Can I claim for an accident caused by an uninsured driver?

Published: 24/03/2014

With UK drivers around a hundred times more likely to be involved in a road traffic accident with an uninsured driver than in other European countries, it’s essential you know your rights when it comes to making a claim for compensation.

Despite motorists being required by law to have a valid insurance policy, it is estimated that there are approximately 1.2million uninsured drivers on UK roads. This works out at close to 1 in every 36 although there is some speculation this could climb to 1 in 5 in inner cities.

With such staggering numbers it’s no surprise that there are around 25,000 incidents involving uninsured UK drivers every year. If you are unfortunate to ever be hit by an uninsured driver, you may still be able to make an accident claim. Personal injury solicitor, Kevin Smith, explains:

“Whilst I don’t like to make sweeping generalisations, I think it’s fair to say that uninsured drivers can often be more reckless on the roads than other, law abiding motorists. This, alongside the considerable number of illegal drivers there are, means the odds of being hit by an uninsured driver are quite high.

“Should this ever happen and you are injured as a result, you can make a claim through the Motor Insurers’ Bureau.

“These types of claims can be somewhat more complicated than a standard accident claim, particularly if, as is sometimes the case, the offending driver has fled the scene.

“But this is what we’re here for. Our dedicated personal injury team is highly experienced in these types of cases and can help you recover the compensation you deserve.”

If you are unfortunate enough to be involved in an accident with a motorist who you think may not be insured, or who flees the scene don’t forget to report it to the police immediately.”

Content correct at time of publication