Whiplash assessment report fees slashed

The cost of an initial medical report, regardless of the type of medical expert, for soft tissue injuries will be cut to a fixed fee of £180 as...

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07/08/2014

Buying property off plan is not for the faint hearted

As demand continues to outweigh supply in the property market, many buyers are going off-plan to buy their own home. Head of Property, Lynne...

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06/08/2014

Number of personal injury claims fall

The number of people making a personal injury claim has fallen 4 per cent in the last year, with the majority of accident victims under the belief...

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06/08/2014

Gardener's world

With news that an outdoor space can add 10% to the value of your home, we look at what outdoor features could woo a buyer into making an offer...

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31/07/2014

Personal injury solicitors prohibited from offering claims incentives

New legislation means personal injury firms will no longer be able to offer inducements such as iPads to potential accident claimants.

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30/07/2014

8 things to do if you're in a road traffic accident

You never expect to be in a road traffic accident but with nearly 200,000 injuries occurring on our roads every year there is always a possibility...

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29/07/2014

SMEs: Don’t be fobbed off with replacement products

Having already been dealt a devastating hand by interest rate swaps mis selling, businesses are now seeing their compensation significantly...

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29/07/2014

A Will speaks louder than words

A saddening story involving a Black Watch soldier has highlighted the need for clarity when writing a Will.

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29/07/2014

How amateur landlords can strike a good work/life balance

With news that the number of amateur, or part time, landlords has reached its highest ever level, Rob Denman looks at how they can efficiently...

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24/07/2014

Top 16 Property Apps

From finding a property to researching it and the surrounding area, decorating then finally applying those finished touches, there’s an app to...

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24/07/2014

How to protect your loved ones

When it comes to reasons why not to make a Will, we’ve heard them all – ‘I’m too busy’, ‘I’m too young’, ‘My family will get it all anyway’...

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24/07/2014

Goldsmith Williams to re-focus on lender introduced business

Goldsmith Williams has been a key player in the residential conveyancing market for the last thirty years’, explained Eddie Goldsmith...

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22/07/2014

Landlord blog: Leasehold - Lay it on me!

With over 1.43 million leasehold properties in the UK, there’s a good chance a landlord will purchase one at some point. However buying and owning...

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04/07/2014

Compensation for interest rate swaps ‘sophisticated’ clients

Banks have been hit with several mis selling scandals in recent years, the largest of which involved payment protection insurance and is estimated...

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04/07/2014

Rent arrears increase by 146 per cent

Rent arrears are now the UK’s fastest growing debt according to debt advice charity, the Money Advice Trust.

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04/07/2014

How do you stack up?

With fingers being pointed and tenants ‘forced’ to live in poor conditions, the government has produced a new guide for tenants. How to rent: The...

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03/07/2014

Equity Release Myths Busted

With many retirees facing a cash strapped retirement, more and more are turning to Equity Release to help ease their finances. However a number...

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03/07/2014

Remortgage blog: Market stuck in a spin cycle

Monthly gross remortgage lending dropped 17 per cent despite rumours of an imminent rate rise. Are homeowners burying their heads in the sand or is...

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01/07/2014

Average consequential loss payouts ‘aren’t adding up’ says senior partner

Latest figures have shown the average payout for consequential loss claims is just £1800. The news has left industry experts, utterly bewildered...

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30/06/2014

Landlord Blog: Cross your T’s and dot your I’s on Notices or pay the price

Tenant eviction is, unfortunately, part and parcel of the private rental sector. Often a frustrating process, many landlords are making life even...

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27/06/2014

Conveyancing blog: The carrot’s there for sellers to bite

Our confidence in the England World Cup team may have been misplaced - yes we are ashamed to admit we got caught up in all the WC hype! - but...

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25/06/2014

How to sell your house faster than England’s World Cup exit

Avoid an own goal with these world class tips for selling your house

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25/06/2014

Property Blog: How a natter could cost you your mortgage

There are now more mobile phones than people in the UK so it’s safe to say we all love a good old chat. However miss a mobile phone payment and...

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19/06/2014

Are interest rate swap clients now being mis sold redress?

After wrongly selling interest rate swaps to thousands and small and medium businesses, there are now questions being asked about the way in which...

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17/06/2014

Landlords at risk of losing 40% of assets

If you own a buy to let property there is a good chance your assets exceed the Nil Rate Band, leaving you liable for Inheritance Tax (IHT) and...

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17/06/2014

Homeowners late for a very important date

770,000 homeowners may struggle to renegotiate their mortgage rate once rates start to rise, new research has revealed

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13/06/2014

Landlord Blog: Make love not war

Landlords have been the proverbial punching bag in recent months but Alan Ward, Chairman of the Residential Landlord Association (RLA), is fighting...

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13/06/2014

Calls for automatic driving ban for texters

Campaigners are calling for drivers who use their mobile phone whilst behind the wheel to receive the same punishment as drink-drivers after...

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12/06/2014

Equity release is an alternative to downsizing

Nearly two fifths of over 55s are planning on selling their current home and downsizing to a smaller property, research by Prudential has revealed.

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10/06/2014

Landlord Blog: I’m a tenant. Get me out of here!

According to the National Union of Students (NUS), over three quarters of students have a problem with their property. So are landlords taking...

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09/06/2014

Why to use a solicitor when going through Probate

Losing a loved one is difficult enough without the added confusion that goes with Probate and Estate Administration. Using a solicitor can not...

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06/06/2014

ATE – Making sure you don’t bite off more than you can chew

With so many changes affecting the personal injury industry over the past twelve months, it is easy to be confused. One of the biggest question...

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05/06/2014

Fear of talking leaves a legacy of feuds

Our reluctance to talk about death will cost our loved ones much more than a few moments of discomfort, according to the Dying Matters Coalition.

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05/06/2014

Homebuyers putting eggs in one basket

We compare supermarkets bills, credit card rates and energy suppliers but when it comes to our biggest financial expenditure a quarter of us fail...

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04/06/2014

The chemistry to buy to let success

While there is no guaranteed formula to letting property there are certain things a landlord can do to give themselves the best chance of success...

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03/06/2014

FCA to reduce affordability checks?

We always knew the Mortgage Market Review was going to have some impact on securing a mortgage. But while buyers appear unfazed by the changes...

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03/06/2014

Bridging: More deals, better rates

Previously regarded as somewhat of the dark art of the property world, bridging has undergone a real transformation in recent years and is now...

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03/06/2014

Points don't mean prizes

When it comes to driving points are the last thing you want, particularly as it means that you are likely to be putting yourself and others at risk.

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30/05/2014

Property Blog: Buying Blind

With house prices rising at a staggering £10,000 a month, a growing number of buyers are foregoing the viewing phase and plumping straight...

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29/05/2014

Life on the other side of the headlines

Landlords have been widely criticised of late, cast in the role of ‘fat cat’ cashing in on the misfortune of tenants who are unable to clamber...

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29/05/2014

Landlord Blog: Why immigration checks aren’t ticking any boxes

With news that landlords could soon be required to check the immigration status of potential tenants, Rob Denman voices his opinion on what he...

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28/05/2014

Interest Rate Swaps - More Snakes than Ladders

90% of cases failed to meet regulatory requirements so securing redress for mis sold interest rate swaps should be easy, right? Guess again.

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23/05/2014

Stay safe this bank holiday weekend

As we look forward to our fourth bank holiday in five weeks, we are urging people not to drink and drive particularly following the recent spell...

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23/05/2014

Less Grand Designs

An Englishman home may be his castle but the majority of us just want to own a simple detached house.

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21/05/2014

Landlord blog: Tackle supply & demand imbalance by helping landlords, not hindering

From rent caps to three-year tenancies, landlords have faced a torrent of criticism in recent weeks and now there is call to ditch deposits...

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21/05/2014

Bumps in the road

Expectant mothers should take extra care when driving after latest research revealed being pregnant significantly increases this risk of having a...

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21/05/2014

If Carlsberg did retirement…

There has been much talk about the growing importance of equity release to help fund a person’s basic retirement. However latest figures suggests...

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20/05/2014

Landlords haunted by ghost tenants

Landlords are being warned to be extra vigilant after examples of severe sub letting have hit the headlines.

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20/05/2014

Property Blog: Determined or deluded? First time buyers undeterred by MMR

The Mortgage Market Review sees lenders closely scrutinising a borrower’s expenditure, causing many to fear a drop in house purchases. However...

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20/05/2014

Hi Ho, Hi Ho… it’s still off to work we go!

The number of older people in work has reached its highest levels since records began, according to Saga.

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19/05/2014

Banks to miss May deadline for interest rate swaps

Lenders look set to miss the May deadline imposed by the Financial Conduct Authority to deal with claims of interest rate swaps mis selling.

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19/05/2014

Landlord Blog: Renting to Wayne and Waynetta

They say you never really know someone until you live with them, that’s when you see what they’re really like – their habits, their quirks...

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16/05/2014

The hunt for the missing Will

It may not have the same ring to it as The Hunt for Red October but searching for a loved one’s last Will can be equally as dramatic as this...

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12/05/2014

Risk of road traffic accidents after winter weather erodes roads

We may be full of the joys of spring but our roads are still bearing the brunt of the wintery weather.

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12/05/2014

Landlord blog: Landlords on the wrong side of the media

After Labour leader Ed Miliband pledges his support for tenants, a week later and landlords are under fire again as ‘tenants face worst eviction...

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09/05/2014

Property blog: Homeowners suffering from ‘remortgage lethargy’

With remortgage levels down 19 per cent in March before the implementation of MMR, Lynne McCaffrey urges solicitors and brokers to join forces...

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09/05/2014

Go green and reduce this risk of rent arrears

From 2018 landlords cannot let a property with an EPC rating of less than an E. However this should not be the only reason landlords look to...

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08/05/2014

Pressure on RBS after law firm corroborates Tomlinson Report

An independent investigation into The Royal Bank of Scotland’s Global Restructuring Group (GRG) appears to substantiate the report by Lawrence...

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02/05/2014

Son names himself as sole beneficiary in father’s Will

A 51-year-old man has pleaded guilty to forgery, fraud and theft after faking his father’s Will so he could inherit his entire estate.

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02/05/2014

Poor roads could lead to more cycling accidents

There are fears the recent spell of lovely spring weather could result in an increase in cycling accidents as more commuters opt to saddled up...

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01/05/2014

Landlord blog: What does MMR mean for landlords?

With all property news centred on the newly implemented Mortgage Market Review (MMR), Rob Denman considers what these changes mean...

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01/05/2014

Your home could boost your income

Equity release allows you to unlock some of the value of your home without having to sell it and move out...

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30/04/2014

Property Blog: Good things come to those who are realistic!

As the world and his dog talks, debates and argues about the newly implemented Mortgage Market Review (MMR), Lynne McCaffrey has decided...

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30/04/2014

Landlord Blog: Shape up or ship out?

News that a third of private rented properties are below decent home standards has prompted calls for landlords letting substandard homes to...

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29/04/2014

Grandparents filling financial void when parents can’t

More than a third of over 65s are offering a financial olive branch to both their children and grandchildren, according to a nationwide survey by...

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29/04/2014

Flick the switch on road traffic accidents

Road traffic accidents are more likely to happen on unlit roads, new research suggests.

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29/04/2014

Last chance to support Woodlands Hospice Make a Will Appeal

There’s still time to make a Will and support local cancer charity, Woodlands Hospice.

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28/04/2014

Home Sweet Home?

Will the Mortgage Market Review (MMR) really make it more difficult to get a mortgage?

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28/04/2014

Landlord blog: Fool me once…?

As one social landlord pledges to give rogue tenants a second chance and try and teach them the errors of their ways, Rob Denman considers...

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28/04/2014

Banks dealing with swap claims on their own terms

The Financial Conduct Authority (FCA) may have ordered banks to review their sales practice of interest rate swaps but, despite many affected...

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23/04/2014

Personal Injury Myths BUSTED!

So apparently we live in a compensation culture? Research by the Association of Personal Injury Solicitors (APIL) and Trade Union Congress...

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22/04/2014

Property blog: There’s no such thing as a free lunch

Spring may have come both in season and recession but watching the pennies remains a top priority for many households. Lynne McCaffrey though...

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22/04/2014

Business owners ‘too embarrassed’ to make swaps claim

There is a fear businesses affected by interest rate swaps mis selling are reluctant to come forward and pursue a claim as they are either too...

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18/04/2014

Court ruling means RBS will face swaps law-suit

The Royal Bank of Scotland faces legal action after an alleged victim of interest rate swaps mis selling was given the right to pursue a claim...

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17/04/2014

Top 5 ways to minimise Inheritance Tax

With house prices gaining momentum and the Nil Rate Band remaining frozen, Inheritance Tax liability is expected to quadruple by 2018...

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17/04/2014

Landlord Blog – LOL or WTH? Shld U B Twiends W Tenants

With social media sites such as Facebook and Twitter being blamed for breaking up around a third – yes a third – of relationships, Rob Denman...

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16/04/2014

Breakthrough in the treatment of paralysis

With so much doom and gloom in the headlines when something positive happens it is important to seize on it so we’d like to share with you an...

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11/04/2014

Is ghost gazumping against the law?

Whilst the recovery in the housing market is good news it has sadly prompted a return of the phenomenon of gazumping – where a seller...

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10/04/2014

Property Searches Explained

Searches are an essential part of buying a property but why do we need them? our latest infographic lets the pictures do the talking...

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09/04/2014

How to evict a tenant in rent arrears

Spring may have sprung but tenants appear to still be bearing the brunt of an indulgent festive period with news that cases of severe rent arrears...

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09/04/2014

Landlord turns ‘Leatherface’ to recover £10k rent arrears

Rent arrears… it’s enough to turn even the most easy going landlord into Jose Mourinho after a ‘ridiculous’ Chelsea performance. Or, in the case...

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08/04/2014

Race is on for first ‘self-driving’ car

We could see self-driving autonomous cars on UK roads within three years, according to manufacturer Tesla.

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07/04/2014

Ageing borrowers and the grand-lord boom pose estate planning risks

Recent headlines highlighting that 1 in 20 mortgage customers won’t repay their mortgage until they are over 70 years old and the headlines...

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07/04/2014

Help with Tenant Eviction

Tenants can be little monsters at times. In fact 37,739 tenants were evicted last year. However to evict a tenant before the end of their tenancy...

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02/04/2014

Property Blog: Impatient sellers spooking buyers with ‘Ghost Gazumping’

After searching high and low you finally find your dream new home. You agree a price and everything is moving along nicely. Then just before you...

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02/04/2014

Goldsmith Williams is proud to support Woodlands Hospice

For many April marks the start of spring. Things just seem all that brighter and there’s an overwhelming feeling of rejuvenation.

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01/04/2014

Don’t judge Equity Release by an outdated cover

Retirees are being urged to not judge a book by its cover after a recent report was somewhat pessimistic in its predictions for the equity release...

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31/03/2014

Landlords warned ‘Don’t ignore damp’

According to recent figures by Generation Rent, 1 in 3 private renters say they are living in properties with unacceptable dampness while...

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31/03/2014

Homeowners like to know how much they’re paying

The overwhelming majority of people buying a property in February opted for a fixed rate mortgage, according to figures from the National Mortgage...

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31/03/2014

The end of conveyancing solicitor?

The chair of the Legal Services Consumer Panel was quoted recently as saying, ‘consumers are increasingly interested in the quality of what they...

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28/03/2014

Two fifths leaving an ‘early inheritance’

Nearly 40 per cent of people retiring this year will continue to provide financial support to their families, according to Prudential.

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28/03/2014

Insurers call to scrap whiplash claims

The Association of British Insurers has stunned the personal injury industry by suggesting whiplash compensation could be stopped altogether.

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28/03/2014

Landlord Blog: There are no guarantees when it comes to letting property

Life seldom comes with many guarantees and life as a landlord certainly doesn’t! That can even include ‘guaranteed rent schemes’ as Rob Denman...

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27/03/2014

Best intentions can cost loved ones dearly

Much is made of how not making a Will can leave loved ones vulnerable. However a recent case has highlighted the significant impact not having...

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27/03/2014

Heat, Eat or Rent

A survey of 1004 people living in private rented sector housing, commissioned by Generation rent and conducted by ComRes, has uncovered the extent...

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27/03/2014

Rightmove House Price Index March 2014

Latest figures from Rightmove’s House Price Index for July have shown average property asking prices have increased by 6.8%...

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27/03/2014

Can I claim for an accident caused by an uninsured driver?

With UK drivers around a hundred times more likely to be involved in a road traffic accident with an uninsured driver than in other European...

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24/03/2014

Manchester landlords have something to cheer about

United may be struggling but Manchester is top of the league when it comes to rental growth, new research has revealed.

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24/03/2014

Landlord blog: The perils of being a leasehold landlord

According to figures around 10% of UK property is leasehold. However when it comes to letting a leasehold property a landlord can find themselves...

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21/03/2014

Over a fifth of swap claims are rejected

While February saw a record amount paid out to businesses affected by interest rate swaps mis selling, there are many SMEs who have had...

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21/03/2014

Property Blog: What the Budget really means for homeowners and buyers

In her latest blog, Head of Property Lynne McCaffrey, wades through the detail of this week’s Budget and explains what it really means for those...

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21/03/2014

Landlords enjoying fewer and shorter void periods

No landlord likes to see their property empty – it means there’s no income coming from it - so recent figures bring good news.

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20/03/2014

MMR – does it affect conveyancing?

The Mortgage Market Review (MMR) dominates the mortgage press at the moment – and no wonder as the implementation date (26th April 2014)...

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20/03/2014

Worries good weather could increase cycling accidents

With the weather taking a turn for the better, many commuters are ditching planes, trains and automobiles (or in reality trains, buses and cars)...

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14/03/2014

Property Blog: MMR – We’ll get by with a little help from our broker friends

Not to be confused to the measles, mumps and rubella vaccine, in property terms MMR stands for Mortgage Market Review. With the latest review ...

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14/03/2014

Landlord blog: Because two is better than one!

Prompted by research that only six per cent of landlords have over one property, Rob Denman considers why, in the current market, landlords are...

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13/03/2014

Conveyancer fees – great value for money!

Estate Agents hit the headlines last week with the report from the HomeOwners Alliance that their fees are more than fifty percent higher than...

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13/03/2014

Top 10 causes of Road Traffic Accidents

Stay safe on the roads and avoid an accident with our latest infographic

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10/03/2014

Eviction process to get the Usain Bolt treatment?

The government is making planning to speed up the eviction process for private landlords.

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10/03/2014

Landlords! Don't neglect your responsibilities

We had to share this infographic from Landlord Hero - essential viewing for all landlords. Don't forget to sign up for your free Landlord Hero account

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06/03/2014

Landlord blog: Are increasing council charges making letting property unprofitable?

In his latest blog, Head of GW LET (Landlord Empowerment Team) Rob Denman discusses the increasing charges local councils are starting...

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06/03/2014

Remo levels up but many homeowners still at risk if rates rise

While remortgage levels in January bucked the trend, nearly two-thirds of homeowners are not prepared for any kind of interest rate rise

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05/03/2014

House building activity increases

According to HBF's latest Housing Pipeline report planning permission was granted for over 52,000 new homes in Q4 2013, the highest quarterly total...

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04/03/2014

New provider joins equity release market

The first new equity release provider in three years has now launched its offering to customers.

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28/02/2014

The need for speed?

The debate surrounding speed increase on UK motorways has reopened following recent figures from a study in Denmark.

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28/02/2014

Wills debate: Common sense prevailed or administration nightmare?

We all know, in life, mistakes happen. The majority of time, when a mistake occurs, we pick ourselves up, dust ourselves off, learn from it and...

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27/02/2014

Schoolchildren to get money management lessons

From next month children in England will soon be taught how to manage their money with the aim to prevent them from becoming victims to illegal...

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26/02/2014

Landlord blog: With letting property comes with great responsibility

Rob’s latest blog sadly takes a sombre tone this week as he highlights the devastating events that can happen when landlords fail to live up...

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26/02/2014

Is there a better time to be a landlord?

Average rent arrears are down as are void periods. Buy to let rates are at their lowest rates and eight out of ten landlords claim to be making...

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25/02/2014

SMEs selling assets to keep head above water

A number of businesses who are waiting for compensation for interest rate swaps mis selling are being forced to sell assets in order to pay...

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24/02/2014

Weather warning to drivers

Drivers are being urged to pay attention to all weather warnings in an attempt to reduce the number of road traffic accidents caused by the current...

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21/02/2014

All work and no play makes retirement more comfortable

More than half of workers approaching the State Pension Age are considering remaining in employment in order to make their retirement more...

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21/02/2014

Households less than two weeks from the breadline

There is a growing number of people who, should they lose their main source of income, could soon find themselves in financial hot water...

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20/02/2014

Banks throw flood victims a life ring

The six largest banking groups in the UK have pledged to help home and business owners affected by the recent floods.

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20/02/2014

Save 25% on all future remortgages and purchases

Landlords can save 25% on all their future property transactions including remortgages, purchases and sales once they become a Premier Client Club...

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18/02/2014

Equity release to ‘top up’ state pension changes

Changes to the state pension will leave 30,000 women approaching retirement ‘out of pocket’ according to Age UK.

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17/02/2014

‘Don’t be led up the garden path!’ Swaps lawyer issues warning to SMEs

Senior Partner at Goldsmith Williams Solicitors, Simon Cottrell, is urging small and medium sized enterprises (SMEs) affected by interest rate...

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14/02/2014

Property Blog: Conveyancing – it’s not a postcode lottery!

In her latest blog, Head of Property Lynne McCaffrey highlights the hidden charges that often come with buying a property.

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13/02/2014

More than 5m workers earn less than ‘living wage’

While the economy is showing positive signs of recovery, many workers are failing to benefit from it and remain at risk of receiving a statutory...

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12/02/2014

Landlord Blog: Are accidental landlords poised for punishment?

In his latest blog Solicitor and Head of GW LET Rob Denman highlights the imminent threat to accidental landlords who are thinking about...

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12/02/2014

First timers in need of parental help

Nearly two thirds of first time buyers needed financial help from their parents when they tried to get on the property ladder.

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11/02/2014

Further changes to whiplash claims looming

The Ministry of Justice (MoJ) has confirmed that a working group will begin the process of creating medical panels to assess whiplash injury claims...

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07/02/2014

Interest rate swaps pay outs finally gain some momentum

Businesses who have been mis sold an interest rate swap are finally starting to receive compensation from lenders.

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07/02/2014

Cheap conveyancing is not always cheerful

The majority of homemovers are not swayed by cheap conveyancing quotes, suggesting an increase in understanding that 'you get what you pay for'.

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06/02/2014

Don’t wait for pre-nups to protect your client’s property deposit!

Recently announced plans to shake up Britain’s divorce industry include new rules on how money and property should be shared after marital...

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06/02/2014

Rising energy bills leaving children out in the cold

New figures have revealed that over 2 million children are ‘growing up cold’ as parents are unable to cope with rising energy prices and face...

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05/02/2014

Buy to Let Mortgages - How low can they go?

With buy to let mortgage rates falling to their lowest ever level with two year rates it is not surprising that 57 per cent of existing landlords...

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05/02/2014

Bridging loans help landlords capitalise on rough diamonds

Landlords are increasingly turning to bridging loans to expand their property portfolio, latest figures suggested.

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03/02/2014

Brokers remain fundamental to clients making the right Legal Choices

Legal regulators including the Solicitors Regulation Authority (SRA) and the Council of Licensed Conveyancers have recently announced the...

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03/02/2014

STEP ‘steps’ up Will writing regulation

The Society of Trust and Estate Practitioners (STEP) is to launch a code for Will writing in an attempt to better protect the estate and assets...

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03/02/2014

Equity release 1-0-1

Homeowners released over £1bn in equity from their homes last year, the largest amount since before the financial crisis. And with more and more...

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31/01/2014

Nationwide accused of interest rate swaps mis selling

Building society Nationwide is the first mutual to be accused of mis selling an interest rate swap to one of its business clients.

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31/01/2014

Property Blog: Is Help to Buy leading FTBs up the garden path?

Help to Buy has not only rejuvenated the property market, it has restored hope amongst first time buyers, many of whom had resigned themselves...

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30/01/2014

Insurers want more despite drop in accident claims

The number of accident claims has reduced by 14 per cent, according to statistics published this week.

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30/01/2014

Bedroom Tax keeping people up at night

The controversial ‘Bedroom Tax’ policy is facing harsher criticism after thousands of households are plunged into debt as a result of the...

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29/01/2014

Landlord Blog: Solicitor myths and stereotypes dispelled

In his latest blog, landlord legal expert Rob Denman looks to tackle people’s perception of solicitors in order to ensure they are not leaving...

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29/01/2014

Reset interest-only countdown with equity release

January… the time of year where the mind focuses and we remain determined to ‘get things sorted’. From finances to health, our homes to our admin...

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28/01/2014

Landlords left to swim against the tide

Flooding insurance is becoming a growing concern for landlords after it was revealed the latest government plans seemingly exclude landlords and...

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27/01/2014

Property Blog: Snooze, you lose

On these cold winter mornings I have been known to utilise the snooze button - particularly if I’ve forgotten to reset the timer on the heating...

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24/01/2014

Landlord Blog: Finders Keepers?

In his latest blog, Head of GW LET (Landlord Empowerment Team) Rob Denman discusses the perils of tenants leaving behind their own items...

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24/01/2014

Charity risks closure after RBS drag heels on swap case

A Derby-based charity who claims to have been mis sold an interest rate swap may have to close its doors after being left to wait for six months...

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24/01/2014

Turmeric spices up hunt for Alzheimer’s cure

Studies have indicated that the spice turmeric could help reduce the symptoms of Alzheimer’s in patients.

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23/01/2014

Watchdog intervenes to prevent accident at work

The BBC’s Watchdog programme may have helped prevent an accident at work after it exposed an Oldham-based roofing firm.

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23/01/2014

The risk of borrowing on top of borrowing

Families who try and borrow their way out of trouble are at risk of receiving a statutory demand and, ultimately, bankruptcy.

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22/01/2014

Rent arrears up in Q4 2013 as tenants prioritise festivities

The number of tenants in severe rent arrears has risen by 3.4 per cent in the last three months of 2013, according to figures from the Tenant...

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22/01/2014

Brokers watch out – there could be unregulated law firms about!

Although the Solicitors’ Regulation Authority (SRA) has now published the list of 153 closed law firms confusion reigns over which firms are still...

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22/01/2014

Sixth of SMEs yet to opt in to swaps review scheme

Many businesses may be suffering unnecessarily by not seeking redress for a mis sold interest rate swap.

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20/01/2014

Go all the way with your LPA

As with many things in life it is important to see them through to the end in order to achieve the best results. This is definitely the case when...

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20/01/2014

Landlord Blog: Weeding Out Rogue Tenants

I know it sounds extreme but we are seeing a growing trend in private rental properties being used as cannabis farms – I know it all feels very...

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17/01/2014

Equity release stops the vicious cycle of retirement debt

Nearly a third of all equity release customers are using the value of their property to alleviate retirement debt, according to research.

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17/01/2014

Call to cut speed limit on stretch of M1

Part of one of the UK’s busy motorways could see its speed limit cut to 60mph to reduce not road traffic accidents but pollution.

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17/01/2014

Statutory demand threat as Christmas catches up with spenders

Christmas may have only been a few weeks ago but it seems like a distant memory already. That is until the credit card bills or a statutory demand...

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16/01/2014

Minimise your flood risk

With many households left devastated by the recent severe weather, it is only natural that home buyers are eager to find out if their potential...

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15/01/2014

Recommend a conveyancer that also protects the “bank of mum and dad”

2013 saw the largest annual rise in First Time Buyers since 2001 with an estimated 22% growth in their number. Economic commentators point to...

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13/01/2014

Landlords encouraged to remortgage now before base rate hike

Much is predicted for 2014 in regards to the property market including the potential increase of the Bank of England base rate.

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13/01/2014

Calls to extend interest rate swaps redress scheme

MPs are urging the Financial Conduct Authority (FCA) to extend its existing redress scheme for mis sold interest rate swaps to include those who...

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13/01/2014

Better weather warnings could reduce road traffic accidents

After another week of turbulent weather the Transport Select Committee is calling for Highways Agency to provide better communication to UK road...

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11/01/2014

Make your home more energy efficient with equity release

One thing many of us workers look forward to when we retire is throwing away our alarm clocks and enjoying nice long lie ins. However it would seem...

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10/01/2014

‘This is the long and short of it’: The Wills of Shakespeare, Austin and Handel

The probate records of playwright William Shakespeare, author Jane Austin and composer George Frederic Handel amongst many more...

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10/01/2014

Household budgets stretched to the max as eating vs. heating intensifies

Whilst many of us are still gorging on Christmas leftovers (or at least dealing with the consequences of our gluttonous actions) some families are...

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08/01/2014

Save the gambling for Vegas and remortgage

Over a million homeowners could be at financial risk should interest rates rise and some could even lose their house, according to the Resolution...

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08/01/2014

42% of landlords to increase rent but how do you go about it?

Nearly half of landlords will raise their tenant’s rent over the course of 2014 with 26% set to increase it by 3% or more, according to a survey by...

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08/01/2014

Landlords learn of post-grad opportunity

Landlords looking to expand their property portfolio in 2014 may wish to consider buying property with post graduates in mind.

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03/01/2014

Happiness comes at a price

Retirees need over £10,000 every year in order to have a happy retirement, according to a recent survey by LV=.

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17/12/2013

Are we on the brink of a rent arrears crisis?

The number of tenants who are in rent arrears has risen by more than a third suggest latest figures by the Money Advice Trust charity after its...

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16/12/2013

Barclays’ customers face longest waiting time for swaps assessment

Small and medium-sized enterprises (SMEs) who were sold an interest rate swap by Barclays will have to wait the longest to have their case assessed...

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13/12/2013

Exercise key to reducing risk of dementia

A 35-year long study has found exercising throughout your life can significantly reduce your chance of developing dementia in later life.

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12/12/2013

Road traffic accidents drop by over a third

The number of road traffic accidents has decreased by 36 per cent, according to latest figures from the Department for Transport.

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12/12/2013

Help to Remortgage

Mortgage prisoners will soon be able to benefit from the Help to Buy scheme as new lender Aldermore pledges to allows customers to remortgage using...

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11/12/2013

The heat is on… credit

Consumers are often criticised for having ‘Christmas on credit’. However two and half million UK adults are turning to credit just to heat their...

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11/12/2013

Tenants deliberately falling into arrears to punish landlords

A quarter of a million tenants are not paying their rent in a conscious attempt to punish their landlords for failing to fix urgent repairs quickly...

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11/12/2013

Grandparents becoming the financial white knight

Young adults are increasingly relying on their parents and grandparents for financial help, latest research has revealed.

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10/12/2013

Banks hoping for SME disinterest in consequential loss claims

Lenders may have set aside close to £3billion to cover the cost for mis sold interest rate swaps claims but this provision is just for the...

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09/12/2013

Beware of tenants getting in the Christmas spirit

It may all sound a bit ‘Bah Humbug’ but landlords should be extra vigilant when collecting a tenant’s rent throughout the Christmas period in order...

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09/12/2013

Will new Think! campaign prevent road traffic accidents this Christmas?

Advert calendars are opened, decorations are up and the government has launched its annual drink drive awareness campaign. Yes, Christmas is...

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05/12/2013

Personal debt close to all-time high

Increased living costs are pushing people in debt they cannot repay, a think-tank from the Centre of Social Justice (CSJ) has revealed.

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05/12/2013

Accidental landlords failing to comply with landlord law

Accidental landlords are placing tenants in danger and leaving themselves financial exposed by failing to fully understand the laws surrounding...

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04/12/2013

Lenders reintroduce broker-only deals

This Monday (2nd December) Santander for Intermediaries and RBS IP launched a new range of products available through mortgage intermediaries...

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04/12/2013

Unbundled legal services - one legal solution not the legal solution!

Recent research by the Legal Services Board found that the public had little appetite for paying an amount on top of their legal fees to cover...

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02/12/2013

Booming bridging calls for streamlined conveyancing

With the news that bridging lending is up significantly to over £100m this quarter there’s never been a better time to review the bridging...

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29/11/2013

The equity release market is a shadow of its former self

From keyboard synthesizers to brat pack films, iconic music videos to Pac Man, the 80s are famous for so many things. It was also the decade in...

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29/11/2013

Condensation cometh

Minimise the risk of damp and mould in your property this winter...

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28/11/2013

Severe lack of ‘Girl Power’ when it comes to pensions

Women are increasing relying on their partners to fund their retirement, a study by pension provider Scottish Widow has revealed.

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28/11/2013

Collaborate to speed up your clients’ conveyancing

The latest news from the resurgent property market is that it now takes an average of just eight weeks to sell a home in the UK. With such speed...

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25/11/2013

RBS fails to cater for IRSAs consequential loss claims

The Royal Bank of Scotland has confirmed it has not made any provision for consequential losses suffered by clients mis sold an interest rate swap...

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25/11/2013

Banning hands-free phones will reduce road traffic accidents

Drivers should not be allowed to use their mobile phones at all when behind the wheel even if they use a hands-free device, announced road safety...

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22/11/2013

Landlords must remember tenant’s lives are in their hands

Landlords have a legal responsibility to provide tenants with a safe environment in which to reside. If they fail to live up to that responsibility...

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22/11/2013

Last chance to support Will Aid and Clatterbridge’s Make a Will Appeals

Time is running out to protect your loved ones and support a very worthwhile cause with both our Will Aid and Clatterbridge Cancer Charity...

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22/11/2013

Christmas on credit can lead to a dismal new year

With just six weeks to go until Christmas the high street is hotting up with shoppers flashing the cash. However with news that one million...

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21/11/2013

Home buyers facing ‘computer says no’ syndrome

High streets lenders have been criticised for their impersonal underwriting process which could leave many potential buyers see their mortgage...

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21/11/2013

Sold an interest rate swap?

Our latest infographic explains what you need to do if you receive a letter from your bank

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15/11/2013

Good news for landlords as buy to let lending gets competitive

Landlords are enjoying a large choice of mortgage rates with some deals coming from unexpected sources, a recent review of the market suggests.

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15/11/2013

Consumers fail to recognise importance of Will writing regulation

Customers seeking Will writing services are not prepared to pay for regulatory protection, new research from the Legal Services Board...

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14/11/2013

Accident at work leaves chimney sweep needing more than a spoonful of sugar

A specialist chimney and roof company has been fined £20,000 after one its’ employees was injured in an accident at work.

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14/11/2013

Is Help to Buy actually helping?

We’re over a month into the second phase of the government’s Help to Buy Scheme so Lynne McCaffrey casts her expert eye over the impact the...

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14/11/2013

Top 7 tips when driving in the rain

With the rain clouds forming, it is essential drivers take extra care when out on the roads. So here are our top 7 safety tips to help avoid...

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13/11/2013

Mobile bills spiral thousands into debt

Nowadays if you forget your mobile phone you feel as if your right arm has been chopped off! Not only have they revolutionised the way we...

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13/11/2013

How to deal with a ‘wise’ tenant

Whilst letting property comes with its fair share of risks, the majority of landlords enjoy a relatively straightforward time with their tenants...

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13/11/2013

Weather proof your home this winter

As the weather outside starts to get frightful and energy bills even scarier, we’ve found some ways to make your home more energy efficient so you...

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12/11/2013

Equity release can make a bleak winter warmer

There are fears that as many as three million elderly people may be unable to heat their homes properly this winter following the latest increases...

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12/11/2013

FCA getting tough on banks for delaying interest rate swap redress?

The Financial Conduct Authority (FCA) has contacted banks encouraging them to speed up their review interest rate swaps sales.

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11/11/2013

Call from beyond the grave: iPhone used to write Will

There are fears people will leave their loved ones financially exposed after an Australian Court ruled a Will written on an iPhone to be valid.

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11/11/2013

How a landlord can benefit from a broker

Over a third of landlords and property investors are unaware of funding sources beyond the high street lenders, according to Shawbrook Bank.

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11/11/2013

Due diligence essential as 153 law firms enter cessation period!

The Solicitors’ Regulation Authority has revealed that 153 law firms have entered the “cessation period” because they’ve failed to secure new...

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07/11/2013

Legislation change is good news for landlords

The Government is to amend the Immigration Bill after the Residential Landlord Association (RLA) raised concerns that the wording of one of its...

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07/11/2013

Mutuals ‘open for business’ as lending increases 50%

Gross mortgage lending by building societies and other mutuals increased by 50 per cent in September compared to the same period last year...

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07/11/2013

Rental properties up 42 per cent in three years

The number of properties to let has increased by 13 per cent in the third quarter of the year and by 42 per cent in the last three years...

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05/11/2013

How to help a business owner with an interest rate swap

Small and medium sized enterprises (SMEs) will turn to their family and friends for advice before they consult a professional, new research has...

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03/11/2013

Sunset to blame for 3000 road traffic accidents

Motorists are being warned to take extra care when driving at sunset after it was reported glare contributed to nearly 3000 road traffic accidents...

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01/11/2013

Equity release can ease nasty shock of care costs

Older homeowners are ‘burying their heads in the sand’ when it comes to long term care, a recent survey suggests.

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01/11/2013

Goldsmith Williams to launch two new Will writing initiatives

Hot off the back of our recent participation in the Marie Curie Free Will Scheme, we are pleased to announce our support of two new Will writing initi

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31/10/2013

Top 7 things to consider when buying property

Buying a house can be a jolly exciting time. However to make sure everything stays tickadeeboo, here are our top tips to make sure you stay in...

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30/10/2013

Will landlords bear the brunt of Help to Buy?

With two thirds of young adults planning on using the government’s Help to Buy Scheme to escape the rental market and buy a property of their own...

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30/10/2013

Reclaiming for mis sold swaps getting easier?

There appears to be some light at the end of the tunnel for businesses mis sold an interest rate swap as banks finally show signs of common sense...

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28/10/2013

Calling all first time landlords

With recent figures indicating a sharp increase in the number of first time landlords entering the market, solicitor and Head of GW LET...

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28/10/2013

Fraud of the Dead: Solicitor admits £2million fraud

A former coroner and solicitor has pleaded guilty to 16 counts of theft which saw him pocket £2 million from the estate of deceased clients.

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28/10/2013

More robust medical assessment of whiplash claims announced

The Government has announced a new set of measures designed at bringing down the cost of driving including a further attempt to stop fraudulent...

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24/10/2013

Yields expected to hit 5.5% as rents reach new heights

Rents have never been higher in the majority of regions in the UK, according to latest figures from the Buy to Let Index from LSL Property Services.

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24/10/2013

2014 Property Portal launch eagerly anticipated

The news that the Law Society is developing a conveyancing web portal to streamline the process, improve communication between parties, save...

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23/10/2013

A place in the country comes with a price

Buying a house in the country will cost you up to £86,218 more than it would for a similar property in the city, according to latest research...

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23/10/2013

I can’t live at number 13 and other property superstitions

Sometimes, when you’re buying a property, you can do with a little bit of luck so is it all that surprising that many prospective buyers...

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18/10/2013

Accidental landlords on the decline

As the residential property market continues to improve, the number of accidental landlords entering the letting game has decreased.

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17/10/2013

Last chance to make a Will for free with Marie Curie

Time’s running out to make your Will for free under the Marie Curie Free Will Scheme.

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16/10/2013

Police crackdown on motorists driven to distraction

Nearly 200 motorists have been prosecuted for driving offences in a recent police operation which targeted driving distractions in a bid to reduce...

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14/10/2013

Older borrowers heighten their risks by neglecting estate planning

In anticipation of the launch of Write and register a Will week, beginning 14 October Eddie Goldsmith, Senior Partner at property solicitors...

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14/10/2013

What if ‘what ifs’ come true?

With much focus on looking after loved ones once you’ve gone, it’s no wonder that many are totally in the dark when it comes to the...

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11/10/2013

Just how quick is ‘as quickly as possible’?

It’s a phrase we encounter on a regular basis but is ‘as quickly as possible’ a good enough response when it comes to reimbursing the victims...

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11/10/2013

Generation HIPpy: Half of retirees will use home to fund retirement

Over 50 per cent of people plan to use their home to pay for their retirement, according to retirement specialist LV=.

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10/10/2013

How your job can increase your chances of a car accident

Data processors are most at risk of having a road traffic accident, a report by moneysupermarket.com has revealed.

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09/10/2013

“Does the parrot come with the house?” and other bizarre buyers questions

Asking questions about a property is an essential part of the buying process. However a recent survey of estate agents has...

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08/10/2013

The need for family-sized rentals

Much has been said surrounding the imbalance in supply and demand in the private rental market. Currently four to five tenants are vying...

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07/10/2013

Why a recent case of embezzlement shouldn’t stop you from making a LPA

There are fears that many people could be left exposed with a recent story playing on many people’s hesitation...

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07/10/2013

All I want for Christmas is to evict my tenants

Landlords looking to evict troublesome tenants before Christmas and start the New Year afresh must act immediately if they are to have a decent...

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04/10/2013

Where is my swaps claim up to?

Just ten offers of redress for interest rate swaps mis selling have been issued and accepted, according to new figures from the Financial Conduct...

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04/10/2013

Introduction of “tenants’ charter” will stoke up demand for landlord legal services

The news that the government is to introduce a “tenants’ charter” enabling private tenants to demand rental agreements of up to five years...

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03/10/2013

Your Guide to Help to Buy

With Help to Buy 2 set to start this week, we’ve produced this helpful guide to explain the opportunities now available to house buyers.

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03/10/2013

On your marks, get set, BUY?

Borrowers may be able to apply for loans through phase two of Help to Buy from this week but not all lenders are fully on board as yet...

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03/10/2013

Be mortgage free with equity release

Equity release could offer some much needed relief to older homeowners who have an outstanding mortgage on their property.

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03/10/2013

Daughter fails to overturn father’s Will

A daughter has been unsuccessful in her bid to overturn her father’s Will which was written just two weeks before his death.

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02/10/2013

Increased risk for landlords with tenants on benefits

With news that the unemployed will now have to work for their benefits, landlords who rent to tenants on benefits could be faced with an increased...

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02/10/2013

Farmers 10x more likely to have accident at work

The Health and Safety Executive (HSE) is encouraging workers from one of the UK’s most dangerous industries to attend a free event...

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02/10/2013

Landlords facing mortgage rate hike

Thousands of landlords with buy to let mortgages will soon be hit by a sharp repayment rise after one lender increased its rates by 2%.

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30/09/2013

Interest rate swap redress delays are holding back economic recovery

Not only are lenders creating further damage to affected businesses by delaying compensation for interest rate swaps mis selling...

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30/09/2013

Will equity release impact on my loved ones’ inheritance?

For the majority of retirees, their home is their biggest asset and will therefore account for the lion’s share of their loved ones’ inheritance...

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27/09/2013

How to minimise the risk of rent arrears

As the number of tenants in rent arrears reaches its fourth highest level on record, landlords are being advised to run background checks on any new t

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26/09/2013

Council fined after accident leaves teenager without finger

Newport City Council has been fined £5000 and ordered to pay £9,477 in costs for failing to manage the safety at a skate park after a teenager...

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26/09/2013

Present Legal Regulatory system risks leaving public high and dry

Concern is growing from all quarters of the legal profession that the present maze of legal regulation is leaving consumers out in the cold...

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25/09/2013

Should I stay or should I go?

With average house prices now at their highest in eight years homeowners are beginning to tap into this financial resource by remortgaging.

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25/09/2013

In unsafe hands? Many trust estate to unregulated providers

Many consumers are placing their loved ones’ inheritance at risk by using unqualified providers to write their Will, according to a report...

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23/09/2013

No delays: Goldsmith Williams’ clients receiving IRS redress offers

Whilst many businesses continue to play the waiting game for any kind of redress for interest rate swaps mis selling, Goldsmith Williams has...

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23/09/2013

Clients left with no right of appeal

The Financial Conduct Services (FCA) redress scheme may appear to be a saving grace for businesses mis sold an interest rate swap but...

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20/09/2013

Please sir I want some more

There are fears that as the number of pensioners increase, the Government may have to adopt the role of the master in Oliver Twist when it comes...

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20/09/2013

Dog bite attacks highest in the North East

Residents in the North East of England are the most at risk of being hospitalised after a dog bite, according to Primary Care Trust (PCT) data.

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19/09/2013

Top six shake up? And we’re not talking about football!

People buying a property are increasingly getting a mortgage from lenders outside the notorious ‘top six’, latest figures would suggest.

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19/09/2013

Landlords flouting EPC law

With the weather taking a turn for the worse, many of us are debating whether or not to turn up the heating.

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18/09/2013

High street lenders to enter to equity release market?

With the interest-only time bomb ticking ever louder, it is rumoured high street lenders could be considering entering the equity release market.

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17/09/2013

Choose client-centric conveyancers for effective risk management

The Law Society has recently highlighted the increasingly common practice of drawing up indemnity insurance policies to cover the...

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17/09/2013

The financial implications of buying leasehold property

Buying property is an expensive business but purchasing a leasehold property can come with a whole heap of unforeseen charges. Rob Denman...

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16/09/2013

Potential change in landlord tenancy deposit law

The government is considering rewriting laws surrounding tenancy deposits following the controversial ruling in the Superstrike Ltd vs...

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16/09/2013

Drivers risking road traffic accidents to save money on MOT

Over two thirds of drivers have admitted to driving a car for up to a week without a valid MOT, according to research by the Society of...

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13/09/2013

RBS leading way in interest rate swaps claims

The Royal Bank of Scotland (RBS) appears to be the largest perpetrator of mis sold interest rate swaps claims, latest figures have revealed.

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13/09/2013

Divorcees increasingly turning to equity release

More and more divorcees are using equity release to help in the division of assets, according to new findings.

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13/09/2013

The risk of buying a shared ownership property

Despite the recent increase in first time buyer activity, there remains millions of wannabe homebuyers unable to get a firm footing on the property...

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12/09/2013

Good communication essential when making a Will

Will writing may be a subject that many shy away from but figures released earlier this year demonstrate why it is so important to discuss...

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12/09/2013

Continuing confusion over SWAPs mis-selling redress may cause catastrophic delay

The publication of the Financial Conduct Authority update on the banks’ reviews of sales of interest rate hedging products provides valuable...

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11/09/2013

Evicting anti-social tenants set to get easier

New legislation, the Anti-Social Behaviour Crime and Policing Bill 2013-14, will allow landlords to evict tenants on the grounds of...

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11/09/2013

Men at higher risk of causing road accidents after drink drive figures released

27 per cent of male drivers have admitted to driving whilst over the legal drink drive limit, according to a recent poll by...

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10/09/2013

Claiming for a mis sold tailored business loan

While not included in the Financial Conduct Authority’s (FCA) review, small and medium-sized enterprises (SMEs) could still be able to recover...

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08/09/2013

Free Will for over 55’s… limited time only!

We are pleased to announce we have teamed up with national charity, Marie Curie Cancer Care, to offer a free Will-writing service for over 55s.

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06/09/2013

Interest rate swaps payouts start to trickle in

It has taken over a year but the first compensation payment for a mis-sold interest rate swap has finally been made. However Senior Partner at...

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06/09/2013

From for sale to sold

Selling a property can be a difficult and lengthy process. However some properties fair better than other because they avoid the 12 things that put...

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05/09/2013

Sellers coming with higher expectations

The average price of a new property coming to market has risen by 8.8% during the first 8 months of 2013, according to Rightmove House Price Index.

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05/09/2013

Is it legal for a landlord to charge late fees?

With rent arrears one of the main concerns for landlords, it is understandable that many will try anything and everything to mitigate this...

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05/09/2013

Beware of sharks offering alternative legal services

The legal ombudsman is warning consumers to be ‘wary’ of the ‘alternative legal market’ and has recommended the checking of any DIY documents...

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04/09/2013

Lenders fail to entice existing customers

Over three quarters of homeowners switched mortgage lenders when they came to remortgage with 40% seeking the independent advice of a...

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04/09/2013

Boost bridging boom with streamlined conveyancing services!

With the urgency inherent in many bridging transactions and the news that bridging is set to break the £2bn barrier in 2013 there’s never been...

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30/08/2013

Motorists warned over new road accident scam

Police are warning drivers of a new scam hitting UK roads which sees motorists flash their lights at a fellow driver to seemingly allow them...

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29/08/2013

Landlord fined after failing to licence HMO

An experienced landlord has been fined £3000 after he failed to apply for the necessary House in Multiple Occupation (HMO) licence despite many warnin

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28/08/2013

Help wanted! Landlords grappling with legislation

Around half of private landlords are finding it difficult to keep up with current landlord law, according to a recent survey by the National...

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26/08/2013

Equity release is an option for ‘last time buyers’

Over a quarter of older homeowners expect to have to sell their property to help fund retirement, recent research has revealed.

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24/08/2013

Heir hunters found guilty after taking 88% of estate

The Beneficiary tracing company, Beneficiaries Limited, have been found guilty of seven counts of fraud and three charges of misleading consumers...

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23/08/2013

Help! I've had an accident

Goldsmith Williams specialises in many areas of accident claims including road traffic accidents, accidents at work, accidents in a public place...

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23/08/2013

The truth behind the mortgage headlines

Homebuyers and remortgagers are increasingly falling foul to misleading ‘headline rates’, according to The Sunday Telegraph.

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21/08/2013

Landlord FAQs

With so many rules and regulations to follow, it's no surprise that landlords can often find themselves a little bamboozled. So to shed some much...

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20/08/2013

Will new plans reduce cycling accidents?

Britons are being encouraged to ‘get on their bikes’ following a £148million government road safety boost. However will these new plans help make...

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20/08/2013

Footballer sued by landlords

Premier League footballer, Andy Carroll, is being sued by his former landlords for close to £200,000 after he allegedly caused severe damage to...

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17/08/2013

Bank under fire from Lord Sugar for alleged interest rate swap mis selling

Lord Sugar has made a complaint to Lloyds Banking Group, alleging the lender mis sold him a hedging product on a loan.

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16/08/2013

Equity release helping to fund the Bank of Mum and Dad

The bank of Mum and Dad now plays a huge part in the current housing market. According to a report by Shelter, 27 per cent of first time buyers...

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16/08/2013

Landlords warned to think before they buy

With buy to let activity hitting an almost five-year high, it is easy to see why new and existing landlords are keen to capitalise...

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15/08/2013

The buy to let mini boom

Confidence surrounding the buy to let market is at a high; 95% of brokers believing now is a good time to invest in buy to let...

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14/08/2013

Personal Injury FAQs

If you have been injured in an accident, chances are you’ll be left a little confused. You might not even know if you can make a claim for...

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14/08/2013

The real life devastation on interest rate swaps mis selling

It is estimated that 40,000 small and medium businesses have been mis sold an interest rate swap. Whilst clearly an overwhelming number...

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11/08/2013

Private landlords are a right bunch of Handy Andys

Private landlords are saving themselves thousands of pounds in maintenance costs by possessing a wide range of DIY skills, according to...

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10/08/2013

Don’t let myths stop you from remortgaging

With news that over half of UK homeowners could reduce their mortgage repayments by remortgaging, we want to dispel the myths that could prohibit...

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09/08/2013

Barclays increase provision for interest rate swaps mis selling

Barclays have added a further £650m to its interest rate swaps compensation pot, according to reports this week.

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09/08/2013

Drink drive road traffic accidents on the rise

Provisional figures have shown a significant year-on-year increase in the number of drink-driving related road traffic accident fatalities.

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09/08/2013

The Remortgage Journey

Many people avoid remortgaging their property because they are under the misconception that is either a timely, costly or just generally difficult...

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08/08/2013

Are you financially prepared for void periods?

Despite a flurry of first time buyer activity, demand continues to outweigh supply in the private rental market.

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08/08/2013

Building bridges

Bridging Finance may be becoming more prevalent but it can be a potentially risky and expensive financial option. Bridging finance should never be...

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07/08/2013

Footballer becomes an accidental landlord

The former Everton captain, Phil Neville, has become an accidental landlord after failing to sell his Manchester city-centre apartment.

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06/08/2013

New financial and legal demands likely from older borrowers

Reports of recent research undertaken by the Post Office highlight that thirty five percent of homeowners now expect to be in their seventh decade...

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06/08/2013

Equity release to save retirees from renting

Cash-strapped retirees are selling their homes and moving into rented accommodation, according to new research by Prudential.

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05/08/2013

Personal injury victims at risk of losing access to justice

Accident victims will have their access to justice impaired under new government proposals, according to the Commons Transport...

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02/08/2013

Unregulated Will writer loses family heirloom

In Metro this week there was an article about the risk of using ‘cut-price’ and ‘unregulated’ legal advisers. While this applies to all areas...

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02/08/2013

House prices rise for 7th consecutive month

Latest figures from Rightmove’s House Price Index for July have shown a seventh consecutive increase in property prices, a second successive...

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01/08/2013

Cut price legal services can prove very costly!

Cut-price legal advice from operators outside of the regulated market could leave clients with greater expense in putting right the mistakes this...

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01/08/2013

The Conveyancing Journey

One of the reason why moving house is one of life’s most stressful events is the confusion surrounding the conveyancing process.

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31/07/2013

What a landlord must do if they want to sell their property

As the property market picks up, many accidental landlords may consider putting their property back on the market. However if your rental property...

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31/07/2013

Broker recommendation bolsters client confidence in conveyancers

A mixed picture emerged from the recently published Legal Services Consumer Panel Annual Tracker Survey. Whilst on the one hand people who have...

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30/07/2013

Crackdown on rogue landlords given £3m boost

Local councils could receive additional funding to help tackle rogue landlords, Housing Minister Mark Prisk has announced.

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27/07/2013

Changes to personal injury industry imminent

Next week the third and final set of changes under the Legal Aid, Sentencing and Punishment of Offenders (LASPO) Act will be implemented.

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26/07/2013

Mortgage-free before retirement? Not likely!

A third of UK homeowners will still be paying off their mortgage in their 60s, according to latest research.

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26/07/2013

Legal advice could avoid potential pitfalls in longer-term tenancies

The Communities and Local Government Select Committee has recently called on the Council of Mortgage Lenders to promote longer tenancy...

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25/07/2013

Don’t forget the charities when writing a Will

People are being encouraged to remember charities in their Will as budget cuts threaten the extinction of nearly one in ten.

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25/07/2013

Things to consider when buying property with a friend

First time buyers may be enjoying a recent revival – there has been a 42% increase in the number of approved loans to newbie buyers – but getting...

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24/07/2013

Landlords leading the way in remortgage market

Landlords are taking advantage of lower rates and increased mortgage availability, according to the latest figures in the Mortgages for Business...

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24/07/2013

Homeowners turning to equity release to maintain standard of living

It would appear long gone are the days where equity release was used for life’s luxuries; in the current financial climate many older homeowners...

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22/07/2013

Granddaughter awarded £800k after probate solicitor deemed negligent

A High Court judge has awarded a mother-of-three nearly £800,000 in damages after he found the acting Wills and Probate solicitor to be negligent.

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19/07/2013

Seven tips to prevent rogue tenants

A new BBC documentary has revealed rogue tenants owe landlords £282 million in rent and damages. While there are no full proof guarantees our...

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19/07/2013

Why you don’t need to rely on a lottery win to ease retirement worries

Just last week the Euromillions prize fund was a staggering £157million. While it doesn’t hurt to fantasise about such a windfall, it is a...

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18/07/2013

Insurer proposes 3-day limit on whiplash claims

Despite the implementation of the Legal Aid, Sentencing and Punishment of Offenders (LASPO) Act 2012 earlier in the year, the war on whiplash...

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18/07/2013

Eight things that could devalue your property

Your property has been on the market for a while. It's in good condition and you've had a fair amount of interest but any offers you've had have...

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17/07/2013

Regulation is not punishing rogue landlords, says GW LET

Despite the coalition government’s Red Tape Challenge, an initiative designed to reduce unnecessary legislation and its associated...

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17/07/2013

Are you worried about claiming for a mis sold interest rate swap?

Despite estimations that as many as 100,000 could be affected by interest rate swaps mis selling, the number of small and medium sized businesses...

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14/07/2013

The risks in not meeting the legal requirements for letting HMO properties

A Milton Keynes landlord was hit with a £9000 fine after failing to correctly licence a House in Multiple Occupation (HMO) property.

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13/07/2013

The mystery of the FSA scheme

The FSA pilot scheme may have found that 9 out 10 cases failed to meet regulatory requirements but yet redress is still being held ransom...

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12/07/2013

Accident at work reporting poised to change

The way businesses report an accident at work is changing, the Health and Safety Executive (HSE) has announced.

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12/07/2013

Looking back in anger: Interest rate swaps – one year on

They say time flies when you’re having fun but that certainly isn’t the case for the thousands of small and medium-sized businesses still affected...

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12/07/2013

Energy efficiency now ‘key factor’ when buying a house

From a large kitchen to an ensuite bathroom, a decent sized garden to walk in wardrobes, everyone has a ‘must have’ list when buying a house.

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11/07/2013

Make a will and do things your way

Every now and then a story surfaces that, despite its saddening undertones, actually makes you smile. This is exactly what happened when we heard...

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11/07/2013

Rising rents result in more tenants in rent arrears

For the first time in 19 months, every region of England and Wales has seen annual rent increases, according to latest figures from the Buy to Let Ind

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09/07/2013

The landlord whose gamble didn’t pay off

While the judges on The Voice can often be surprised at the blind auditions, one landlord definitely got more than he bargained for after buying a pro

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05/07/2013

One in five UK roads are in ‘poor condition’

The Local Government Association fears another spell of bad weather could bring many UK roads ‘to its knees’ and could even cause an influx of road...

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05/07/2013

Introducing GW LET

GW LET (Landlord Empowerment Team) offers legal help and advice to landlords on a variety of issues including tenant eviction, rents arrears...

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05/07/2013

Landlord fined after breaching fire safety law

A landlord has been fined £20,000 after a fire raged through his rental property, seriously endangering the life of his tenants.

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04/07/2013

Flood risk owners thrown life ring

A deal reached between the Department for Environment, Food and Rural Affairs (DEFRA) and the Association of British Insurers (ABI) means...

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04/07/2013

Watch out! Rogue Will writers about

People are being urged to avoid making a Will with any unknown Will writer after a couple from Poole were duped into paying in excess of £3000 for...

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03/07/2013

Repayment Charges + Arrangement Fees = Haven’t a Clue

The expertise of a mortgage broker have never been more apparent after a survey by consumer group Which? revealed a staggering 99.5% of...

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03/07/2013

The Law Society's Conveyancing Quality Scheme

Buying a property is stressful enough without added complications and costs so when it comes to choosing a property solicitor, make a wise choice.

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02/07/2013

Lenders slammed for interest rate swaps compensation delays

The high street’s biggest lenders have been publicly criticised by Business Secretary, Vince Cable for failing to pay compensation to small and...

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02/07/2013

People at risk of missing out on retirement

No matter how much a person loves their job, they can’t help imagining what their life will be like when they are no longer a slave to the 9 to 5...

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01/07/2013

Good news for landlords as rent arrears drop

The total amount of late or unpaid rent has dropped by £6 million in the last month, according to latest figures from letting agent LSL.

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28/06/2013

Loved ones facing increasing difficulties when dealing with deceased’s bank

Dealing with a loved one’s estate after they have passed away is never an easy task. However many executors are finding it increasingly difficult...

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28/06/2013

Road accident risk as more drivers caught speeding

More drivers are committing the most serious speeding offences, according to new court figures.

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27/06/2013

Equity release rates could fall as competition hots up

There are some expectations within the industry that equity release rates could fall to as low as 5 per cent for the first time by the end of the...

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27/06/2013

Calls to stop landlords receiving rent from anti-social tenants

The Local Government Association (LGA) is calling for the right to ban landlords from collecting rent if they fail to deal with anti-social tenants.

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26/06/2013

Property searches explained

When you buy a property one of the things your conveyancer will do is carry out searches on the property and its surrounding area.

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26/06/2013

Tenant evictions increase 12 per cent

Possession claims by landlords have increased by 12 per cent in the first three months of the year, according to latest court statistics.

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25/06/2013

Don't buy a house in haste

They say a man’s home is his castle. However this castle can quickly turn to ruins by buying a house in haste, something 20 per cent of homeowners...

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21/06/2013

Accidents at work prevented after manufacturer fined £50,000

Workers at a Rochdale bedding manufacturers are lucky not to have been seriously injured or even killed in a workplace accident after a health...

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20/06/2013

New product for landlords buying properties in need of renovation

Precise Mortgages has launched the only UK ‘Bridge to Let’ product aimed at property investors and professional landlords.

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20/06/2013

Renewed hope for SMEs mis-sold interest rate swaps

The date for the first appeal case for interest rate swaps mis-selling has been brought forward following a request by the Financial Conduct Authority

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20/06/2013

New ruling could see thousands of landlords face legal action

A new ruling regarding tenancy deposit protection from the Court of Appeal could provide tenants with an opportunity to seek legal action against...

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19/06/2013

How to spot a qualified will writer

After recommendations to regulate Will writing were rejected by the Lord Chancellor, the Law Society has taken matters into its own hands and...

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19/06/2013

Clydesdale customers warned of bank’s private review scheme of tailored business loans

Customers of Clydesdale Bank who have taken out a tailored business loan are being encouraged to seek legal representation after an existing client...

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18/06/2013

Added security for landlords with student lets

Many landlords are reluctant to have students as tenants while others refuse point blank. However a new university tenancy scheme could help...

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17/06/2013

See loved ones enjoy their inheritance

A growing number of people are foregoing the traditional inheritance route and choosing to pass their assets to loved ones before they die.

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17/06/2013

Labour’s crackdown on private landlords

A future Labour government will look to limit the amount of rent a landlord can charge, according to the Shadow Work and Pension Secretary, Liam Byrne

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15/06/2013

Over a fifth of retirees use gifts to mitigate inheritance tax

A quarter of over-75s and a fifth of over-55s have given a cash ‘loan’ to a loved one as an early inheritance, Aviva’s latest Real Retirement...

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14/06/2013

Police aim to cut car accidents with new £740,000 scheme

Police are testing thousands more drivers throughout June as part of the Government’s summer crackdown on drink driving.

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14/06/2013

One fifth of landlords ignore crucial law

Landlords could be in for a nasty shock after a new study revealed 1.7 million tenants have been exposed to faulty electrics.

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13/06/2013

Broker Benefits

You’ve found your perfect property so now it’s time to secure a mortgage. You can go direct to a high street lender. However...

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13/06/2013

Top Tips to Avoid Buying a Flood Risk Property

The Environmental Agency estimates that 1 in 6 properties in England are at risk of flooding and it’s not just properties in the vicinity of a...

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12/06/2013

Footballer scores own goal when trying to evict tenants

A Premier League footballer has been given a quick lesson in landlord law after he tried to evict tenants with just two weeks notice.

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12/06/2013

Top tips to avoid buying property at risk of flooding

With many of us finally enjoying some long overdue sunshine the idea of flooding understandably swims to the back of our minds. However with the...

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12/06/2013

How the Dutch could help reduce road traffic accidents

Dutch-inspired roundabouts which separate cyclists from other road users could be implemented in London next year, according to the City’s Cycling...

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10/06/2013

Risky business as landlords ignore tenancy deposit law

Landlords who fail to comply with the government’s tenancy deposit protection law are putting themselves at risk, warns GW LET solicitor Rob Denman.

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10/06/2013

Calls for landlords to pay more Stamp Duty

Lobbying Group, the HomeOwners Alliance, is calling for landlords and property developers to pay more Stamp Duty than those buying a property for...

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07/06/2013

Equity release can fill the retirement income void

A person’s income drops by over a third when they reach retirement, according to latest figures from enhanced annuity provider, Partnership.

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07/06/2013

Five things to consider when buying a house

When you are buying a house it is very easy to get swept up in the romanticism of it all and overlook elements to the property which could cause...

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06/06/2013

Remember charities when making a Will

Solicitors are being urged to remind clients about leaving money to charities when they make a Will after a trial scheme revealed an uplift in...

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06/06/2013

Serious injury victim awarded £3m payout

A 37-year-old man from Newcastle upon Tyne who suffered serious injuries after being hit by a car driven by a priest is to be awarded over £3milllion

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05/06/2013

Buying the freehold helps leaseholders frustrated by rising ground rent and service charges

If you own a leasehold property and are frustrated by the seemingly ever increasing ground rent and service charges, perhaps now is the time to look..

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05/06/2013

Top 5 reasons to use Equity Release

With house prices increasing twice as fast as the average retirement income it’s no wonder that many UK homeowners are turning to equity release to...

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05/06/2013

See beyond the Black and White of Interest Rate Swaps

Nothing about interest rate swaps is black and white, even the FCA’s redress scheme. Lenders may appear to be addressing the situation but the...

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05/06/2013

So you want to be a landlord?

With much talk about the buoyancy of the buy to let market, it is not surprising that there has been an increased interest in becoming a landlord.

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04/06/2013

Equity release could help borrowers rejected by high street lenders

Older borrowers are facing further financial difficulties after West Bromwich Building Society became the latest lender to reduce its maximum age...

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03/06/2013

Why it pays for a landlord to ‘get green’

As the weather starts to take a turn for the better it is understandable why energy efficiency is pushed to the back of our minds. However for the...

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03/06/2013

When is the best time to make a Will?

With nearly two thirds of UK adults yet to make a Will it is clear to see the overwhelming reluctance that comes with Will-writing.

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30/05/2013

Landlord fined after renting out ‘potential death trap’

A recent court case has highlighted the legal responsibilities a landlord is required to uphold when letting property and the subsequent consequences

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30/05/2013

Help to Buy is great but what about Help to Build?

While many of us dream of buying our own home, there are many others who in fact dream of building theirs. However with average loan to value (LTV)...

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29/05/2013

Growing problems for landlords as tenants do a ‘Titchmarsh’

An increasing number of tenants are taking it upon themselves to make ‘improvements’ to the gardens and driveways of their rented property...

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29/05/2013

The rising popularity of equity release

The number of UK adults who would now consider equity release has increased by 23%, according to a recent poll by the Equity Release Solicitors...

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28/05/2013

Lawyers take on the fight to stamp out Wills cowboys

The launch of the Law Society designed Will-Writing Quality Scheme (WQS) and the introduction of a will-writing kite mark gives a second and much...

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28/05/2013

Would you buy a house for a pound?

It sounds like the bargain of the century but people really have had the opportunity to buy a house in Stoke-on-Trent for just £1 under a recent...

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24/05/2013

The rise of the ‘grandlord’

The number of retirees-come-landlords, affectionately known as ‘grandlords’, has increased by 33 per cent since 2009, according to a recent study...

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24/05/2013

The Legal Responsibilities of a Landlord

With the buy to let industry booming new landlords are coming to the market with ideas of making a quick buck but without a full understanding of...

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23/05/2013

Equity release offering retirees ‘peace of mind’

With budgets stretched the UK is heading towards a retirement funding crisis, fears the Equity Release Council (ERC).

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23/05/2013

The impact of older drivers on road traffic accidents

There has been much debate surrounding the correlation of young drivers and road traffic accidents with the government investigating ways to reduce...

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23/05/2013

When can a landlord increase the rent?

With latest figures revealing 41 per cent of landlords have increased their rents over the last year, we have had a number of landlords come to us...

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22/05/2013

Make a Will month is coming

We are proud to announce we are once again supporting local charity Claire House Children’s Hospice and its Make a Will Appeal.

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22/05/2013

First time landlords given a helping hand

It appears GW LET is not alone in providing the necessary help for first time landlords after The Mortgage Works announced it will now offer a...

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20/05/2013

The onus is on you as Government rejects Will writing regulation

Following the announcement that the Government has rejected calls to regulate Will writing, it is essential you understand the possible risks when...

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17/05/2013

Landlord law confusion after lesbian couple refused as tenants

A landlord in the Isle of Man has refused to let to two tenants, Kira Izzard and Laura Cull, on the ground of their sexual orientation, according to..

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17/05/2013

Stamp Duty Explained

If you buy property over a certain price, you have to pay Stamp Duty Land Tax. The amount of Stamp Duty you pay depends on the purchase price of...

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17/05/2013

Will new fines help prevent road traffic accidents

The introduction of new penalties for ‘careless driving offences’ as well as increasing of some existing penalties have been unveiled by transport...

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16/05/2013

Landlords to be responsible for checking immigration status

Landlords could be made responsible for verifying the immigration status of their tenants according to government plans outlined in the...

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16/05/2013

Homebuyers looking for long term commitment

There has been an increase in the number of homebuyers and owners taking out a long term fixed rate mortgage, according to global business...

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15/05/2013

The Rules of Intestacy Part Two

In the second part of our Rules of Intestacy Pop Art infographic, we highlight who inherits what if you are not married or in a civil partnership...

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14/05/2013

Common sense prevails in recent rent in advance case

Landlords can breathe a sigh of relief after The Court of Appeal ruled in favour of a landlord in a recent case debating upfront rent and tenancy...

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10/05/2013

Equity release could help mend the financial repercussions of a broken heart

As the number of couples divorcing in their sixties increases, equity release could help ease the associated financial pressures.

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09/05/2013

UK whiplash capital is a myth

There has been a significant drop in the number of whiplash injury claims in the past year, according to the government’s own figures.

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08/05/2013

First time buyers advised to buy now

Delaying the purchase of your first home could cost you more than £270,000, independent research has revealed.

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07/05/2013

Help for landlords renting to tenants on benefits

A letting property portal which puts tenants on local housing allowance (LHA) in contact with landlords and letting agents has reported a...

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06/05/2013

Interest rate swaps case to get FCA intervention

The Financial Conduct Authority (FCA) wishes to provide assistance by presenting both written and oral submission during an interest rate swap...

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03/05/2013

Equity release could dig out retirees with ostrich-syndrome

Pottering in the garden, spending time with the grandkids; these are just some of the activities we can look forward to in retirement. Others...

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03/05/2013

Landlords warned as sub-letting rises

Landlords are being encouraged to be extra vigilant when letting property after new figures revealed sub-letting is on the rise.

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02/05/2013

SMEs can’t afford to sit back and wait

Small and medium businesses mis sold an interest rate swap are being urged to be proactive in order to secure financial redress.

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01/05/2013

GPS Racing: The worrying new trend on our roads

The days of heading out on the road with little more than a map and a bit of common sense have all but ended; sat nav systems are now as almost as...

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01/05/2013

Why high-end property needn’t come with top-end charges

With news that 46 per cent of homes in Prime London now come with a £1m plus price tag, it’s reassuring to know that our conveyancing fees for...

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30/04/2013

Need to evict a tenant? You’re not alone

The number of landlords claiming possession of their property has reached the highest level in five years, according to the government’s latest...

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30/04/2013

30% of tenants don’t want to buy a house

Nearly a third of tenants are happy renting property and are not trying to buy their own home, according to online letting agents, Upad.

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29/04/2013

Poor pension? Your property could hold the financial solution

House prices have grown almost twice as fast as the average retirement income, a report by the Equity Release Council has revealed.

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29/04/2013

Equity release activity breaks £230 million for Q1 2013

Over £230 million was taken out by homeowners through equity release during the first three months of the year, latest figures have revealed.

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26/04/2013

It’s not grim up north for landlords

Southampton is the best place in England and Wales for landlords looking to expand their property portfolio, according to latest research from HSBC.

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26/04/2013

Goldman Sachs pays £130,000 to prevent road traffic accidents

Goldman Sachs is funding a proposal to close a London Street after it was deemed to be ‘dangerous to staff’.

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25/04/2013

London landlords missing out on share of £90million grant

London landlords may be missing out on the opportunity to have home improvements paid on their properties for under the ECO scheme, latest...

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25/04/2013

Noisy tenants

Local authorities receive 180000 complaints about noise every year. As a landlord you are responsible for your tenants and any complaints about...

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25/04/2013

The Risks of Conveyor Belt Conveyancing